

LUIZ OLIVEIRA
Executive Mortgage Loan Originator

Hello! I'm delighted to introduce myself. I am a dedicated and experienced Branch Manager at West Capital Lending, where I oversee a dynamic team of professionals. With access to a vast network of over 90 lenders, I am committed to finding ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
lUIZ MADE IT SO EASY TO COMPLETE THE PROCESS AND
EVEN MORE HE EXPLAINED ALL OF MY QUESTIONS.
Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Thank you so much for your kind words! I’m glad I was able to make the process easy and answer all your questions. It was a pleasure working with you!
Luiz made my loan absolutely seamless working with me via email and text because of my crazy schedule. He was there when I had questions. Easiest thing I have ever done .
Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Thank you so much! I’m glad we could make the process seamless and fit your schedule. It was a pleasure helping you, and I’m always here if you need anything in the future!
Competence, consistency, knowledge and friendliness.
Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Thank you so much for your thoughtful words! I’m glad I could make the process smooth and stress-free while keeping you informed every step of the way. It means a lot to know you felt supported and understood. I truly appreciate your recommendation...
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I received personalized 5 star service from Luiz Oliveira! I can’t thank him enough for his professionalism, and care and concern for me through the process of getting a cash out refinance with some credit challenges. He was my partner and...
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Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Wow thank you so much for sharing this! I’m truly grateful for your trust throughout the process. It was an honor to help you overcome challenges and find a solution that puts you in a stronger position financially. I’m excited to see your...
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From start to finish, Luiz Oliveira made the mortgage process smooth and stress-free. He took the time to understand my needs and explained all my options clearly. Communication was prompt — every email, text, or call was answered quickly and...
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Reply from Owner
August 22nd, 2025 12:00 AM
Thank you so much for your thoughtful words! I’m glad I could make the process smooth and stress-free while keeping you informed every step of the way. It means a lot to know you felt supported and understood. I truly appreciate your recommendation...
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I received exceptional personalized 5 star service from Luiz Oliveira! I can’t thank him enough for his professionalism, and care and concern for me through the process of getting a cash out refinance with some credit challenges. He was my...
read more
Reply from LUIZ OLIVEIRA
August 22nd, 2025 12:00 AM
Wow thank you so much for sharing this! I’m truly grateful for your trust throughout the process. It was an honor to help you overcome challenges and find a solution that puts you in a stronger position financially. I’m excited to see your...
read more
I had the easiest and best experience with Luiz. He was so kind, professional, and quick to respond to all my concerns and questions regarding a heloc loan. I am so grateful for all his time and effort in helping me. I would definately recommend...
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Reply from Owner
August 22nd, 2025 12:00 AM
Thank you so much for the kind words! I’m so glad I could make your HELOC process smooth and worry-free. It was truly a pleasure working with you, and I’m grateful for your recommendation. I’d be honored to help any friends or family who could...
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Was a seamless process and educational.
Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
I truly appreciate you sharing that. It’s wonderful to know you felt the value in our work together. I look forward to continuing to guide you through your retirement years with clarity and care.
My whole process with Luiz Oliveira was smooth and easy and he was there to help every step of the way so I highly recommend his service to everyone and everyone who comes his way
Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Thank you so much for the kind words! I'm truly grateful for the opportunity to work with you and glad the process felt smooth and stress free. I'm always here to help, and I truly appreciate your recommendation it means a a lot!
I had been in contact with other lenders who were not clear and overly asked for information. Working with Luiz was very clear. very easy and I did not worry about his honesty or intentions. He did a great job and made what, to someone like...
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Reply from LUIZ OLIVEIRA
June 30th, 2026 04:37 PM
Thank you so much for the kind words! I’m really glad I could make the process clear and stress-free for you. I know how overwhelming it can be when you're getting mixed messages from others, so I truly appreciate the trust you placed in me....
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About
Hello! I'm delighted to introduce myself. I am a dedicated and experienced Branch Manager at West Capital Lending, where I oversee a dynamic team of professionals. With access to a vast network of over 90 lenders, I am committed to finding the perfect financial solutions tailored to your needs.My approach to client service is centered on honesty and integrity. I firmly believe that building trust is essential in the financial industry, and I prioritize transparency in all my dealings. My ultimate goal is to provide you with the best customer service possible, ensuring that you receive the support and guidance necessary to make informed financial decisions.I am genuinely excited about the prospect of working together, and I look forward to assisting you in achieving your financial goals. Please don't hesitate to reach out, and let's embark on this journey towards financial success together.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Home loans
Life insurance
Retirement Planning
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
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Positions
- West Capital Lending - Branch Manager
- West Capital Lending, Inc - Branch Manager
Memberships
- SAFE
- NMLS
- DRE
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1092503
Achievements
- Top Producer
- Assisted over 500 Escrow's closed
Hobbies
- Traveling
- Fitness
- Sports
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing