LUIZ OLIVEIRA
Executive Mortgage Loan Originator
Hello! I'm delighted to introduce myself. I am a dedicated and experienced Branch Manager at West Capital Lending, where I oversee a dynamic team of professionals. With access to a vast network of over 90 lenders, I am committed to finding ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
We had the best experience in a really important life decision. Luiz made it so that I only had to think about whether to do the Heloc or not. He explained every detail with patience and confidence. I asked the same questions three and four...
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Reply from Owner
March 25th, 2026 12:00 AM
Thank you so much for your kind words I really appreciate it, especially with such an important decision. I’m glad I could make the process simple and help you feel confident every step of the way. “Family first” is something I truly believe...
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Luiz was amazing from hello. I never felt pressured, he was patient and understanding. Everything was explained to me at every step amd the communication between us was constant, I felt heard. I would absolutely 💯 recommend Luiz and WCL and...
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Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Thank you so much for the kind words I truly appreciate it!I’m glad you felt comfortable and never pressured that’s always my goal. Clear communication and making sure you feel heard every step of the way is what matters most to me.Thank you...
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LUIZ WAS REALLY PROFESSIONAL ANYTIME WE HAD A CONCERN OR QUESTION HE WILL ANSWER RIGHT AWAY
Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Thank you so much I really appreciate it!
Glad I could be there whenever you needed and make sure all your questions were answered right away. Always here if anything comes up!
We have used Luiz and West Capital multiple times to access the equity in our home to help with the situations that unexpectedly pop up in life. The whole experience was 100% positive every time! Luiz is friendly, knowledgeable and responsive....
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Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Thank you so much for your continued trust it truly means a lot to me!I’m really glad I’ve been able to help over the years and make each experience smooth and positive. My goal is always to make sure you understand your options and feel confident...
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This is the second time we have worked with Luiz and it was just as amazing as the first. He worked to make sure we were able to get the best option for our need.
Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
I really appreciate the feedback and am looking forward to working with you again.
Luiz was very patient as I had many questions. He answered them all very clearly and explained every step of the process so I knew what to expect. He was pleasant, professional and knowledgeable
Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Thank you so much for the kind words! It truly means a lot that you took the time to share your experience. I always want my clients to feel comfortable asking questions and fully understand every step of the process, so I’m glad I was able...
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Very informative, thorough and patient!
Was easy with no stress !
Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Thank you for the great review! I’m glad to hear the process felt easy and stress-free for you. My goal is always to keep everything clear, informative, and smooth from start to finish. It was a pleasure working with you, and I truly appreciate...
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Very happy I chose Luiz! Very thorough and patient. Answered all my questions. I recommend very highly!
Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Thank you so much for the kind words and recommendation! I’m really glad you felt confident in choosing to work with me. My goal is always to be thorough, patient, and make sure every question is answered so you feel comfortable throughout...
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We are so thankful to Luiz for the amazing job he did working with us in our loan he is so Proffesional,Patient and Understandable Thank you again we couldn't done without you
Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
I really appreciate the feedback and am looking forward to working with you again.
I was exceptionally impressed with my experience. I applied for a HELOC and he professionally guided me through the entire process. He was always available to clarify and offer directions on filling out the application from start to finish....
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Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
It was great working with you. Thanks again for putting your trust in us.
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About
Hello! I'm delighted to introduce myself. I am a dedicated and experienced Branch Manager at West Capital Lending, where I oversee a dynamic team of professionals. With access to a vast network of over 90 lenders, I am committed to finding the perfect financial solutions tailored to your needs.My approach to client service is centered on honesty and integrity. I firmly believe that building trust is essential in the financial industry, and I prioritize transparency in all my dealings. My ultimate goal is to provide you with the best customer service possible, ensuring that you receive the support and guidance necessary to make informed financial decisions.I am genuinely excited about the prospect of working together, and I look forward to assisting you in achieving your financial goals. Please don't hesitate to reach out, and let's embark on this journey towards financial success together.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home loans
Life insurance
Retirement Planning
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
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Positions
- West Capital Lending - Branch Manager
- West Capital Lending, Inc - Branch Manager
Memberships
- SAFE
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1092503
Achievements
- Top Producer
- Assisted over 500 Escrow's closed
Hobbies
- Traveling
- Fitness
- Sports
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing