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Desiree Lowe - Supreme Lending - Managing Director - The Lowe Team | NMLS #201719 in San Diego, CA
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Desiree Lowe - Supreme Lending

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Managing Director - The Lowe Team | NMLS #201719

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I'm known for closing on time—often in as little as 8 days—so you can stay competitive against cash bids, fast-moving purchases, & multiple or higher offers. I offer lower interest rates, smaller closing costs, & faster turnaround times as ... Show More
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Business Hours
Wed
24 hours(Open now)
Thu
24 hours
Fri
24 hours
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5 Star
99%
4 Star
1%
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Reviews from Web
  • Encompass
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    Ashley A
    Los Alamos, NM
    Posted on September 25th, 2025 11:39 AM
    Desiree was a miracle worker. She was able to walk is through several loan options and help us chose the best fit . She made the wnotre entire process stress free and even closed a week early! I highly recommend her and her team- they will...
    read more
    Reply from Desiree Lowe - Supreme Lending
    November 12th, 2025 07:25 PM
    Ashley, thanks again for your kind words! Guiding you through several loan options and helping you choose the one that truly fits your needs is exactly what I love to do. I’m so glad the process felt stress-free and smooth, and being able to...
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    Samantha G
    Posted on September 22nd, 2025 02:32 PM
    Desiree was amazing, she helped us so much as we went through the lending process. She is so nice, professional, and a pleasure to work with! Plus, she gets things done quickly and thoroughly. She guided us through each step along the way and...
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    Reply from Owner
    November 12th, 2025 07:27 PM
    Thank you so much for your kind words, Samantha! I’m thrilled I could be there to guide you through the lending process and make it as smooth and stress-free as possible. Staying on top of each step, checking in regularly, and making sure you...
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  • Encompass
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    Samantha G
    Moorpark, CA
    Posted on September 22nd, 2025 02:26 PM
    Wonderful to work with. She is so helpful, knowledgeable, and gets things done incredibly fast. We are so grateful for her help and expertise!
    Reply from Desiree Lowe - Supreme Lending
    September 22nd, 2025 10:28 PM
    Samantha, thank you so much for your kind words! It means the world to hear that you felt supported and taken care of throughout the process. I always strive to bring both speed and expertise to the table, because I know how important it is...
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  • Encompass
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    Richard M
    Santa Maria, CA
    Posted on September 20th, 2025 12:41 AM
    Desiree was always available when we needed her. Did not matter the day or time. Excellent communication skills and very professional without being "stuffy". Lovely sense of humor and overall, exceptional human being!
    Reply from Desiree Lowe
    September 22nd, 2025 10:32 PM
    Hi Richard, thank you so much for this heartfelt review! I truly believe that being available whenever my clients need me—day or night—is one of the most important parts of what I do. I’m so glad that my communication, professionalism, and...
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  • Encompass
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    Brandi L M
    Albuquerque, NM
    Posted on September 17th, 2025 11:51 PM
    I can’t recommend Desiree enough! As a first-time homebuyer and a single mother, I had so many reservations about the process. I was purchasing a home for myself and my daughter, and honestly, I had no idea where to begin. Although my credit...
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    Reply from Desiree Lowe
    September 22nd, 2025 10:37 PM
    Brandi, thank you so much for sharing your story! It truly means the world to me. I know how overwhelming the homebuying process can feel, especially as a first-time buyer and single parent balancing so much already. I’m so glad I could walk...
    read more
  • Encompass
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    Philip A S
    El Dorado Hills, CA
    Posted on September 17th, 2025 12:52 AM
    Very fast response And met all deadlines. very clear on process and all items that required explanation. Polite and offered to have calls with listing agent to assure them we were qualified.
    Reply from Desiree Lowe
    September 22nd, 2025 10:39 PM
    Thank you so much, Philip! I’m so glad to hear that my quick responses and clear communication helped make the process smooth for you. I always want my clients to feel confident and informed at every step, so I’m happy the explanations were...
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    JS S
    Posted on September 16th, 2025 08:37 PM
    Desiree and her team are the best,sincerely appreciate their help with our loans.Highly recommend
    Reply from Owner
    September 22nd, 2025 10:41 PM
    Thank you so much, Jill! I truly appreciate your kind words and your trust in me and my team. We take a lot of pride in working together to make the loan process smooth and supportive for our clients, so it means a lot to hear that you felt...
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  • Encompass
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    Jill C S
    El Dorado Hills, CA
    Posted on September 16th, 2025 08:36 PM
    Desiree was amazing helping us with our HELOC & home loan.
    Reply from Desiree Lowe - Supreme Lending
    September 22nd, 2025 10:42 PM
    Thank you so much, Jill! I’m so glad I was able to help you with both your HELOC and home loan. Being able to guide my clients through different financing solutions and making sure everything fits their goals is something I really value. It...
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  • Zillow
    S
    Salisbury1
    El Dorado Hills, CA
    Posted on September 16th, 2025 12:00 AM
    Desiree helped us with a pretty complex loan.Sincerely appreciate her hard work,she was super responsive and clearly knows what she’s doing.Highly recommend!
    Reply from Owner
    September 22nd, 2025 12:00 AM
    Thank you so much! I’m thrilled we were able to navigate your complex loan together and get everything closed on time. I take pride in being responsive, guiding my clients through every step, and making sure the process is as smooth and clear...
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  • Encompass
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    Roseanne M
    Poway, CA
    Posted on September 13th, 2025 05:34 PM
    Desiree was responsive, a strong communicator, and worked efficiently within the timeline of our contract which resulted in a successful transaction together. I'm looking forward to our next one together!
    Reply from Desiree Lowe
    September 22nd, 2025 10:43 PM
    Roseanne, Thank you so much! I really appreciate your kind words. Clear communication and being responsive are things I always strive for, especially when timelines are tight. I’m so glad we were able to move efficiently and make your transaction...
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    About
    I'm known for closing on time—often in as little as 8 days—so you can stay competitive against cash bids, fast-moving purchases, & multiple or higher offers. I offer lower interest rates, smaller closing costs, & faster turnaround times as part of a full-service mortgage lender where my team is able to underwrite, close, & fund most loans in-house, helping make the homebuying journey smooth, fast, & cost effective. With over 20 years of experience in the mortgage industry, I'm proud to be among the top 1% of residential mortgage brokers nationwide and have earned a flawless track record with a 5-star client satisfaction rating. Let's make your home dreams come true!
    Products & Services
    Mortgage Loan Officer
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Home Renovation Loan
    Construction Loan
    Bridge Loans
    Medical Professional Mortgages
    Adjustable Rate Mortgages
    Non-QM
    Reverse Mortgage
    Specialities
    8-Day Closes (vs. Industry Average of 47 days)
    99% On-Time Close Rating (vs. Industry Average of 75%)
    99.6% Customer Satisfaction Rating (vs. Industry Average of 52%)
    Conditional Approvals (vs. Pre-Approvals that Are Less Compelling for Offers)
    Soft Credit Pulls (vs. Hard Credit Pulls that Affect Credit Score)
    250+ Loan Programs (A Solution for Every Homebuying Problem)
    Superior Sales Skill & Seller’s Agent Outreach (To Win Offers & Close Deals)
    Condo Specialist (96% Approval Rate for Complexes with Financing Issues)
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    What is the Search Rank Score®?
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    Year Started

