
Li (Lee) Zhang
Loan Officer | NMLS# 196970

GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lendi... Show More
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9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Knowledgable and responsive to questions.
Lee was very communicative, he worked with is every step of the way, and got things done fast!
Reply from Li (Lee) Zhang
September 2nd, 2025 05:48 PM
Thank you so much Elizabeth for your kind words! It was a pleasure working with you throughout your home financing journey. I'm thrilled to hear that my communication and prompt service made the process smoother for you. Ensuring a seamless...
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There was some miscommunication with the team where we were waiting for more instructions before the team, but they needed additional info from us. This resulted in a delay and we ended up being 3 days late from the expected close date.
I had a fantastic experience working with Li. He is incredibly knowledgeable, responsive, and made the entire mortgage process smooth and stress-free. I highly recommend them!
Reply from Li (Lee) Zhang
September 2nd, 2025 05:59 PM
Thank you Qichang for your positive feedback! It was a pleasure working with you throughout your home financing journey. I'm thrilled to hear that my communication and prompt service made the process smoother for you. Ensuring a seamless and...
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prompt response.
Li was very patient to answer questions and helped me to get a great refinance experience!
Reply from Li (Lee) Zhang
April 30th, 2025 02:07 AM
Thank you Xiaoming for the trust and confidence, hope we will work together again.
We recently re-financed our rental properties with the help of Li Zhang and his team at GMCC. They were truly great—resourceful in finding the best rate for us, efficient in handling all the required documents from our insurance agents and...
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Reply from Li (Lee) Zhang
April 30th, 2025 02:11 AM
It was a pleasure working with you and I appreciate your thoughtful and generous feedback! It's our mission to handle the complexities of the mortgage process so our clients can enjoy peace of mind. I look forward to assisting you with any...
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knowledgeable, efficient, professional, and pleasant
Reply from Li (Lee) Zhang
April 30th, 2025 02:11 AM
You bet Jun!
Lee made the mortgage process remarkably smooth and efficient, turning a typically stressful experience into a pleasant one. Their clear communication and proactive approach kept me informed every step of the way, eliminating uncertainty. I...
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Reply from Li Zhang
April 30th, 2025 02:14 AM
Vasu, I'm truly honored to have been part of your mortgage journey and to hear that my efforts helped make the process smooth and efficient for you. Clear communication and attention to detail are fundamental to my approach, and it's rewarding...
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I had an amazing experience working with Li ! From start to finish, they were professional, knowledgeable, and always available to answer my questions. They made the loan process smooth and stress-free, ensuring I got the best possible terms....
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Reply from Li Zhang
March 21st, 2025 05:08 PM
Wow, your glowing review has me doing a happy dance! Thanks Ben! It was an absolute pleasure assisting you on your loan journey. Knowing that I could make the process smooth and stress-free for you warms my heart.Remember, I'm just a call or...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times. We have over 100 lending resources in our correspondent and wholesale channels.
GMCC offers many unique programs, including but not limited to:
First Time Buyer Program (5% down, up to $1M with no MI)
Purchase without the need to sell your departing primary residence first (for house upgrade)
Self Employment Programs (1 year doc, Bank Statement, P&L, Asset Based, No Ratio, and Lite doc)
High Tech Borrowers (non-citizenship, limited credit history, RSU/Bonus, less than 2 years, H1 Visa, F1 w/ EAD card).
Products & Services
Mortgage Loan Officer
Specialities
Residential mortgage needs for 1-4 units for all kinds of scenarios
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 196970
Disclaimer
©2024 General Mortgage Capital Corporation (“GMCC”) is a mortgage lender. NMLS ID# 254895 (www.nmlsconsumeraccess.org). 1350 Bayshore Highway #740, Burlingame, CA 94010. 669-303-9888. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Equal Housing Opportunity.