Lacy Dyar
Producing Sales Manager
Since 1996, we’ve been serving the East Coast Region with great loan products, customer service, and expertise. We’re a trusted lender and have stayed true to our core values throughout our more than 24 years. We’ll continue to hold our rel... Show More
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Reviews from Web
Lacy was fantastic to work with! She communicated frequently and answered all of our questions. Even though the mortgage process was unfamiliar to us, she made everything so easy and stress-free.
Reply from Lacy Dyar
January 19th, 2026 05:32 PM
Thanks so much for your kind words, Hannah! We loved helping you!
Very easy. Walked us through everything and very responsive
Reply from Lacy Dyar
December 31st, 2025 10:13 AM
Thanks so much Brianna! It was a pleasure to serve you!
Lacy and her team have always been exceptional and went above and beyond for my family more than once now! Highly recommend everyone I know looking to go through them!
Reply from Lacy Dyar
November 17th, 2025 12:40 PM
Thank you so much Zach! We loved serving you again!
Always a pleasure working with a great group of people.
Reply from Lacy Dyar
September 22nd, 2025 12:43 PM
Thanks for trusting us again, Justin! It's always wonderful to work with you!
Our team was readily available anytime we needed them and responded quickly to any questions and concerns we had. Very pleased and grateful for the experience.
Reply from Lacy Dyar
September 22nd, 2025 12:44 PM
Thanks Erica and Steven! We were so thankful to be part of your process!
Buying a home is stressful. There are many i's to dot and t's to cross. I was clueless about this process, and these ladies made it so much easier for me! As a single mother with a crazy busy schedule, they worked with me and answered all my...
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Reply from Lacy Dyar
September 8th, 2025 01:29 PM
Thanks so much Holly! It was a pleasure to serve you and we're so happy to see you in your new home!
I have personally purchased three houses with her and refinanced a fourth with her. On a professional level, I have closed around $70 million in sales with her in the last 10 years. Lacy & her team are true professionals that lead with their...
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Reply from Lacy Dyar Team at Atlantic Bay Mort...
February 10th, 2026 06:38 PM
Jerry, thank you so much for your sweet review! We love working with you!
Lacy and the Atlantic Mortgage team has been great to work with will all prior homes I purchased. I highly recommend for your mortgage needs.
Reply from Lacy Dyar Team at Atlantic Bay Mort...
February 10th, 2026 06:38 PM
Thank you so much Justin! It was a pleasure to work with you again.
Lacy was wonderful to work with . Very kind and professional. Always available to answer any questions. I would recommend her to everyone we know!
Reply from Lacy Dyar
July 11th, 2025 12:38 PM
Thanks so much Laura! It was a pleasure to serve you!
experience with AtlanticBay is that they are very professional, yet simple and easy to deal with. Such a great experience.!
Reply from Lacy Dyar
June 26th, 2025 05:29 PM
Thank you so much David! It was a pleasure working with you and getting to meet you!
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About
Since 1996, we’ve been serving the East Coast Region with great loan products, customer service, and expertise. We’re a trusted lender and have stayed true to our core values throughout our more than 24 years. We’ll continue to hold our relationships, culture, commitment to the community, and credibility as our highest mission.
I'm a homegrown local in North Alabama, and I live to serve my clients to the highest standards. I have a team of people who love and care for our clientele as much as I do! I love to travel, and spend a lot of time in Sweden, where my husband currently resides. If I'm not traveling, I'm out and about in Huntsville serving my community or playing with my 3 large dogs. I also LOVE to cook!
Products & Services
Mortgage Loan Officer
FHA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
Specialities
VA Home Loans
Conventional Home Loans
USDA Home Loans
FHA Home Loans
Down Payment Assistance Home Loans
Construction to Perm Home Loans
HELOC
OTC Home Loans
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Memberships
- Huntsville Area Association of Realtors Affiliate
- Rose' Society Board of Directors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1366712
- Licensed in AL & TN
Awards
Hobbies
- Outdoors
- Travel
- Cooking
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Disclaimer
© 2024 Atlantic Bay Mortgage Group
Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 100 Virginia Beach, VA 23452.