Marlene Smith, Loan Officer, NMLS # 399919 - ...
Branch Manager | NMLS # 399919
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstan... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 6 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Marlene was an excellent loan officer to work with. She was always available, offered good insights, was willing to make whatever needed to be done happen, and quickly. She was friendly, kind, personable, and moved the process along seemlessly,...
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Reply from Marlene Smith
September 7th, 2026 06:22 PM
Azariah, I appreciate your thoughtful review. I'm glad to hear that my efforts to provide seamless and responsive service had a positive impact on your experience. Your kind words mean a lot to me, and I'm thankful for the opportunity to assist...
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Marlene was very informative, professional and had our best interest. She was very responsive and attentive to all details. Anytime my husband or I reached out she had the answers we needed. If I had to do this all over again, I wouldn't change...
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Reply from Marlene Smith
July 22nd, 2026 06:00 PM
Olga, I'm grateful for your kind words. It's wonderful to know that I could provide the information and support you needed throughout the process. I appreciate your trust in me, and I'm so pleased that you felt well taken care of during your...
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Marlene was very helpful, she answered every question I asked in prompt fashion. Going through this process for the first time, she made it feel easier than I expected .
Reply from Marlene Smith
July 16th, 2026 08:51 PM
Dominique, I'm happy to hear that I could make your first experience smoother than anticipated. It's great to know that my prompt responses were helpful to you. Thank you for sharing your positive experience!
The communication . Marlene made it personal . very professional but personal . I did not feel like I was just another number. I appreciate the follow up . In the midst of her own struggles she was still there for me. For me that spoke volumes...
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Reply from Marlene Smith, Loan Officer, NMLS #...
June 25th, 2026 04:52 PM
Joan, I'm grateful for your kind words. It's important to me to provide personalized and professional service, and I'm pleased that you felt valued throughout the process. Thank you for acknowledging my commitment, even during challenging times....
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Mrs. Marlene is the best. She is very responsive ams and specific. She walkked walked me through the whole process and made it so easy I appreciate her and the work she does.
Reply from Marlene Smith
April 25th, 2026 12:32 PM
Damien. Thank you for your kind words and trusting me with your lending needs. I look forward to working with you again. Take Care Marlene
She was attentive throughout.
Reply from Marlene Smith
April 23rd, 2026 02:38 PM
Lucas, I appreciate your feedback. It's important to me to be attentive and supportive throughout the process. Thank you for taking the time to share your experience!
Marlene was easy to reach and extremely heful in getting me the best rates. Her expertise and professionalism assured me that I was in good hands .
Reply from Marlene Smith
March 22nd, 2026 03:26 AM
I am elated to have been a part of your purchase journey. I wish you only the best in the future. Take Care Marlene
Marlene is absolutely amazing at her job. Working with her is stress free. Even if I were to get stressed she would talk to me, so I wouldn't feel as stressed. Marlene is up there in the aspect of one of my favorite people I have meet. Thank...
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Reply from Marlene Smith
February 9th, 2026 02:37 PM
Dylan you were a joy to work with. I am excited that we were able to work together again and get you refinanced. People like you are why I continue to do this job. Wishing you only the best.
Take Care Marlene
Marlene Smith the biggest help to me. I've used her twice now in both times I can't tell you what an awesome help she was and made things so easy for me. I believe Marlene to be one of your greatest assets!!!! thank you sincerelyh Jewell Smith...
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Reply from Marlene Smith
January 27th, 2026 06:37 PM
Jewell, I'm so glad to hear that I could assist you effectively on both occasions. Making the process easy and smooth for you is always my goal. If you ever need support in the future, don't hesitate to reach out. Thank you for your kind words!...
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Marlene walked us through the entire process.
Took the time to answer all of our questions and concerns.Explained how to use emails , and all questions.
Reply from Marlene Smith
December 16th, 2025 04:11 PM
I enjoyed working with you. Thanks for the great feedback.
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About
As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community-based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals, builders, and individual homebuyers throughout the United States.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Lending on 1 to 4 family properties conforming Primary and Investment Properties
DSCR Loans
HELOCS
Commercial
USDA Loans
FHA Loans
Conventional Loans
VA Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 399919
Hobbies
- Cycling
- Motorcyles
- Gardening
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Disclaimer
American Financial Network, Inc. is an Equal Housing Lender
American Financial Network, Inc. | NMLS ID 237341
10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000
©2026 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.