

Marnel Garcon
Senior Mortgage Loan Officer


Farmingdale State College
I've been a Mortgage Loan Officer since 2008. As a multilingual Haitian-American, I am fluent in French and Creole. I specializes in First Time Homebuyer and Investment Purchases, Home Refinancing and Reverse Mortgage Loans. In my career, I... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 7 PM
Sat
closed
Sun
closed
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Reviews from Web
Marnel is a very attentive loan officer. He follows up and responds as soon as possible. I was always aware of the status of my loan which lowered my anxiety as a first time real estate investor. I would highly recommend Marnel for all your...
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Reply from Owner
November 22nd, 2021 12:00 AM
Thank you, Vanessa, for your review. I'm glad to have been of service. It was equally a delight to work with you.
I have had a great experience working with Marnel, I highly recommend his expertise and services to all who wants to buy or refinance a property. He is a very professional, provides a personalized service, and has knowledge in all stages of...
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15 years ago, i went through many lenders to apply for a mortgage loan. Unfortunately, all had failed many times looking for a dream home until then, this year. A friend referred me to Marnel. Marnel walked through all my questions, answer...
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Reply from Owner
November 10th, 2021 12:00 AM
Ms. Medina, thank you for your kind words. I'm was equally ecstatic to share in your happiness. They hard work was your doing, I merely assisted in making sure that all your savings and dedication to homeownership wasn't for nothing. Enjoy...
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My experience with Marnel as a loan officer went above and beyond what I expected. From our first conversation about how can I start the process till the finish line. Marnel did everything he could to make me feel comfortable and at ease. All...
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Reply from Owner
November 10th, 2021 12:00 AM
Thank you, Mr. Mondesir. Helping you and your family with this transaction was a delight. Your patience throughout the homebuying process should be an example to every homebuyer. I'm glad to see you guys enjoying your dream home. Best wishes....
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As a first-time homebuyer, this process can be intimidating. From my first conversation with Marnel, he made me feel at ease. He was so knowledge, professional and caring. He went above and beyond throughout this journey. Even when I had given...
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Reply from Owner
November 10th, 2021 12:00 AM
Ms. Ferdinand, thank you! And the pleasure is all mine. You were a stellar client to work with and I'm glad to have been a part of your home purchase.
The conversation with Marnel was great. He understood our situation. We had additional questions and he was patient with us. He was amazing and was making sure we had all our details so we could get our loan with minimal fuss. Great experience!...
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Reply from Owner
November 10th, 2021 12:00 AM
Thank you, Mr. Patel. It was an honor working with you.
Marnel is a great person to work with very professional he responded to all my calls/text and emails,he went far and beyond when the time of closing came when it seemed it was not going to happened he made it happen. Highly recommend. Thanks...
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My experience with Marnel was simply put phenomenal. I am a first time home buyer, with bare minimum knowledge on the process. Marnel went above and beyond in every sense of the word. He was available 24/7. Early mornings to late late nights....
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Reply from Owner
November 10th, 2021 12:00 AM
Thank you, Mr. Rosario, for such kind words. Your gratitude is the greatest thanks I can ask for an a Loan Originator. Hope you and your family are well.
Although my time to close was a bit longer than expected, my experience with Marnel as a broker was good. He was responsive and always available whenever I had a question. Looking forward to working with Marnel again in the future.
Reply from Owner
November 10th, 2021 12:00 AM
Thank you, Karen, for your response. Your experience matters to me. At times, the loan process can get a bit difficult when sellers don't honor to the requested for closing. That, unfortunately, is out of the our control. Hope you and your...
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To say patient would be an understatement. Marnel remained professional throughout our process and was able to educate us all the way through. He took on all the stress so we wouldn’t have to worry. We are homeowners today because marnel stood...
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Reply from Owner
November 10th, 2021 12:00 AM
Thank you! I cant express how happy I was to share in your happiness that day. Its what makes my job as a Loan Originator so exciting. Blessings to you and your family.
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About
I've been a Mortgage Loan Officer since 2008. As a multilingual Haitian-American, I am fluent in French and Creole. I specializes in First Time Homebuyer and Investment Purchases, Home Refinancing and Reverse Mortgage Loans. In my career, I've prided myself in educating clients and helping them make the right financial decision. I hold a great love of Real Estate and understanding that at times, this can be the biggest investment in someone's life. Allow me and my expertise to assist you in your financing needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
Mortgage Broker
VA Home Loan
Conventional Home Loan
Construction Loan
Reverse Mortgage
Property Closing Assistance
Mortgage Rate Shopping Assistance
Mortgage Lender
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Reverse Mortgage
Cash-Out Refinances
DSCR Loans
Bank Statement Mortgages
Specialities
Mortgage
Home Lending
Finance
Reverse Mortgage
Loans
Heloc
HECM
DSCR (debt service coverage ratio) loan
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Education
- Farmingdale State CollegeArchitectural EngineeringBachelor of Architecture (B.Arch.)Aug 2002 -Mar 2006

Positions
- CrossCountry Mortgage - Senior Mortgage Loan OfficerJul 18th, 2024 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Eastern Standard Time (EST)
Licenses
- NY, NJ, CT, PA, MA, MD, FL, GA
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Hobbies
- Drawing
- Racing
- Reading/Writing
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