Lynda Bernal at Prosperity Home Mortgage - Ventura's Cover Image
Lynda Bernal at Prosperity Home Mortgage - Ventura - Mortgage Consultant | NMLS# 224231 in Santa Barbara, CA

Lynda Bernal at Prosperity Home Mortgage - Ve...

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Mortgage Consultant | NMLS# 224231

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Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want i... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Thomas C
    Thousand Oaks, CA
    Posted on August 14th, 2020 03:37 AM
    Lynda is THE BEST! She's very personable and gets everything done.
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    Everett K
    Santa Paula, CA
    Posted on July 30th, 2020 11:49 PM
    Lynda Bernal was very helpful in helping me navigate the loan and escrow process. She was patient in answering my many questions, and was always responsive to my queries.
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    Ryan B
    Ventura, CA
    Posted on July 29th, 2020 11:53 PM
    With uncertain circumstances surrounding our employment and income sources due to the COVID pandemic, Lynda still managed to put a loan package together for us. The closing was delayed a bit, but Lynda’s daily communication helped keep us apprised...
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    Barbara L
    Ventura, CA
    Posted on July 22nd, 2020 05:21 PM
    Lynda was very helpful and a pleasure to work with!
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    Laura C
    Ventura, CA
    Posted on July 13th, 2020 06:24 PM
    Lynda was incredibly helpful And communicative during the entire process.
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    Sarah L
    Ojai, CA
    Posted on July 10th, 2020 12:00 AM
    Patient, kind and conveyed to us a desire for our best interests.
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    Michael M
    Carpinteria, CA
    Posted on June 18th, 2020 08:11 PM
    We have wanted to move to Carpinteria Ca for 24 years. In July of 2019 we got serious and found Stella Quintana of BHHSCAL at an open house and chose her as our RE. Stella put us in touch with Lynda. Lynda was a consumate, skilled and experienced...
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    Helen B
    Buckeye, AZ
    Posted on June 8th, 2020 11:07 PM
    The whole process was streamlined which made everything quick and easy! Lynda was very professional and personable and very quick to respond or return my calls.
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    Danielle E
    Oak View, CA
    Posted on May 28th, 2020 12:27 AM
    Lynda was so friendly and caring - we loved working with her. It really felt like she was on our team!
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    Alma A
    Oxnard, CA
    Posted on May 18th, 2020 06:26 PM
    When I didn't understand something that was happening, Lynda was able to explain the why of the situation.
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    About
    Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want it. Lynda knows that home buyers and homeowners are busy taking care of the many other details of their lives. Licensed in California and Arizona, Lynda assists all types of home buyers – from a first-time buyer purchasing a condo or starter home to someone purchasing a vacation getaway to an investor purchasing an income property. And over the years she has successfully navigated many quirky, complicated, difficult buyer situations and gotten loans for her clients that other lenders could not.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Specialities
    Purchase and refinance of primary residence, second home, or investment/rental property.
    Conventional, FHA, VA, USDA, Jumbo, and niche loan products including Down Payment Assistance.
    Land, renovation and construction loans.
    Residential Loans
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    Positions
    • Prosperity Home Mortgage LLC - Senior Mortgage Consultant
      Jun 22nd, 2018 - Current

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • CA DBO 224231
    • AZ LO-0925443
    • NMLSR#224231
    Achievements
    • Certified Veterans Lending Specialist
    Hobbies
    • Hiking
    • Motorcycle riding
    • Reading
    • View All
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.