

Lizzy Ulmer
Mortgage Banker | NMLS# 1939345

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Lizzy was fantastic to work with from start to finish! She was patience and knowledgeable. She took the time to talk us through every detail and answer every question. I couldn't be more pleased with our experience! We will be back to work...
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Reply from Lizzy Ulmer
August 31st, 2026 03:57 PM
Jennifer, I'm pleased to hear that you had such a positive experience working with me. Your kind words about my patience and knowledge mean a lot. I'm happy I could assist with every detail and look forward to helping you again when it's time...
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Lizzy delivered an exceptional experience with her responsiveness and willingness to share her experience with first time home buyers. My wife and I were very pleased with Lizzy's help with expediting the process and simplyfying things for...
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Reply from Lizzy Ulmer
August 18th, 2026 04:33 PM
Tim, thank you for your trust in this process! Working with you and your wife was a joy and I'm thrilled for your family! Welcome home!
This is my second time working with Lizzy and she has been great. She always responds quickly and is open to questions.
Reply from Lizzy Ulmer
August 18th, 2026 04:32 PM
Keighlyn, thank you for choosing to work with me again! It was such a joy to get you into a space that you will continue to grow into and love!
The service was great,hassle free, Lizzy is at the top of her game,
Reply from Lizzy Ulmer
July 20th, 2026 01:12 PM
Bobby, I'm glad to hear that you found the service hassle-free and that you feel I'm at the top of my game. It was a pleasure assisting you, and I'm here if you have any future needs with Flat Branch Home Loans.
Very quick with responses and informative
Reply from Lizzy Ulmer
May 26th, 2026 03:32 PM
Thank you, Jonathan, for your feedback. I'm glad to hear that you found my responses quick and informative. If you have any more questions or need further assistance, please don't hesitate to reach out! It was a joy to work with you!
Lizzy was there with us through every step of the process . She walked us through each step and let us know what was needed in a timely manner. Lizzy even helped with recommendations on how to improve our credit scores to obtain a lower interest...
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Reply from Lizzy Ulmer
April 20th, 2026 04:56 PM
James, thank you so much for your kind words! It was an absolute joy to work with you and your family! I'm so happy you were able to get into your beautiful home!
Lizzy has assisted me twice now, 1 purchase and a refinance. Everything has been so easy for me. She has explained every step and followed thru very quickly.
Reply from Lizzy Ulmer
December 18th, 2025 03:14 PM
I'm grateful to have had the opportunity to assist you with both your home purchase and refinancing. It's important to me that the process is smooth and clear for you, so I'm pleased to know that you found everything easy to understand. If...
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The entire experience was streamline, simplified and smooth. We also appreciated all the accessibility and communication throughout the process!
Reply from Lizzy Ulmer
November 14th, 2025 05:05 PM
Tim and Wanda, you two were just amazing to work with! I'm so thankful for your trust in this process and your happiness along the way! I hope you enjoy many wonderful years in this new home and I cannot wait to see your Youtube channel! :)...
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She was amazing at answering my questions and making the process as easy as possible for me and everybody involve.
Reply from Lizzy Ulmer
November 5th, 2025 08:07 PM
Peyton, thank you so much for your trust in this huge life event for y'all! I hope that you create many amazing memories in this new home! Best wishes!
I worked with Lizzy as a buyer's agent. She made the process seamless with her communication. I never had to wait on a reply and she always kept me updated throughout the process of getting our buyers home! Would absolutely recommend her!
Reply from Lizzy Ulmer
November 4th, 2025 06:16 PM
Pauline, you were an absolute dream to work alongside! Thank you for this amazing review! Can't wait to work together again! :)
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
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Licenses
- NMLS# 1939345
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Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149