

Kristine Branon
Senior Mortgage Banker | NMLS# 894836


University of Arkansas
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Kristine was very kind and easy to work with. She was always easy to communicate with and was extremely patient with all of our questions. She explained things in a way that we could understand and always made sure we were fully informed throughout...
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Reply from Kristine Branon
March 12th, 2026 04:14 PM
It's great to hear that you found the process smooth and understandable, Peyton. I'm glad I could assist in a way that made the experience pleasant for you. Being patient and keeping clients well-informed is something I strive for. If there's...
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What made Kristine's service great was threefold:
1) Experienced.
2) Professional and personable communications.
3) Most importantly, the client was happy and satisfied.
Thanks you!
Reply from Kristine Branon
March 30th, 2026 01:54 PM
Thank you, David, for highlighting what you appreciated about my service. I'm glad to know that my experience and communication made a positive impact. Your satisfaction is important to me, and I'm here for any future needs you may have with...
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Great communication with me and my client!
Reply from Kristine Branon
March 30th, 2026 06:35 PM
I appreciate your review, Melissa. Ensuring clear communication with both you and your client is something I prioritize. If there's anything else you need in the future, please feel free to reach out.
Any questions or documents I needed was explained to me in perfect detail. I was always treated with respect and professionaliam.
Reply from Kristine Branon
March 9th, 2026 07:44 PM
Thank you for sharing your experience, Michael. I'm pleased to know that the explanations and documentations were clear and detailed for you. Maintaining respect and professionalism is a priority for me. If you have any further questions or...
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Kristine was great to work with throughout the transaction. She worked well with my first-time home buyer by being patient and taking the time to explain everything in detail. I really appreciate having a lender partner like Kristine!
Reply from Kristine Branon
March 30th, 2026 06:01 PM
I'm grateful for your feedback, Lois. It was a pleasure working with you and your first-time home buyer. I strive to ensure all my clients understand each step of the process, and I'm always here to support you in future transactions. Thank...
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Super friendly! Relatable! On time communication! No delays! Quick! Resourceful! Understands exactly what she needs to have done to make everything quick, understandable, and easy ! Thank you Kristine for be not only an amazing person to work...
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Reply from Kristine Branon
March 9th, 2026 01:35 PM
I'm glad that I could help make your first home buying process clear and manageable, Lacey. It's important to me that communication is timely and efficient, and I'm pleased to hear that it met your expectations. If you have any more questions...
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I had another great experience working with Kristine. She was consistently responsive, patient, and incredibly helpful throughout the entire process. I tend to ask a lot of questions, and she always took the time to explain things clearly and...
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Reply from Kristine Branon
March 3rd, 2026 03:56 PM
I'm grateful for your kind feedback, Brittney. It's important to me that you felt supported and well-informed throughout the process. I'm glad I could make the experience less stressful and address all of your questions. If there's anything...
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Kristine has been my "go to" lender for several years now. She's always been responsive and accurate with her numbers. Kristine and her team are incredibly helpful throughout the entire process. She's only gotten better over time. I always...
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Reply from Kristine Branon
February 27th, 2026 03:45 PM
I'm glad to know that my work has consistently met your needs over the years, Richard. Your decision to check with me first and recommend my services is genuinely appreciated. Should you have any new questions or need further assistance, please...
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Worked hard for us
Reply from Kristine Branon
February 18th, 2026 04:15 PM
I appreciate your feedback, Brent. I'm glad to know my efforts made a difference for you. If you ever need anything else or have further questions, feel free to get in touch.
Process was easy and not stressful. Kristine answered our questions promptly and it was great to meet her in person!
Reply from Kristine Branon
February 17th, 2026 06:59 PM
It's great to hear that the process felt easy and stress-free for you, Mindy. I'm glad I could promptly address your questions and that meeting in person was a positive part of your experience. If you need any further assistance, feel free...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Construction Loan
USDA Loans
Non-QM
DSCR Loans
Bank Statement Loans
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
DSCR Loans
Bank Statement Mortgages
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Education
- University of ArkansasBanking and Financial Support ServicesBachelors in Finance

Memberships
- Mortgage Bankers Association of Arkansas
- NABOR Affiliate
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Licenses
- NMLS# 894836
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Awards
Top Women Originat...
Top Originator 202...
Top Originator 202...
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Hobbies
- spending time with my family
- going to the lake
- reading
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149