

Top 5%
Marta Lillard
Loan Officer
First Coast Mortgage Funding LLC - Ponte Vedra,FL


Florida State University
I love helping families buy or refinance with clear answers, a little humor, and someone in their corner from start to closing. The relationships I’ve built along the way mean the world to me, and I’m always excited to make new ones.
Location & Business Hours
Business Hours
Fri
9 AM to 8 PM
Sat
11 AM to 3 PM
Sun
11 AM to 3 PM
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Reviews from Web
Trusting Marta with this process was absolutely one of the best decisions we could have made! She went above and beyond to get us to closing and we couldn't be more thankful for her time and commitment to helping us!!
Reply from Owner
March 4th, 2026 03:51 PM
It was a fun ride. Thank you for your kind words.
Marta made my first time home buying experience a breeze, she always took the time to explain things and never minded my million of phone calls, definitely would recommend
Reply from Owner
March 4th, 2026 03:51 PM
Thank you. Hope you are all settled and enjoying your new home.
The closest thing to an Angel. A lender who is driven, determined, and transparent. If she doesn’t know she will find out. Works with great precision and quickly. By far my favorite lender.
Reply from Owner
December 5th, 2025 11:02 PM
right back at ya! :)
Marta was amazing during the whole process. If I was to ever do it again, I would want her In my corner again!!
Reply from Owner
March 4th, 2026 03:52 PM
Thanks Joyce!
From start to finish Marta made the entire experience seamless! Marta is truly a top notch professional!
Reply from Owner
March 4th, 2026 03:52 PM
Thanks man! It was nice working with an old co-worker and friend. I wanna be you when I grow up.
Marta made the mortgage application process seamless and painless! She was always quick to respond when I had any questions and helped me get approved and into my new home in an incredibly short period of time. I highly recommend Marta as a...
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Reply from Owner
March 4th, 2026 03:52 PM
Thank you. I hope you are enjoying your new home.
Great experience with Marta! We closed on our house with ease and she made communication so so easy! Highly recommend to anyone looking to purchase home, land, even manufactured homes. 10/10
Reply from Owner
March 4th, 2026 03:52 PM
Thank you. I hopp you are enjoying your new home.
I’m a realtor and I can say Marta is always quick to respond. Her follow through is top notch. She’s so fun, personable & witty! All of these qualities make her a unique and super special resource in this ever-changing, and often stressful,...
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Reply from Owner
March 4th, 2026 03:52 PM
Thank you Melissa! You are so good at what you do and I hope to do more business together in 2026.
Wonderful, careful, and responsive!!! Such a joy to work with!!! And the process was very easy.
Reply from Owner
March 4th, 2026 03:53 PM
Thank you Anthony.
Marta from First Coast Mortgage was amazing! She always responded quickly and kept me updated through the whole process. Anytime I started stressing about my mortgage, she took the time to explain everything and calm me down. My husband’s overseas,...
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Reply from Owner
March 4th, 2026 03:52 PM
Thank you. First time VA home buyer you did a great job and hope you are loving your new pad.
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About
I love helping families buy or refinance with clear answers, a little humor, and someone in their corner from start to closing. The relationships I’ve built along the way mean the world to me, and I’m always excited to make new ones.
Products & Services
Mortgage Loan Officer
Bridge Loans
USDA Loans
Non-QM
DSCR Loans
Self-Employed Mortgages
Home Equity Loan
Profit & Loss Only Mortgage
Bank Statement Loans
1099 Income Loans
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Mortgage Loan Shopping Assistance
Specialities
conventional
fha
usda
jumbo
va
Manufactured Housing
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Education
- Florida State University

Positions
- First Coast Mortgage Funding LLC - Loan Officer
Memberships
- Presidents Club
- FAMP
- MBAF
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Eastern Standard Time (EST)
Licenses
- 879436
Gallery




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+3
Awards
Top Loan Officer
Presidents Club
Achievements
- Top Loan Officer in November and January
Hobbies
- Beach
- Travel
- Occasional Golf Game
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Disclaimer
Marta Lillard, NMLS #879436, GA Lic. #44172. First Coast Mortgage Funding, NMLS #1953441. 11363-200 San Jose Blvd. Jacksonville, FL 322223. All loans are subject to credit and property approval. Programs, rates and terms may change without notice. Availability and restrictions vary.