

Kristy Osborn
Loan Officer

At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Kristy & her team are awesome! They were very thorough in explaining each stage of the process and helpful in easing our 1st time homebuyer anxiety. We always received timely updates and communication. Such an amazing team!
I have known Kristy for years and she’s always been so sweet and helpful! I have purchased two properties through her and I knew I was getting the lowest rate with Kristy! Choose Kristy and her team, you will be taken care of :) she is fabulous...
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The communication was awesome.
Kristy was very kind, warm, and welcoming! I always enjoyed talking to her. I really appreciated her knowledgeable and transparency! She and her team were always available to answer questions throughout the entire process. This made me very...
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Smooth sailing from start to finish! Grateful for Kristy and her team!
Very pleasant to work with, and always responded quickly.
You are guys amazing
Great rate, kept up to date throughout whole process
We loved working with Kristy! Shes super knowledgeable about the different options that we had, she backs those options up with numbers so that you can compare and make the best choice! Effortless and smooth!
Process was long but the whole team worked with me to get everything done in a timely manner. Very helpful with information that I needed to know.
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About
At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Home Equity Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Addresses and Serving Areas
Primary Serving Area
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 999896
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Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
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