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Spencer Lumia at Acrisure Mortgage, LLC - Mortgage Loan Originator | NMLS# 1247908 in Tampa, FL

Spencer Lumia at Acrisure Mortgage, LLC

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Mortgage Loan Originator | NMLS# 1247908

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Acrisure Mortgage (formerly FBC Mortgage, LLC) NMLS ID# 152859 is a Top 10 national mortgage lender headquartered in Orlando, Florida. Licensed in 49 states and supported by more than 19,000 dedicated professionals across Acrisure, we speci... Show More
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8 AM to 5 PM
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5 Star
99%
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Reviews from Web
  • Encompass
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    Chase D B
    Dade City, FL
    Posted on April 16th, 2026 12:36 PM
    Spencer was extremely helpful throughout the entire process. He answered any questions I had very quickly.
    Reply from Spencer Lumia at Acrisure Mortgage,...
    April 16th, 2026 04:05 PM
    I'm pleased to hear that I could assist you effectively throughout the process, Chase. It's great to know that my quick responses helped address your questions. If there's anything else you need, feel free to reach out.
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    Rosena L S
    Parrish, FL
    Posted on April 10th, 2026 01:13 PM
    The entire process was very easy and efficent. I love the app they use to excute the entire loan process. It kept me updated on where I was in the loan process and what was needed. Hands down the easiest loan process I have been through.
    Reply from Spencer Lumia at Acrisure Mortgage,...
    April 10th, 2026 05:23 PM
    Rosena, I'm pleased that you found the process easy and efficient. It's great to hear that the app kept you well-informed throughout and contributed to an uncomplicated loan experience. If there's anything more I can help with in the future,...
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    Reynaldo M
    Dade City, FL
    Posted on April 7th, 2026 07:06 PM
    Process was very quick and smooth
    Reply from Spencer Lumia at Acrisure Mortgage,...
    April 8th, 2026 07:07 PM
    Reynaldo, I'm pleased to hear that the process was quick and smooth for you. Streamlining the journey and ensuring efficiency is always a goal of mine. If there's anything else you need, don't hesitate to contact me.
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    Matthew C D
    Parrish, FL
    Posted on April 7th, 2026 04:22 AM
    It was very pleasant and comfortable working with Spencer.
    Reply from Spencer Lumia at Acrisure Mortgage,...
    April 8th, 2026 07:17 PM
    Matthew, I'm grateful for your kind words about our work together. I'm pleased to hear that the experience was pleasant and comfortable for you. If there's anything more I can do to assist, please don't hesitate to reach out.
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    Yamilez G
    Dade City, FL
    Posted on April 2nd, 2026 07:11 PM
    My experience with Acrisure mortgage specifically with Mr.Spencer Lumia and his partner Mrs. Lucinette Rios was amazing they are very attentive and they respond quickly thank you guys for your hard work and all your time spended on this process...
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    Reply from Spencer Lumia at Acrisure Mortgage,...
    April 8th, 2026 02:27 PM
    Yamilez, I'm very pleased to hear that you had such a positive experience with both me and Mrs. Lucinette Rios. It's important to us to be attentive and respond promptly, and it's gratifying to know that our efforts made a difference in your...
    read more
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    Zachary R T
    Parrish, FL
    Posted on March 30th, 2026 03:00 PM
    Spencer was very professional and Knowledgeable during the whole process. He essentially revamped and saved the deal after reaching out to me after the first fall thru on negotiations with the builder. Thanks for making it happen Spencer. He...
    read more
    Reply from Spencer Lumia at Acrisure Mortgage,...
    April 1st, 2026 03:43 PM
    Zachary, I appreciate your feedback. I'm glad to hear that I could help turn things around after the initial setback in negotiations. It was my pleasure to support you throughout the process. If you have any more questions or need assistance...
    read more
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    Elisandra M
    Dade City, FL
    Posted on March 17th, 2026 03:57 PM
    Estamos muy agradecidos por toda la ayuda, pero en especial le queremos dar las gracias a Lucyannette Ríos. Ella nos aclaró todas nuestras dudas y fue de gran ayuda en todo este proceso. ¡Muchísimas gracias!!
    Reply from Spencer Lumia at Acrisure Mortgage,...
    March 18th, 2026 07:22 PM
    Elisandra, I appreciate your kind words and am pleased to hear that you felt supported throughout the process. It’s important to me that you had a clear understanding and received assistance when needed. Should you have any more questions or...
    read more
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    Leida I C
    Dade City, FL
    Posted on March 4th, 2026 02:40 PM
    Because the process was easy and the team was great!
    Reply from Spencer Lumia at Acrisure Mortgage,...
    March 4th, 2026 03:56 PM
    Leida, I'm glad to hear that you found the process easy and enjoyed working with the team. It's always my goal to ensure a smooth experience for everyone. If you have any questions or need further assistance in the future, I'm here to help.
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    Andrew J C
    Dade City, FL
    Posted on February 22nd, 2026 10:40 PM
    Amazing people, very kind and on top of things when you need it or have any questions!
    Reply from Spencer Lumia at Acrisure Mortgage,...
    February 23rd, 2026 10:46 PM
    Andrew, I'm pleased to know you found the support helpful and timely whenever you needed it. Being responsive to questions is a key part of what I aim to offer. If there's ever anything else you need, just let me know.
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    David M F
    Dade City, FL
    Posted on January 1st, 2026 11:46 AM
    Very easy process with on-line and email notifications. All our questions addressed as we went through the buying process. Spencer responding very quickly to phone and text,
    Reply from Spencer Lumia at Acrisure Mortgage,...
    January 2nd, 2026 04:16 PM
    I'm grateful for your feedback on the process and communication, David. I'm pleased to know that online notifications and quick responses met your needs. If you have any further questions or need help in the future, please feel free to get...
    read more
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    About
    Acrisure Mortgage (formerly FBC Mortgage, LLC) NMLS ID# 152859 is a Top 10 national mortgage lender headquartered in Orlando, Florida. Licensed in 49 states and supported by more than 19,000 dedicated professionals across Acrisure, we specialize in residential mortgage lending through both our retail and wholesale/correspondent channels. Our comprehensive offerings include purchase, refinance, construction and renovation loans—tailored to meet the unique needs of homebuyers, homeowners and partners nationwide.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    FHA Loan
    FHA Streamline
    VA Loans
    VA Cash Out Refinance Loans
    VA IRRRL
    USDA Loan
    Conventional Loan
    Jumbo Loan
    View All
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    Addresses and Serving Areas
    Primary Serving Area

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1247908
    Disclaimer
    Acrisure Mortgage, LLC NMLS#152859
    189 South Orange Ave. Suite 970, Orlando, FL 32801
    Equal Housing Lender