Top 5%
Kym Baker, Ruoff Mortgage
Senior Loan Officer | NMLS# 804933 | Ruoff Mortgag...
Additional Licenses: NMLS# 804933.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and s...... Show More
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Business Hours
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9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
The communication was amazing!! I originally started my home buying journey through another company but I nearly gave up a few times because they were so difficult to talk to but once we decided to switch to Ruoff, everything felt so much simpler...
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Reply from Kym Baker, Ruoff Mortgage
July 12th, 2024 03:20 PM
Hi Kylee, I'm thrilled to hear about your positive experience with us at Ruoff Mortgage! Communication is key, especially when making big decisions such as purchasing a home, and I'm glad I was able to make the process more manageable for you....
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Kym was the best. She truly showed her professionalism and kindness throughout our whole journey. Love her
Reply from Owner
March 19th, 2024 01:46 PM
LaShawn, thank you so much for the glowing review and the full star rating! I'm delighted to hear that you appreciated my professionalism and kindness during your journey. It was a pleasure assisting you, and your kind words mean a lot to me....
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Kym Baker was AMAZING to work with. She made everything so easy and took the time to help me understand everything I needed to know as a first time homeowner. I plan to stay with her for years to come and will happily be referring everyone...
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Reply from Kym Baker | NMLS# 804933 | Ruoff Mo...
November 6th, 2023 04:18 PM
You Rock! I'm extremely touched by your kind words, Katlin. Helping you navigate through your first home purchase was indeed a pleasure. Your understanding and patience made the process easier for both of us. I'm looking forward to being there...
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Fantastic experience with Kym and Ruoff!
Kym was so understanding with all of the worries and questions that I had along the way and was always extremely informative and helpful and made the experience a wonderful one!
Reply from Kym Baker, Ruoff Mortgage
June 8th, 2026 03:19 PM
Karen, I'm grateful for your kind words and happy to hear that I could help make your experience a positive one. Understanding and addressing your worries and questions is an important part of my role, and I'm pleased to know it was helpful...
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Kym is Awesome!
Reply from Kym Baker, Ruoff Mortgage
June 5th, 2026 04:39 PM
Jack, I appreciate your kind words! I'm glad to hear that you had a positive experience with me at Ruoff Mortgage. If you ever need anything in the future, feel free to reach out.
Kim was awesome to work with. I would highly recommend her to anyone I come across. 11/10 would def go with ruoff mortgage and Kim again.
Reply from Owner
May 18th, 2026 02:23 PM
Steven, I'm happy to hear that you had such a positive experience working with me at Ruoff Mortgage. Your recommendation means a lot, and I'm grateful for your kind words. If you ever need assistance again in the future, I'd be glad to help....
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Every Aspect about the process was amazing. Ruoff Mortgage can make it possible to achieve a life long dream of home ownership easy. Kim Baker has done an Excellent job. Along with all the Ruoff Officers. I would recommend Ruoff Mortgage and...
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Reply from Kym Baker, Ruoff Mortgage
May 5th, 2026 03:34 PM
I'm grateful for your kind words, Steven. It's appreciated to hear that you found every aspect of the process great. I'm happy to have been part of making your dream of home ownership a reality, alongside the team at Ruoff Mortgage. Thank you...
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Super smooth with no surprises. we were able to get into our new home in no time at all with no surprises. Kym was very knowledgeable of VA homeloans it made for a pleasant experience that I would recommend for anyone looking for a new home....
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Reply from Kym Baker, Ruoff Mortgage
April 28th, 2026 02:06 PM
Thank you, Joseph, for sharing your experience. I'm happy to hear that everything went smoothly with your VA home loan and that I could assist in making the process pleasant for you. Your recommendation means a lot to me, and I'm grateful for...
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Kym was amazing. We were going through a hard time with the loss of our parents. Our one goal was to keep their house. She helped us with our options and ultimately we got to keep the house. She is quick to answer, kind, compassionate and so...
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Reply from Owner
April 28th, 2026 02:07 PM
Hailey, I'm truly grateful for your kind words and am glad I could help during such a difficult time. It means a lot to me that I could support you in achieving your goal of keeping your parents' house. Thank you for trusting me to guide you...
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About
Additional Licenses: NMLS# 804933.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Specialities
IHCDA
Conventional Loans
FHA Loans
VA Loans
USDA Loans
New Construction
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743
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Positions
- Ruoff Mortgage - Senior Loan OfficerJul 2nd, 2018 - Current
Memberships
- Greater Elkhart Chamber of Commerce Board Member Past Chair
- Elkhart County Board of Realtors Affilate
- NMLS
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Addresses and Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 804933
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Achievements
- Greater Elkhart Chamber of Commerce Board Chair
- 2024 Branch Originator of the Year
- 2024 President's Club Originator
Hobbies
- Beyond the world of finance, my passions include my love for animals, particularly spending quality time with my loyal companion, Edward. As a devoted Chicago Cubs fan, I find joy in supporting my favorite team and connecting with fellow enthusiasts. Outside of work, my husband Brian and I enjoy attending car shows and indulging in the thrill of jet skiing, embracing the spirit of adventure together. Feel free to reach out to me to discuss your mortgage needs or simply share your love for animals, sports, or adventure. I look forward to assisting you on your path to financial success and homeownership.
- Cubs Baseball
- My Dog Edward
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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