

Lee Horen
Loan Officer | NMLS# 673181


Carnegie Mellon University
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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Reviews from Web
Lee amd Sarah truly met all of our needs in a timely fashion with great communication and precise details.
Reply from Lee Horen
September 25th, 2025 04:03 PM
I'm glad to hear that everything went smoothly and that your needs were met promptly and with clear communication. Thank you for taking the time to share your experience, Kelly. If there's anything further I can help with, don't hesitate to...
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Things were done professionally, quickly and accurately. It was also a positive experience with a friendly person who was very supportive.
Reply from Lee Horen
September 23rd, 2025 02:35 PM
I appreciate your feedback, Herman. It's great to hear that you had a professional and positive experience. Your comment about the support and friendliness you experienced means a lot. If there's anything else I can assist with, feel free to...
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Lee was absolutely great to work with. His communication skills and attention to detail were wonderful. I highly recommend Lee for all mortgage needs!
Reply from Lee Horen
September 15th, 2025 01:02 PM
Thank you so much Keren. I'm so happy that we got to work together and that everything went great! I'll be in touch shortly to check in!
Very pleased
Reply from Lee Horen
September 15th, 2025 01:04 PM
Thanks Scott!
I appreciate your faith in me and my team. I'm so happy we were able to complete your mortgage and get you ready for future endeavors! I'll be in touch soon to check in! Thanks again.
Lee was always helpful and patient in answering any and all questions for first time homebuyers.
Reply from Lee Horen
May 21st, 2025 09:07 PM
I'm glad to have been able to assist you with your first home buying experience. Thank you for your kind words, and I'm pleased to hear that my support was helpful. If you have any more questions in the future, feel free to reach out.
Lee couldn't have been more responsive, patient and knowledgable. It's been a pleasure working with him as he made a process that is inherently complicated fairly uncomplicated.
Reply from Lee Horen
May 6th, 2025 12:58 PM
I'm thrilled to hear that you found the process straightforward and appreciated my responsiveness, patience, and knowledge. It was a pleasure working with you. Thank you for your kind words and for choosing Cliffco Mortgage Bankers.
Smooth easy process. My team was amazing! Thank you for everything!
Reply from Lee Horen
April 13th, 2025 01:57 AM
I'm thrilled to hear that the process was smooth and easy for you. It was a pleasure working with you, and I appreciate your kind words about the team at Cliffco Mortgage Bankers. Thank you for choosing us!
Lee Horan is THE G.O.A.T!!! I couldn't have asked for a better expericne purchasing my first home! Lee Horan is truly an AMAING SOULE!!!
Reply from Lee Horen
March 13th, 2025 11:18 PM
Edgardo, I'm thrilled to hear that you had such a positive experience purchasing your first home. It truly means a lot to me that you feel this way. Being a part of such an important milestone in your life is an honor. Thank you for your kind...
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Lee was Great throughout the process
Reply from Lee Horen
December 20th, 2024 12:25 PM
I'm thrilled to hear you had a positive experience with me, Bryan. Your satisfaction is my top priority, so I'm glad I was able to assist you throughout the process. Your 5-star rating means a lot to me and to everyone here at Cliffco Mortgage...
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They were very communicative throughout the process. My only issue was at the actual closing we had to wait for the bank to approve documents via email for around 30-45 mins before they came back stating I needed more documents to prove where...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Financing for Self-Employed Borrowers
Jumbo Loan Specialist
Non-QM Loans
FHA Loans
Renovation Loans
USDA Loans
VA Loans
Refinancing
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Education
- Carnegie Mellon UniversityBachelor of Science in Business Administration (BSBA)

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 673181
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.