Lynda Bernal at Prosperity Home Mortgage - Ventura's Cover Image
Lynda Bernal at Prosperity Home Mortgage - Ventura - Mortgage Consultant | NMLS# 224231 in Santa Barbara, CA

Lynda Bernal at Prosperity Home Mortgage - Ve...

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Mortgage Consultant | NMLS# 224231

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Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want i... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
95%
4 Star
4%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Debra H
    Camarillo, CA
    Posted on January 25th, 2022 06:23 AM
    Lynda was always available for questions and expertise.
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    Stanley P
    Ventura, CA
    Posted on January 4th, 2022 01:51 AM
    Very helpful
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    B
    Billie P
    Ventura, CA
    Posted on January 4th, 2022 01:51 AM
    Excellent service
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    Toni G
    Ventura, CA
    Posted on December 23rd, 2021 07:32 PM
    Thank you for always providing great service to me and my clients.
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    John P B
    Oxnard, CA
    Posted on December 13th, 2021 04:12 PM
    Very quick responses and the willingness to educate us.
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    S
    Steven D
    Camarillo, CA
    Posted on December 9th, 2021 10:48 PM
    Loan underwriter was unreasonable with requirements. Waited to last minute to keep requesting more and more documents. Lynda and Monica were GREAT.
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    Kelly S
    Ventura, CA
    Posted on November 22nd, 2021 01:12 AM
    Lynda was so helpful throughout the entire process. From answering all my questions to getting me the best interest rate to making sure everything went smoothly during the closing, Lynda made the process great.
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    Debra C
    Thousand Oaks, CA
    Posted on November 19th, 2021 05:26 PM
    Excellent interaction and pleasant people especially Lynda for the duration of the process.
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    Guillermo A
    Ventura, CA
    Posted on November 16th, 2021 10:06 PM
    Lynda always informed me every step till the end.
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    Sabrina G
    Oxnard, CA
    Posted on November 15th, 2021 04:41 PM
    Straightforward and quick communication throughout
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    About
    Since 2001 Lynda Bernal has helped hundreds of people with their home loans. In every transaction her goal is to provide each client with the attention, service, and respect they deserve while delivering the loan they want, when they want it. Lynda knows that home buyers and homeowners are busy taking care of the many other details of their lives. Licensed in California and Arizona, Lynda assists all types of home buyers – from a first-time buyer purchasing a condo or starter home to someone purchasing a vacation getaway to an investor purchasing an income property. And over the years she has successfully navigated many quirky, complicated, difficult buyer situations and gotten loans for her clients that other lenders could not.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Specialities
    Purchase and refinance of primary residence, second home, or investment/rental property.
    Conventional, FHA, VA, USDA, Jumbo, and niche loan products including Down Payment Assistance.
    Land, renovation and construction loans.
    Residential Loans
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    Positions
    • Prosperity Home Mortgage LLC - Senior Mortgage Consultant
      Jun 22nd, 2018 - Current

    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • CA DBO 224231
    • AZ LO-0925443
    • NMLSR#224231
    Achievements
    • Certified Veterans Lending Specialist
    Hobbies
    • Hiking
    • Motorcycle riding
    • Reading
    • View All
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.