

Tracy Leddy at Prosperity Home Mortgage - Gle...
Senior Mortgage Consultant | NMLS# 1910668 | Compe...

Buying a home is one of life's biggest financial decisions, and my goal is to bring greater certainty to every step of the mortgage process. As a Senior Mortgage Consultant with Prosperity Home Mortgage, I help homebuyers strengthen their f... Show More
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Reviews from Web
Tracy, i felt, was incredibly transparent and honest and provided genuine advice as if it was his own transaction or that of one of his family members. I felt like I was I good hands the entire time. I appreciate everything and all the off...
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Reply from Tracy Leddy at Prosperity Home Mort...
July 23rd, 2025 05:23 PM
Thank you so much for your kind words, Celeste. I'm thrilled to hear that you felt well taken care of throughout our engagement. It was truly a pleasure to work with you and assist in your home mortgage process. It's always my goal to provide...
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Tracy was both professional and patient with my client who was a first-time homebuyer. He explained the process thoroughly to my client and kept both myself and my client informed/updated throughout the entire process. Thanks Tracy; I look...
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Reply from Owner
August 27th, 2024 09:33 PM
Hi Katie, Thank you so much for taking the time to leave such an excellent review. We strive to offer the best service to our clients and your feedback means a lot. It was a pleasure to guide your client through the home buying process and...
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Tracy was very professional and patient with my client who was a first-time homebuyer. He took the time to make sure my client understood the entire process and kept both my client and myself informed/updated throughout the entire process.
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Reply from Tracy Leddy at Prosperity Home Mort...
July 23rd, 2025 05:23 PM
I'm deeply grateful for your kind words and high rating, Katie. As a professional in the field, it's always my goal to ensure first-time homebuyers feel comfortable and well-informed during the entire process. Communication is key, so I'm glad...
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I refereed our clients to Tracy almost 2 months ago. My clients did not know what or where they would buy. Tracy kept in contact throughout the process. Then suggested they lock a rate just before they rose again.
Reply from Tracy Leddy at Prosperity Home Mort...
July 23rd, 2025 05:23 PM
Thank you, Ken, for your generous feedback. I'm glad to hear that you and your clients had a positive experience. It's always my goal to make the home loan process as smooth and simple as possible and it's reassuring to know that I was able...
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Tracy was on time and prompt with getting all paperwork completed. He was communicating the entire time, did a great job educating us on our loan. Also made a great call locking in the interest rate and saved me 1% interest.
Reply from Tracy Leddy at Prosperity Home Mort...
July 23rd, 2025 05:23 PM
I'm really pleased to hear about your positive experience, Chris! Ensuring that all paperwork is completed on time and keeping open lines of communication is a priority for me. I'm glad that my advice on the interest rate has resulted in significant...
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TRACY was very easy to work with and professional. Always responded quickly back to phone calls or text messages overall a great guy and loan officer
Reply from Tracy Leddy at Prosperity Home Mort...
July 23rd, 2025 05:23 PM
I'm delighted to hear that you had a positive experience working with me. Your satisfaction is my top priority and I'm pleased to know I was able to assist you in a timely and professional manner. Thank you so much for the 5-star review, Lynn....
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Great experience. Fun to work with. Learned a lot.
Great experience. Fun to work with. Learned a lot.
Reply from Owner
November 19th, 2024 12:00 AM
Yes, working with your lender should be fun 😊! So happy you had a great experience and learned alot.
👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻
Reply from Tracy Leddy at Prosperity Home Mort...
July 23rd, 2025 05:23 PM
Thank you, Steve, for your fantastic rating. I'm delighted to see those thumbs up, it truly made my day! I'm glad that my services at Prosperity Home Mortgage met your expectations. If you have any further needs or questions, please don't hesitate...
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As first-time home buyers, Tracy did a great job explaining the steps of the home-buying process. As well as going above and beyond to help us get approved for a loan and convince the realtor to go with our offer.
Reply from Tracy Leddy at Prosperity Home Mort...
July 23rd, 2025 05:23 PM
I'm thrilled to hear that your first home buying experience was a positive one! I appreciate your kind words and am glad I could assist in making the process understandable and smooth for you. Navigating property purchases can be daunting,...
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About
Buying a home is one of life's biggest financial decisions, and my goal is to bring greater certainty to every step of the mortgage process. As a Senior Mortgage Consultant with Prosperity Home Mortgage, I help homebuyers strengthen their financing before they write an offer through my Competitive Edge Approval™ process. My Five Certainty Checkpoints provide a proven framework that delivers greater certainty from our initial conversation through closing. I specialize in home purchase and refinance financing, including conventional, FHA, VA, jumbo, condominium, physician, and investment property loans. Proudly serving Chicago, Naperville, Hinsdale, Wheaton, Downers Grove, Oak Brook, Elmhurst, and Glen Ellyn.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
DSCR Loans
Investor Mortgages
Specialities
Conventional Mortgage
FHA Mortgage
VA Mortgage
Jumbo Mortgage
USDA Mortgage
Residential Loans
Jumbo Loans
FHA Loans
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Positions
- Prosperity Home Mortgage - Mortgage ConsultantSep 26th, 2022 - Current
Memberships
- MBS Highway
- BOD of Sea Point Townhomes HOA, Del Mar, CA
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
2022
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1910668
Achievements
- Silver Wedding Anniversary - 2022
Hobbies
- Golfing, skiing, watching/coaching kids competitive sports, macro-economics, real estate managment
- Happy friend
- Caring, engaged Father
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.