

Luke Landau
VP Mortgage Team Lead | NMLS# 502099

Luke blends deep loan expertise with Central Bank’s diverse programs to find your ideal financial fit. He ensures your mortgage serves your goals both today and years down the road.
An alumnus of Kansas State (BBA) and Baker University (MBA... Show More
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Reviews from Web
Service good from Ricardo. He was very cool with the answers.
Reply from Luke Landau
July 17th, 2026 04:56 PM
Alejandro, I'm glad to hear that you had a good experience with Ricardo's service. It's great to know he was able to provide helpful answers for you.
Luke was professional throughout the proces, even when it was a little rocky going through the underwriter, he remained calm and focuse.
Reply from Luke Landau
July 15th, 2026 02:14 PM
Randy, I appreciate your kind words about my professionalism during the process. I'm glad I could help you navigate through any challenges with calm and focus. Thank you for placing your trust in me and Central Trust Bank.
The only thing that should be changed, in my opinion, is the broker fee be included in ALL of the closing estimates, not just the one the day before and surprise people with extra funds needed. It may have been stated in my agent agreement,...
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Reply from Luke Landau
July 15th, 2026 01:40 PM
Mary, thank you for your feedback regarding the closing estimates. I understand your concern and will take it into consideration to improve transparency in our process. If you have any further thoughts or questions, please reach out to me directly....
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They were very helpful and quick to respond. we appreciate all their help throughout the process
Reply from Luke Landau
July 14th, 2026 08:19 PM
Lindsey, I'm pleased to know that you found the process helpful and responsive. Your appreciation means a lot to me and the team at Central Trust Bank.
Luke helped navigate through a very challenging situation given that both me and my wife had only just moved to the country. We highly recommend Luke and Central Bank.
Reply from Luke Landau
July 13th, 2026 01:42 PM
I'm grateful for your kind words, George. I'm pleased to hear that I could assist you and your wife during your transition to the country. Thank you for recommending me and Central Trust Bank.
Luke called me to discuss mortgage options. He said even if I didn't choose him or Central Bank, he is just wanting to make sure I do not get taken advantage of by other lenders. That is exactly what was about to happen. He walked me through...
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Reply from Luke Landau
July 13th, 2026 05:40 PM
Seanmichael, I appreciate your kind words and am happy to hear that you felt supported throughout the process. My goal is always to ensure that my clients make informed decisions. Thank you for placing your trust in me and Central Trust Bank....
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Great Guy and Great Time.
Reply from Luke Landau
July 17th, 2026 06:46 PM
Zee - thank you for trusting me on your new home - you have been an incredible partner for me throughout the years and I truly value our business relationship and friendship.
As first time homebuyers it was a little scary.Luke was confident, honest, and reassuring. He is also very personable and helpful. He made this process of buying our first home stress free. He made sure that he communicated everything we needed...
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Reply from Luke Landau
July 31st, 2026 07:41 PM
It was a pleasure to work with you on your first home! I hope you make the home yours and truly enjoy this milestone!
Great experience
Luke was outstanding throughout our home loan process. He was always responsive, knowledgeable, and willing to answer any questions we had. He kept us informed every step of the way, communicated clearly, and worked hard to ensure everything...
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About
Luke blends deep loan expertise with Central Bank’s diverse programs to find your ideal financial fit. He ensures your mortgage serves your goals both today and years down the road.
An alumnus of Kansas State (BBA) and Baker University (MBA in Finance), Luke brings high-level strategy to every transaction. Beyond the office, he is an avid outdoorsman who enjoys fishing, snow skiing, and wakeboarding at Lake Lotawana. A dedicated fan of the Chiefs and K-State, his favorite moments are spent with his three daughters.
Buying a home is life’s most significant financial milestone. With Luke’s guidance, you can move forward with total confidence.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 502099
Disclaimer
The Central Trust Bank NMLS ID # 407985