

LUIZ OLIVEIRA
Executive Mortgage Loan Originator

Hello! I'm delighted to introduce myself. I am a dedicated and experienced Branch Manager at West Capital Lending, where I oversee a dynamic team of professionals. With access to a vast network of over 90 lenders, I am committed to finding ... Show More
Location & Business Hours
Business Hours
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8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Luiz is a top notch professional. Our experience was the best that a somewhat stressful time could be. He will be available every step of the way, very knowledgeable, pleasant to speak to, a real help. My family and i highly recommend using...
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Luiz has been great. First of all, he made his best offer out of the gate. I know because I shopped him out and nobody could beat his offer without adding a lot of confusion to the conversation. Second, he is responsive and answers your questions....
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Very easy to deal with . Knowledgeable and professional. Keeps in constant contact and abreast of all situations involving the loan. Will recommend to others I know who may be purchasing or refinancing their current loan. I appreciate your...
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My goal was to shop for best rate and low closing cost for my refinance. I had my original loan with LoanDepot. I was Very apprehensive to use this company again since I had a very bad experience with another broker in this company. However...
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Luiz is professional and sincere. His interpersonal communication skills are fantastic. Luiz took his time explaining all the various loans that may suit me. Luiz appears to be honest and exhibits great integrity...I certainly recommend him...
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He was very very helpful and courteous professional explained everything to me in a way that I could understand it. Would use him again and would also recommend his services to my friends
It was really nice and joyful to talk to him, he had explain how the calculation and fees are in details not bothering about time. Also give great tips, ideas and suggestion how to manage money for for future beside his work areas. I recommend...
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Reply from Owner
April 20th, 2026 12:00 AM
Pradhan, thank you so much for your kind words I truly appreciate it, even years later! I’m glad I was able to take the time to walk through everything in detail and provide helpful guidance beyond just the loan. That’s always been my goal....
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Luiz was on top of things from the very start, right up until the approval of our refi loan. Luiz went through a good amount of scenarios in the beginning, and worked out which type loan would be best for us. He was easy to get in touch with...
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Reply from Owner
April 20th, 2026 12:00 AM
Gary, thank you so much for the kind words I really appreciate it, even years later! I’m glad I could walk you through the different options and help find the best fit for your situation. Being available and making the process smooth is always...
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Luiz was very thorough with each steps for refinancing our home. Liked that he answered all or questions. Very assuring that he was on our side during this process.
Reply from Owner
April 20th, 2026 12:00 AM
Douglas, thank you so much for your kind words I truly appreciate it, even years later! I’m glad I was able to be there for you throughout the process and make everything clear and reassuring. That’s always been my goal. Hope you’ve been doing...
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About
Hello! I'm delighted to introduce myself. I am a dedicated and experienced Branch Manager at West Capital Lending, where I oversee a dynamic team of professionals. With access to a vast network of over 90 lenders, I am committed to finding the perfect financial solutions tailored to your needs.My approach to client service is centered on honesty and integrity. I firmly believe that building trust is essential in the financial industry, and I prioritize transparency in all my dealings. My ultimate goal is to provide you with the best customer service possible, ensuring that you receive the support and guidance necessary to make informed financial decisions.I am genuinely excited about the prospect of working together, and I look forward to assisting you in achieving your financial goals. Please don't hesitate to reach out, and let's embark on this journey towards financial success together.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home loans
Life insurance
Retirement Planning
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
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Positions
- West Capital Lending - Branch Manager
- West Capital Lending, Inc - Branch Manager
Memberships
- SAFE
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1092503
Achievements
- Top Producer
- Assisted over 500 Escrow's closed
Hobbies
- Traveling
- Fitness
- Sports
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
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