Lynda Bernal at Prosperity Home Mortgage - Ventura's Cover Image
Lynda Bernal at Prosperity Home Mortgage - Ventura - Mortgage Consultant | NMLS# 224231 in Santa Barbara, CA

Lynda Bernal at Prosperity Home Mortgage - Ve...

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Mortgage Consultant | NMLS# 224231

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Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want i... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Lisa H
    Oak View, CA
    Posted on December 30th, 2020 04:20 PM
    Lynda was very helpful throughout this entire process. She was always available to answer all of my questions (even when they were repeat questions :) and was patient with a nervous home buyer!
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    Aaron F
    Ventura, CA
    Posted on December 20th, 2020 04:40 AM
    Lynda was extremely helpful, gracious, informative, friendly, and ready to assist in any way she could. Thank you Lynda for making our experience extra smooth
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    Robert N
    Ventura, CA
    Posted on December 6th, 2020 01:14 AM
    Communication was great!
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    Billie H
    Santa Paula, CA
    Posted on November 22nd, 2020 04:04 PM
    Lynda is amazing, professional, kind, and over the top helpful.
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    Curtis K
    OJAI, CA
    Posted on November 10th, 2020 12:28 AM
    What made it great? Lynda's expertise, brilliance and responsiveness. She always comes through for us.
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    Jessica P
    Ventura, CA
    Posted on November 9th, 2020 05:52 PM
    Lynda and her team were super helpful and responsive throughout the process. I recommend her and PHM to all my clients! She is truly the best.
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    Douglas A
    Camarillo, CA
    Posted on November 8th, 2020 03:41 AM
    Great communication and everything was very timely!
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    Eric B
    Ventura, CA
    Posted on November 7th, 2020 12:22 AM
    Lynda and Prosperity were amazing to work with on our first home purchase. She expertly navigated us through the complexities of the mortgage process.
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    Jacinta B
    Camarillo, CA
    Posted on November 6th, 2020 05:02 PM
    As a first time home buyer, it can be overwhelming.When interacting with Lynda, she was always kind, patient and expeditiously responded to my inquiries. All of this, plus her knowledge and excellent service she provided was comforting.I would...
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    Alphonse B
    Oxnard, CA
    Posted on November 6th, 2020 01:54 AM
    The Loan process can be very draining and stressful, especially for an older fellow like myself, who is not a detail person, but Lynda made the document gathering and detail much easier to accomplish by her professional, but friendly and helpful...
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    About
    Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want it. Lynda knows that home buyers and homeowners are busy taking care of the many other details of their lives. Licensed in California and Arizona, Lynda assists all types of home buyers – from a first-time buyer purchasing a condo or starter home to someone purchasing a vacation getaway to an investor purchasing an income property. And over the years she has successfully navigated many quirky, complicated, difficult buyer situations and gotten loans for her clients that other lenders could not.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Specialities
    Purchase and refinance of primary residence, second home, or investment/rental property.
    Conventional, FHA, VA, USDA, Jumbo, and niche loan products including Down Payment Assistance.
    Land, renovation and construction loans.
    Residential Loans
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    Positions
    • Prosperity Home Mortgage LLC - Senior Mortgage Consultant
      Jun 22nd, 2018 - Current

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • CA DBO 224231
    • AZ LO-0925443
    • NMLSR#224231
    Achievements
    • Certified Veterans Lending Specialist
    Hobbies
    • Hiking
    • Motorcycle riding
    • Reading
    • View All
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.