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Kristi Farmer - Branch Manager | Sr. Loan Officer | NMLS ID #989130 in Spartanburg, SC

Kristi Farmer

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Branch Manager | Sr. Loan Officer | NMLS ID #98913...

4.95
(377)
Company Logo
Kristi Kerns Farmer brings with her over 28 years of mortgage lending excellence to every stage of the lending process. With a reputation for being the trusted mortgage advisor to her clients, she is best known for exceeding client expectat...... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Overall Ratings
4.95
(377)
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Reviews from Web
  • 5.0
    SFTP
    J
    John G
    Anderson, SC
    Posted on June 1st, 2026 12:30 AM
    Kristi is an exceptional mortgage broker. As first-time homebuyers with a more complicated financial situation, my partner and I weren’t sure what to expect — but Kristi made the entire process smooth and stress-free. She was proactive, responsive,...
    read more
  • 5.0
    SFTP
    D
    Denise W
    Murrells Inlet, SC
    Posted on May 27th, 2026 01:41 PM
    We had acces to Kristi or someone on her team quickly for any problems or questions that we had. These people all provided excellent suggestions, answerd for us. They are all extremely knowledgeable about rules, laws, taxes, income etc... everything...
    read more
  • 5.0
    google
    D
    Denise W
    Posted on May 27th, 2026 12:00 AM
    Kristi and her team helped us through everything and were always available to us to answer questions. They are fully knowledgeable about all aspects of buying a house and I cant imagine a company or team with better service!!!
  • 5.0
    SFTP
    J
    James M
    Boiling Springs, SC
    Posted on May 5th, 2026 07:42 PM
    Everyone told me how unpleasant it is to buy and how difficult it is but I never felt that, in reality Kristi made it seem very simple and easy.
  • 5.0
    SFTP
    L
    Laura C
    Spartanburg, SC
    Posted on April 21st, 2026 12:56 PM
    Super easy process and Kristi was exceptionally professional, thoughtful, and great to work with.
  • 5.0
    SFTP
    J
    Jacob H
    SIMPSONVILLE, SC
    Posted on March 3rd, 2026 07:36 PM
    Kristi was fantastic. She was so helpful, so warm, and so intentional about all the communication and help we recieved. Her and her team were great and made the process of buying our first home so easy. I have, and will continue to, recommend...
    read more
  • 5.0
    SFTP
    R
    Richard G
    Greenville, SC
    Posted on January 29th, 2026 06:23 PM
    Second time with Kristi, she did great again
  • 5.0
    SFTP
    M
    Melvin M
    Inman, SC
    Posted on December 28th, 2025 01:04 PM
    Everything was good
  • 5.0
    SFTP
    J
    John H
    Greenville, SC
    Posted on December 26th, 2025 02:09 PM
    Kristi and her team did a fantastic job of walking us through the process and over communicating to be sure we had all the information to make the right decisions! The process was seamless from beginning to end!
    read more
  • 5.0
    SFTP
    A
    April H
    Greenville, SC
    Posted on December 23rd, 2025 01:42 AM
    Excellent communication throughout the process. Very responsive to questions and great expertise! Highly recommend!!!
  • 10 of 377
    About
    Kristi Kerns Farmer brings with her over 28 years of mortgage lending excellence to every stage of the lending process. With a reputation for being the trusted mortgage advisor to her clients, she is best known for exceeding client expectations with dedicated customer service. Her extensive knowledge of mortgage lending allows her to create outside-the-box solutions, ultimately enabling her to help more clients become homeowners. Every client that works with Kristi receives her personal commitment—a simple, easy, and stress-free loan process. Kristi is also a Military Mortgage Specialist and enjoys helping our well-deserving veterans become homeowners.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    Conventional Loans
    FHA Loan
    USDA Loan
    First Time Home Buyer
    Investor Loan
    Second Home Loan
    Vacation Property Loan
    228
    /850
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    Positions
    • Atlantic Coast Mortgage LLC - Branch Manager
      Jun 1st, 2022 - Current

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #989130
    • Licensed in SC, FL
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Branch NMLS ID #2373955 | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Georgia Residential Mortgage Licensee