

LUIZ OLIVEIRA
Executive Mortgage Loan Originator

Hello! I'm delighted to introduce myself. I am a dedicated and experienced Branch Manager at West Capital Lending, where I oversee a dynamic team of professionals. With access to a vast network of over 90 lenders, I am committed to finding ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Luiz was great to work with. He made the process so easy, answered all my questions quickly and fully. He was in contact with me through the entire process and followed up on all my payments getting sent. Absolutely seemless experience!
Reply from Owner
July 29th, 2025 12:00 AM
Very happy to make the process easy and hope you are getting closer seeing the house soon and retiring into the sunset. Here for you in the future.
LUIZ OLIVERANever have I worked with a more professional, informative, knowledgeable, and resourceful financial broker in any field. Luiz’s competency exceeds all expectations from start to finish especially when you have challenges or are...
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Reply from Owner
August 4th, 2025 12:00 AM
Wow thank you for such a thoughtful and generous review. It truly means a lot to be recognized not just for the outcome, but for the care and effort I put into each client’s unique situation. I'm honored to have earned your trust and so glad...
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I would recommend Luis to anyone looking for a HELOC loan. He was attentive and was a very easy process. Told us what we needed and moved very swiftly and painless. Thank you.
Reply from Owner
August 4th, 2025 12:00 AM
Thank you so much. I’m truly honored by your kind words. It was a pleasure helping you navigate the process and finding the best solution for your needs. Your trust means the world to me, and I’m always here if you or your family ever need...
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LUIZ was very professional from start to finishing , helping me with the process, making it very easy. One of the things that caught my attention was the way That he explained all calculations of the money and the opportunities that I had to...
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Reply from Owner
August 4th, 2025 12:00 AM
Thank you so much for the kind words! I’m really glad the breakdown and clarity helped you feel confident in your decision. It was a pleasure walking you through the process and I’m so happy to hear it was a great experience. I’m always here...
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We want to recommend Luiz to anyone who’s in the market for his services. He pays attention in detail and explains everything well when we need questions answered. He found the absolute best deal for us that was around, and we appreciated his...
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Reply from Owner
August 22nd, 2025 12:00 AM
Thank you so much for sharing this! I’m so glad I could make your home equity loan process smooth and successful. It was a pleasure working with you and finding the right solution. I truly appreciate your recommendation and would be honored...
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LUIZ OLIVEIRA is Top Notch and best customer service by far and truly had me and my families best interest in mind! If your looking for someone you can trust and that can work with you rather than work for themselves look no further!!! This...
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Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Thank you Robert I know it was hard to move from working with another lender in the middle of the process I appreciate you giving me the opportunity to serve your family look forward to working together again for many more years to come.
Absolutely Blown Away at How Professional and Friendly Luiz explained every step of the way, always answering my curious questions and was Lighting Fast Process we couldn’t be Happier!!.We will continue to work with Luiz on a regular basis...
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Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Thank you John appreciate the kind words and giving me the opportunity to help your family and explaining the process every step of the way to make sure you felt comfortable with the loan we were able to do in the end. Look forward to getting...
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My HELOC funded in just one week. The entire process was seamless, and Luiz was incredibly easy to work with - he made magic happen, and I’m so grateful to have worked with him on this loan. He was straightforward, genuinely cared, and I trusted...
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I think Luiz should have WOW added to his business name. I contacted him first week of January This guy is on it. I’ll just say our loan was not a conventional situation. And I’ll also preface this review that honesty goes both ways in getting...
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Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Was grateful for the opportunity to help you both get the best options available to you in this market place look forward to doing it again when rates improve and help you save even more money.
Dear Consumer,I had an excellent experience working with Luiz Oliveira as my loan officer! From start to finish, he was professional, knowledgeable, and incredibly patient in guiding me through the entire loan process. He took the time to explain...
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Reply from Owner
January 13th, 2026 12:00 AM
Thank you so much for the thoughtful review! I truly appreciate your trust and the opportunity to guide you through the process. I’m glad I could help make everything clear and stress-free.
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About
Hello! I'm delighted to introduce myself. I am a dedicated and experienced Branch Manager at West Capital Lending, where I oversee a dynamic team of professionals. With access to a vast network of over 90 lenders, I am committed to finding the perfect financial solutions tailored to your needs.My approach to client service is centered on honesty and integrity. I firmly believe that building trust is essential in the financial industry, and I prioritize transparency in all my dealings. My ultimate goal is to provide you with the best customer service possible, ensuring that you receive the support and guidance necessary to make informed financial decisions.I am genuinely excited about the prospect of working together, and I look forward to assisting you in achieving your financial goals. Please don't hesitate to reach out, and let's embark on this journey towards financial success together.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home loans
Life insurance
Retirement Planning
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
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Positions
- West Capital Lending - Branch Manager
- West Capital Lending, Inc - Branch Manager
Memberships
- SAFE
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1092503
Achievements
- Top Producer
- Assisted over 500 Escrow's closed
Hobbies
- Traveling
- Fitness
- Sports
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
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