LUIZ OLIVEIRA
Executive Mortgage Loan Originator
Hello! I'm delighted to introduce myself. I am a dedicated and experienced Branch Manager at West Capital Lending, where I oversee a dynamic team of professionals. With access to a vast network of over 90 lenders, I am committed to finding ... Show More
Location & Business Hours
Business Hours
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8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Luiz was very helpful. He made application process easy and smooth. Also help in loop throught the loan process and answered all the questions. Cannot Thank him enough.
Luiz was helpful in the entire process.
This lender and broker did Excellent job fast moved straight forward. Will do recommend to friends and families for any reason buying house or HELOC.
Reply from Owner
June 25th, 2026 12:00 AM
Thank you so much for the kind review! I’m glad we were able to keep everything moving quickly and make the process straightforward. I truly appreciate the recommendation and am always here to help with a home purchase, refinance, or home equity...
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This is my first time involving me taking a loan, Luiz made the process so easy i wish that i had done it earlier, constant up dates and is always available if answers needed answering. I really appreciate the help an i would advise anyone...
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Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Herbert, thank you so much for taking the time to leave such a thoughtful review. It was a pleasure helping you through your first loan, and I’m glad we were able to make the process feel simple and comfortable from start to finish.I truly...
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When looking into a heloc I was contacted by so many lenders I was overwhelmed and just stopped responding. Luiz messaged but I didn’t feel pressure or obligated. He gave me all the information and told me he was there if I needed him. We missed...
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Reply from Owner
June 25th, 2026 12:00 AM
Jaimie thank you so much for sharing this I truly appreciate it! I know how overwhelming it can feel when you’re getting contacted by a lot of lenders, so I’m glad you felt comfortable and never pressured. My goal is always to give you clear...
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Luiz went above and beyond to make our HELOC experience as easy, quick and painless as possible. He is extremely knowledgeable and professional and explained all our options thoroughly. He always responded to our phone/text messages very quickly...
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Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Joseph and Diane thank you for the great review and for trusting my team and me with your HELOC. I’m glad we could make the process quick, smooth, and easy to navigate while making sure you felt informed about every option along the way.I truly...
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Professional and fast
Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Virginia, thank you for the review! I truly appreciate the opportunity to help and am glad we could make the process professional and fast. Please don’t hesitate to reach out if you ever need anything in the future.
Well for one Luis really broke down the process so that my wife and could really understand. He made us feel comfortable and showed patience with us and made sure this was for what we wanted. Thank u Luis for ur understanding
Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Henry, thank you so much for the kind words. I’m glad I could help you and your wife understand the process and feel comfortable with the decision. It was important to me that you both felt confident the option matched what you wanted.I truly...
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The best thing that happened for me is Luiz Oliveira. I am in my 70's my husband passed away and I had a major plumbing problem I needed help with. Mr. Oliveira explained everything to me about a heloc step by step, He not only helped me aquire...
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Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Linda, thank you so much for sharing this. It truly meant a lot to be able to help you during such a stressful time. I’m so glad we were able to go through the HELOC process step by step, get you the funds you needed, and help you move forward...
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A fantastic experience working with Luiz simple and not complicated, easy follow up and constant check in's to ensure that your process goes smoothly, I truly appreciate the experience with a caring person who ensure that you are happy with...
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Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Herbert, thank you so much for the 5-star review! I really appreciate your trust and am glad we could keep everything simple, smooth, and well communicated throughout the process.It was a pleasure helping you, and I’m always here if you need...
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About
Hello! I'm delighted to introduce myself. I am a dedicated and experienced Branch Manager at West Capital Lending, where I oversee a dynamic team of professionals. With access to a vast network of over 90 lenders, I am committed to finding the perfect financial solutions tailored to your needs.My approach to client service is centered on honesty and integrity. I firmly believe that building trust is essential in the financial industry, and I prioritize transparency in all my dealings. My ultimate goal is to provide you with the best customer service possible, ensuring that you receive the support and guidance necessary to make informed financial decisions.I am genuinely excited about the prospect of working together, and I look forward to assisting you in achieving your financial goals. Please don't hesitate to reach out, and let's embark on this journey towards financial success together.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home loans
Life insurance
Retirement Planning
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
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Positions
- West Capital Lending - Branch Manager
- West Capital Lending, Inc - Branch Manager
Memberships
- SAFE
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1092503
Achievements
- Top Producer
- Assisted over 500 Escrow's closed
Hobbies
- Traveling
- Fitness
- Sports
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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