

Kristine Branon
Senior Mortgage Banker | NMLS# 894836


University of Arkansas
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM
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closed
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closed
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Reviews from Web
service was great very friendly and had an answer to all of my questions
Reply from Kristine Branon
September 13th, 2025 04:32 PM
I'm pleased to hear that you found the service friendly and informative, Harold. It's important to me that all your questions were answered thoroughly. If there's anything else I can assist you with in the future, don't hesitate to reach out....
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So much paperwork and scared n nervous about closing on time trying to make preparations on the house by myself was rough but other than that was good
Reply from Kristine Branon
September 12th, 2025 02:12 PM
I understand that the paperwork and preparing the house on your own must have been daunting, Andria. I'm glad to hear that, despite these challenges, your experience was positive. If you have any other concerns or need assistance in the future,...
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Glad to find someone very knowledgeable and up to date on loan types and payment calculations.
Reply from Kristine Branon
September 12th, 2025 01:49 PM
It's great to know that my knowledge and understanding of loan types and payment calculations have been helpful for you, Shari. I'm here to assist you with any questions or needs you might have in the future. Thank you for your kind feedback!...
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Kristine is good at understanding and think from customer perspective and suggest/ guide on which option is best. Happy to work with her in future for my mortgage loans.
Reply from Kristine Branon
September 11th, 2025 06:57 PM
I appreciate your thoughtful feedback, Venkata. It's encouraging to hear that you found my guidance helpful and aligned with your perspective. I look forward to the opportunity to assist you again with your future mortgage needs. If you have...
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Kristine was very professional, thorough and a complete joy to work with
Reply from Kristine Branon
September 6th, 2025 03:07 PM
I'm grateful for your kind words, Cari. Knowing that you found my approach professional and thorough truly means a lot to me. It was a pleasure working with you, and if there's anything else you need in the future, please don't hesitate to...
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Kristine and her team provided excellent help throughout the whole mortgage process. They were always on top of any needed documents and unexpected changes that seem to come along. Kristine's personal attention to detail and wonderful personality...
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Reply from Kristine Branon
September 2nd, 2025 01:20 PM
I appreciate your feedback, Stephen. It's heartening to know that I could assist you effectively throughout the mortgage process. My goal is always to manage the details carefully and be responsive to any changes, so it's great to hear that...
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Kristine was wonderful. She talked me through the process very clearly and concisely. She spent a lot of time walking me through options even before I was ready to buy. I would recommend Flat Branch to anyone!
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Reply from Kristine Branon
August 30th, 2025 12:52 PM
Cristina, thank you so much for sharing your experience. I'm really pleased to know that I could guide you clearly through the process and explore options at your pace. It's important to me that you're comfortable and informed every step of...
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Kristine was awesome. So personable and very quick to respond to any questions we had. Service was amazing and we will recommend to any one we know who is wanting to purchase a home!!!
Reply from Kristine Branon
August 29th, 2025 03:18 PM
Thank you, Pamela, for your kind words. I'm really pleased to hear that you found my service personable and responsive. It's wonderful to know I could assist you effectively and that you're willing to recommend me to others looking to purchase...
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The process was made super simple , smooth and quick
Reply from Kristine Branon
August 7th, 2025 12:20 AM
I'm glad to hear that the process was straightforward and efficient for you, Melissa. Simplifying things for my clients is a priority, and it's great to know it made a positive impact. If you ever have more questions or need further assistance,...
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She swooped in and saved the day! would give her my usiness again and again. Lindsey Grose also rocks!
Reply from Kristine Branon
August 4th, 2025 01:37 AM
I'm delighted to hear that I was able to help when you needed it, Shawn. Knowing you'd choose to work with me again is truly rewarding. Thank you for mentioning Lindsey as well—I'm grateful for the support from such a talented colleague. If...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
Non-QM
DSCR Loans
Bank Statement Loans
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
DSCR Loans
Bank Statement Mortgages
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Education
- University of ArkansasBanking and Financial Support ServicesBachelors in Finance

Memberships
- Mortgage Bankers Association of Arkansas
- NABOR Affiliate
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Licenses
- NMLS# 894836
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Awards
Top Women Originat...
Top Originator 202...
Top Originator 202...
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Hobbies
- spending time with my family
- going to the lake
- reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149