Lynda Bernal at Prosperity Home Mortgage - Ventura's Cover Image
Lynda Bernal at Prosperity Home Mortgage - Ventura - Mortgage Consultant | NMLS# 224231 in Santa Barbara, CA

Lynda Bernal at Prosperity Home Mortgage - Ve...

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Mortgage Consultant | NMLS# 224231

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Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want i... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
95%
4 Star
4%
3 Star
0%
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Reviews from Web
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    Carol S
    Ventura, CA
    Posted on May 27th, 2024 08:59 PM
    Lynda was very helpful and knowledgeable and able to answer any questions we had. She is very pleasant and kind to do business with. She was very prompt also. Great job Lynda thank you so much!
    Reply from Lynda Bernal at Prosperity Home Mor...
    May 28th, 2024 05:11 PM
    Thank you so much for your kind words, Carol. I'm thrilled to hear that you found my assistance helpful. Your satisfaction is my priority and it's great to know that I was able to meet your expectations. I'm here for you anytime you need help...
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    Nicholas P
    Camarillo, CA
    Posted on May 21st, 2024 04:13 AM
    Extremely efficient, made a 21 day escrow a real breeze.
    Reply from Lynda Bernal at Prosperity Home Mor...
    May 21st, 2024 03:44 PM
    I'm delighted to hear that you found our process to be efficient, Nick. We strive to make your home purchase experience as stress-free as possible. Thank you for the high rating of 4.83 out of 5 stars. Please remember I'm here for any future...
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    Katie R
    Oxnard, CA
    Posted on May 6th, 2024 06:36 AM
    You're a great lender and person! Win Win!
    Reply from Lynda Bernal at Prosperity Home Mor...
    May 6th, 2024 06:09 PM
    Thank you for taking the time to leave this wonderful review and for the full 5-star rating, Katie! It's always my goal to make the loan process as smooth and efficient as possible for all parties. It was such a pleasure for me and my team...
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    Brendan N
    Posted on April 9th, 2024 05:08 PM
    Lynda was incredible, so patient and highly communicative throughout the complex home buying process!
    Reply from Owner
    June 28th, 2024 10:58 PM
    Thank you so much for your feedback, Brendan! It was a pleasure to help guide you through the home buying process. Your kind words mean a lot. I strive to provide the highest level of service and communication to make the process as straightforward...
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    Brendan N
    Ventura, CA
    Posted on April 9th, 2024 05:08 PM
    Lynda was thorough and highly communicative. She guided us through the whole home buying process with great patience and explanations.
    Reply from Lynda Bernal at Prosperity Home Mor...
    April 9th, 2024 05:14 PM
    I'm delighted to hear that you had a positive experience working with me at Prosperity Home Mortgage. It was a pleasure guiding you through the home buying process and providing the necessary information. Thank you, Brendan, for taking the...
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    Edith E
    Ventura, CA
    Posted on April 8th, 2024 11:49 PM
    Homebuying can be confusing, scary, and overwhelming if it is your first time. Luckily, with a great team, the process can be smooth. I am so grateful I had the opportunity to work with Lynda! I could not be happier with the support I received...
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    Reply from Lynda Bernal at Prosperity Home Mor...
    June 28th, 2024 11:00 PM
    Thank you so much, Edith, for your kind words and the 5-star rating! It was my pleasure to assist you in this home buying journey and I'm thrilled to know that you felt supported every step of the way. It's very important to me that my clients...
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    Christian G
    Posted on January 8th, 2024 03:29 PM
    Lynda was extremely helpful throughout the whole process. Spent as much time needed to answer all my questions. If you are a first time buyer you should contact Lynda and her team.
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    Christian G
    Camarillo, CA
    Posted on January 8th, 2024 03:29 PM
    Lynda was very helpful throughout this whole process. thank you
    Reply from Lynda Bernal at Prosperity Home Mor...
    January 8th, 2024 10:43 PM
    I'm delighted to hear that you found my assistance helpful throughout your process, Christian. Your positive feedback means a lot to me and the entire team at Prosperity Home Mortgage. We continually strive to provide the highest level of service...
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    Kay W
    Santa Paula, CA
    Posted on November 28th, 2023 02:04 AM
    Good communication. Thank you.
    Reply from Lynda Bernal at Prosperity Home Mor...
    November 28th, 2023 07:50 PM
    Thank you for your kind words and five-star rating, Kay! I'm thrilled to hear that you had a positive experience with me at Prosperity Home Mortgage. Communication is key in our line of work, so your feedback is greatly appreciated. I look...
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    Terry P
    Posted on October 31st, 2023 05:47 AM
    Lynda Bernal at Prosperity Home Mortgage - Ventura has received a review with 5 star rating from Terry P
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    About
    Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want it. Lynda knows that home buyers and homeowners are busy taking care of the many other details of their lives. Licensed in California and Arizona, Lynda assists all types of home buyers – from a first-time buyer purchasing a condo or starter home to someone purchasing a vacation getaway to an investor purchasing an income property. And over the years she has successfully navigated many quirky, complicated, difficult buyer situations and gotten loans for her clients that other lenders could not.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Specialities
    Purchase and refinance of primary residence, second home, or investment/rental property.
    Conventional, FHA, VA, USDA, Jumbo, and niche loan products including Down Payment Assistance.
    Land, renovation and construction loans.
    Residential Loans
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    Positions
    • Prosperity Home Mortgage LLC - Senior Mortgage Consultant
      Jun 22nd, 2018 - Current

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • CA DBO 224231
    • AZ LO-0925443
    • NMLSR#224231
    Achievements
    • Certified Veterans Lending Specialist
    Hobbies
    • Hiking
    • Motorcycle riding
    • Reading
    • View All
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.