

Kristy Osborn
Loan Officer

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Kristy and Sabra's team were incredible communicators. They walked me through each and every step. Being a first-time home buyer, I could not have done it without them.
This company was so helpful and sweet. They even gave us a bottle of wine to celebrate! I would recommend this company over and over again.
It was extremely helpful and informative, any time we had a question we received a quick and friendly response. It made the process very pleasant, everything was explained to us being first time home buyers and we were never left in the dark....
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The process was easier, clear directions, easy user interface, responsive to questions and overall a stress free experience.
Kristy is the absolute best! From the beginning she was completely transparent and extremely helpful and knowledgeble. She shows her excellence and genuine enjoyment of what she does. I cannot recommend Kristy and Fairway enough! Thank you...
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Krysty and her team were amazing at communicating, explaining and walking us through this big milestone in our life. We are so grateful all their help. They were professional and great at communicating with my realtor as well as providing documents...
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Kristy and her team are amazing. Their time, patience, understanding and guidance is, for me, what sets them apart from the rest. They always make time to answer my questions no matter how many questions there are. They listened to all my concerns...
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This was the smoothest process I have ever had when dealing with anything related to big purchase type items (like buying a house, car, etc)We were recommended by a church friend who is a realtor...and with the first email we recv'd from Kristy...
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The entire staff was so friendly and easy to work with. They answered all of our questions and made the process easy and seamless. Highly recommend!!
Kristy and her team were very helpful in every step of our refinance process. Great communication and easily accessable, quick response to questions and team work. I will recommend to any one and would certainly use them for any future mortgage...
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Home Equity Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 999896
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Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
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