Kurtis Lay at CrossCountry Mortgage
Branch Manager | NMLS #1525442
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Winter Park, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consi... Show More
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Kurtis went above and beyond to assist us in our loan. Would highly recommend.
Reply from Kurtis Lay
December 25th, 2025 09:46 PM
I'm grateful for your kind words, Reginia. Hearing that I could go above and beyond to support you with your loan means a lot. Thank you for the recommendation. If there's anything else I can do for you, feel free to reach out.
my experience with cross country was amazing. All team members were Professional, caring , judicious in getting everything done. I was kept informed and guided effortlessly through the mortage process. when I buy another home I can't imagine...
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Reply from Kurtis Lay
November 17th, 2025 06:11 PM
It's wonderful to know that you had such a positive experience with CrossCountry Mortgage. I’m glad that my team and I could provide the guidance and support you needed throughout the mortgage process. Thank you for your kind words, and when...
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Kurtis with a (K), did a excellent job keeping us informed with the entire process. A true professional.
Gary Evans
Reply from Kurtis Lay
November 17th, 2025 09:53 PM
Thank you for your feedback, Gary. I'm pleased that you felt informed throughout the process and appreciated my professional approach. If there's anything more you need, don't hesitate to reach out.
We're home owners 🙂
I’ve been working with Kurtis for a while now, and I can honestly say he is one of the best loan officers I’ve ever partnered with. I trust my clients with him completely and not just because he’s knowledgeable and sharp with numbers, but because...
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Reply from Kurtis Lay
November 14th, 2025 07:04 PM
I really appreciate the feedback and am looking forward to working with you again.
Kurtis was very helpful during the whole process
Reply from Kurtis Lay
October 29th, 2025 12:49 PM
I appreciate you sharing your experience and I'm glad to hear that I could be of help throughout the process. If you ever have any questions or need assistance in the future, please don't hesitate to reach out. Thank you for taking the time...
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Kurtis is amazing! If i I could give him a higher score I would. Words cannot express my gratitude for him this journey.
Reply from Kurtis Lay
September 23rd, 2025 04:35 PM
Your appreciation truly means a lot to me. It's incredibly rewarding to know that I could support you through this journey. If you ever need anything in the future, please feel free to reach out. Thank you for your kind words and generous rating!...
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Kurtis is always amazing! This isn’t my first time working with The Lay Team — they’re my go-to lender and truly my #1 choice.
Reply from Kurtis Lay
July 3rd, 2025 01:30 PM
I'm thrilled to hear that you had such a positive experience with The Lay Team once again. Thank you for making us your go-to lender and your top choice. Your trust and continued support mean a lot to us.
Kurtis and Heidi made their entire part of the home buying process quick, organized, and simple as can be. They make a great team. We'll definitely be going through them again in the future.
Reply from Kurtis Lay
April 21st, 2025 04:29 PM
I'm delighted to hear that the home buying process was quick, organized, and simple for you. It was a pleasure working with you, and I'm grateful to have Heidi as part of the team. We look forward to assisting you again in the future.
You where always available.
Reply from Kurtis Lay
January 6th, 2025 02:59 AM
Thank you for your kind words, Medley. I'm overjoyed to hear that I was able to stand up to your expectations. I strive to be available for my clients at all times and your feedback reinforces this goal. It was great to assist you with your...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Winter Park, FL. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1525442 | Branch NMLS #2284110
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 1525442
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095