Marcel Garcia Mortgage Lender | Investor
Branch Manager
We understand the mortgage and refinance process can be stressful. That’s why we’re here as your partners to finance the home of your dreams with full transparency and clarity.
Location & Business Hours
Business Hours
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24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
Marcel, Brian, and the team at Luxury Mortgage is the best lender/broker I have worked with. I moved to the Oakland Park Michigan area after serving the last ten years on active duty w/ the U.S. Army. My wife and three sons endured three PCS...
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Reply from Owner
September 13th, 2026 12:00 AM
Marc it was a pleasure to work with you. I admire your service to this country and the trust you placed in me. Thank you!
Start to finish was an awesome process. Could not have been happier. In the future, if I find myself buying a new home I would definitely use Marcel again.
Reply from Owner
September 13th, 2026 12:00 AM
Krystin you desire the home you purchase. I was honored to work with you. Being a nurse is such an awesome and praise worthy profession. Thank you for the trust in me and I am honored that I was able to help you with your first home purchase....
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Marcel and his team made the process seamless. It only took 11 business days from the time I made an offer to closing on my new home. Luxury Mortgage and Marcel got the job done! I am a happy new home owner.
Reply from Owner
September 13th, 2026 12:00 AM
Mary Francis! We got it done on time and it was pleasure to work with you. I appreciate your business and trust in me to deliver.
Marcel was very professional and prompt with EVERYTHING! He made our home buying experience very positive and easy. Excellent lending experience with him. .,,.............................
Reply from Owner
September 13th, 2026 12:00 AM
Stacey thank you! It was great to work with you. I love what I do and working with great clients like you. Thank you!
Marcel is very prompt, efficient and professional. He really goes the extra mile to make sure everything is covered and handled properly. With today's complex lending requirements its so important to have a lender who stays on top of the entire...
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Reply from Owner
September 13th, 2026 12:00 AM
Eva it was great to work with you on this transaction. Your reputation as great realtor is well earned and I was great to work with you from start to finish. Thank you!
It was such a pleasure working with Marcel. As a first time homebuyer, he made me feel at ease by going the extra mile to make sure I was in tune with every step of the process. He kept me updated on everything that was going on and he was...
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Reply from Owner
September 13th, 2026 12:00 AM
Azizah helping first time homebuyers achieve their goals and helping them to be confident during the process is my job, but I love doing it because your first home purchase is so special, by the time we get to the closing table I want my clients...
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About
We understand the mortgage and refinance process can be stressful. That’s why we’re here as your partners to finance the home of your dreams with full transparency and clarity.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Construction Loan
Bridge Loans
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
Interest-Only 40-Year Mortgage
ITIN Mortgage Loans
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Memberships
- NMLS
- Business Network International
- UFC Gym
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #189567
Awards
Executive Leadersh...
Achievements
- Servicing Mortgage Clients since 2005
Hobbies
- Scuba Diving
- Fitness
- Spending time with Family
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Disclaimer
Equal Housing Lender | The Mortgage Link, Inc. NMLS#113054 (License# BK-1035583). Licensed by the N.J. Department of Banking and Insurance. For more information, please reference the NMLS Consumer Access Website at nmlsconsumeraccess.org.
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
TEXAS RESIDENTS: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML'S WEBSITE: SML.TEXAS.GOV.
Illinois Department of Financial and Professional Regulation, Division of Banking, 555 West Monroe Street, 5thFloor, Chicago, IL 60661, 1-888-473-4858
STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE: The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.”. (Source: P.A. 101-657, eff. 3-23-21.