    2002

    Time Zone

    Pacific Standard Time (PST)
    Gallery
    Desiree Lowe - Supreme Lending - Gallery Photo
    Desiree Lowe - Supreme Lending - Gallery Photo
    Desiree Lowe - Supreme Lending - Gallery Photo
    Desiree Lowe - Supreme Lending - Gallery Photo
    Desiree Lowe - Supreme Lending - Gallery Photo
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    +20
    Videos
    video
    video
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    Achievements
    • Top 1% of Mortgage Originators in America
    Hobbies
    • Reading
    • Daily 5-Mile Nature Walks With My Dog
    • Dog and Animal Rescue
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    Disclaimer
    Equal Housing Opportunity

    Notices. Everett Financial, Inc. dba Supreme Lending, NMLS ID #2129 (www.nmlsconsumeraccess.org), 14801 Quorum Drive, Suite 300, Dallas, TX 75254 (877-350-5225). Solicitations made to and applications accepted from residents in AL, AK, AZ, AR, CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; CO, CT, DE, DC, FL, GA, Hawaii Mortgage Loan Originator Company License HI-2129, Mortgage Servicer License MS144, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA: MA Mortgage Broker License MC2129, MA Mortgage Lender License MC2129, MA Mortgage Servicer License MC2129; MI, MN, MS, MO, MT, NE, NH, NJ: Licensed by the N.J. Department of Banking and Insurance; NM, NC, ND, NV, Licensed Mortgage Banker -- NYS Banking Department, NY Office: 6325 Sheridan Drive, Suite 1 Buffalo, NY 14221, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY. This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Supreme Lending is not affiliated with any government agency. © 2026. Everett Financial, Inc. dba Supreme Lending. All rights reserved. Equal Housing Opportunity Lender.