Lynda Bernal at Prosperity Home Mortgage - Ventura's Cover Image
Lynda Bernal at Prosperity Home Mortgage - Ventura - Mortgage Consultant | NMLS# 224231 in Santa Barbara, CA

Lynda Bernal at Prosperity Home Mortgage - Ve...

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Mortgage Consultant | NMLS# 224231

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Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want i... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • API
    J
    Joseph D
    Camarillo, CA
    Posted on August 17th, 2021 12:29 AM
    The best! We had a superb home buying experience because of Lynda’s knowledge and insight, particularly in this roaring market! My highest recommendation! Thank you!
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    Dena R
    Ventura, CA
    Posted on August 10th, 2021 09:29 PM
    Ease of providing documents- quick process
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    Derek H
    Phoenix, AZ
    Posted on August 9th, 2021 07:51 PM
    Lynda is clearly very knowledgeable and is able to explain things in an easy to understand way. Communication is clear, concise, and very timely. It's great to feel like you have someone on your side throughout the loan process.
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    Jennifer G
    Oxnard, CA
    Posted on August 5th, 2021 12:04 AM
    Lynda was great running different scenarios to help us figure out where we were comfortable with down payments and monthly payments. This was my first time buying a home and she made me feel comfortable every step of the way!
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    J
    Joy C
    Ojai, CA
    Posted on July 27th, 2021 04:02 PM
    Lynda was incredible. Kind and knowledgeable, quick and ready to help at a moments notice. We’ve purchased multiple homes and felt extremely confident with Lynda, the value of what she offered, and would highly recommend her and this company...
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    Terri J
    Camarillo, CA
    Posted on July 25th, 2021 05:04 AM
    personal contact to let you know exactly what is necessary and expected for the purchaser
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    R
    Robert G
    Posted on July 20th, 2021 01:33 PM
    Lynda was better than the best! We had quite the adventure getting into our new home and Lynda was with us every step of the way providing professional advice in a positive and cheerful manner! She made what could have been a nightmare a wonderful...
    read more
  • Zillow
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    Robert G
    Port Hueneme, CA
    Posted on July 20th, 2021 12:00 AM
    Lynda was better than the best! We had quite the adventure getting into our new home and Lynda was with us every step of the way providing professional advice in a positive and cheerful manner! She made what could have been a nightmare a wonderful...
    read more
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    Robert G
    Port Hueneme, CA
    Posted on July 17th, 2021 04:13 AM
    We had a very challenging adventure on our way to our new home. Lynda was with us every step of the way to make the process as easy as possible! She was always positive and helpful!
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    Melissa V
    Camarillo, CA
    Posted on July 15th, 2021 02:13 PM
    Poor experience with the under writers
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    About
    Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want it. Lynda knows that home buyers and homeowners are busy taking care of the many other details of their lives. Licensed in California and Arizona, Lynda assists all types of home buyers – from a first-time buyer purchasing a condo or starter home to someone purchasing a vacation getaway to an investor purchasing an income property. And over the years she has successfully navigated many quirky, complicated, difficult buyer situations and gotten loans for her clients that other lenders could not.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Specialities
    Purchase and refinance of primary residence, second home, or investment/rental property.
    Conventional, FHA, VA, USDA, Jumbo, and niche loan products including Down Payment Assistance.
    Land, renovation and construction loans.
    Residential Loans
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    Positions
    • Prosperity Home Mortgage LLC - Senior Mortgage Consultant
      Jun 22nd, 2018 - Current

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • CA DBO 224231
    • AZ LO-0925443
    • NMLSR#224231
    Achievements
    • Certified Veterans Lending Specialist
    Hobbies
    • Hiking
    • Motorcycle riding
    • Reading
    • View All
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.