Kristian Ortiz - AnnieMac Home Mortgage's Cover Image
Kristian Ortiz - AnnieMac Home Mortgage - Area Manager | NMLS# 2024751 in Apollo Beach, FL

Kristian Ortiz - AnnieMac Home Mortgage

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Area Manager | NMLS# 2024751

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Kristian understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered through... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
5%
3 Star
0%
2 Star
0%
1 Star
2%
Reviews from Web
  • Encompass
    A
    Alfredo A R
    Eagle Lake, FL
    Posted on February 27th, 2026 12:42 PM
    This is my third year doing business with Kristian Ortiz, and each experience has been excellent. He is professional, knowledgeable, and always provides clear guidance and valuable advice. I truly appreciate his consistent support and outstanding...
    read more
    Reply from Kristian Ortiz - AnnieMac Home Mort...
    June 11th, 2026 05:14 PM
    It’s wonderful to hear that your experiences with me have been consistently positive, Alfredo. I'm glad to know you find my guidance and advice helpful throughout our dealings. Your kind words mean a lot, and I look forward to continuing our...
    read more
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    C
    Christian C G
    Davenport, FL
    Posted on January 31st, 2026 05:33 PM
    No communication , didn't answer calls, text or emails. unpleasant experience and low Professional ethic.
    Reply from Kristian Ortiz - AnnieMac Home Mort...
    June 11th, 2026 05:14 PM
    I'm sorry to hear about your experience. We want you to know that it's important for us to deliver excellent service, and we take your review seriously.
  • Encompass
    I
    Ivette S
    Daytona Beach, FL
    Posted on November 6th, 2025 01:52 AM
    Great customer service, professional and great communication
    Reply from Kristian Ortiz - AnnieMac Home Mort...
    June 11th, 2026 05:14 PM
    I'm pleased you found the customer service and communication to be positive, Ivette. Ensuring a professional experience is important to me, and I'm glad it made a difference for you. If there's anything else you need, feel free to reach out....
    read more
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    C
    Christian J G
    Kissimmee, FL
    Posted on October 9th, 2025 01:20 AM
    Not at the moment
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    M
    Michael S M
    Lake Wales, FL
    Posted on July 19th, 2025 12:52 PM
    I wanted to take a moment to commend the surveyor involved in my property transaction. The surveyor demonstrated a high level of professionalism, attention to detail, and timeliness throughout the process. Their clear communication and thoroughness...
    read more
    Reply from Kristian Ortiz - AnnieMac Home Mort...
    June 11th, 2026 05:14 PM
    I'm delighted to hear how well the surveyor contributed to your property transaction, Michael. Their professionalism and commitment clearly made a positive impact on your experience, and I'm glad the coordination went smoothly. It's great to...
    read more
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    O
    Olga I C
    Kissimmee, FL
    Posted on July 15th, 2025 04:11 PM
    I am very grateful for the attention provided by Kristian. His professionalism and advice were positive for completing the purchase transaction of my house.
    Reply from Kristian Ortiz - AnnieMac Home Mort...
    June 11th, 2026 05:14 PM
    Thank you for sharing your experience, Olga. I'm grateful that you appreciated the attention I provided and found my professionalism and advice beneficial in completing your home purchase. It was a privilege to assist you through this important...
    read more
  • Encompass
    Y
    Yesiret G P
    Kissimmee, FL
    Posted on July 15th, 2025 03:46 PM
    KRISTIAN HACE QUE EL PROCESO SEA BIEN SENCILLO
    Reply from Kristian Ortiz - AnnieMac Home Mort...
    June 11th, 2026 05:14 PM
    I'm glad to know that I could make the process straightforward for you, Yesiret. Simplifying the mortgage experience is always my goal, and I'm pleased it was helpful to you. Thank you for trusting me with your home mortgage needs at AnnieMac...
    read more
  • Encompass
    N
    Ninibeth P
    Kissimmee, FL
    Posted on July 12th, 2025 11:54 PM
    Kristian is excellent at his job
    Reply from Kristian Ortiz - AnnieMac Home Mort...
    June 11th, 2026 05:14 PM
    Thank you so much!
  • Encompass
    S
    Sonia R
    Kissimmee, FL
    Posted on June 3rd, 2025 03:43 AM
    I had the opportunity to work with Kristian Ortiz as the loan officer during a recent transaction. From the beginning, I understood he had a heavy workload, and I tried to be understanding regarding his availability. However, as the process...
    read more
  • Encompass
    Y
    Ysamar J
    Lake Wales, FL
    Posted on May 28th, 2025 11:10 AM
    excellent Kristian and Nate igles are so extraordinary the best lender experience have in my live
    Reply from Kristian Ortiz - AnnieMac Home Mort...
    June 11th, 2026 05:14 PM
    I'm thrilled to hear that you had such an extraordinary lending experience with both Nate Igles and me. It was a pleasure assisting you, and I appreciate your kind words. Thank you for choosing AnnieMac Home Mortgage.
  • 21–30 of 85
    About
    Kristian understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Kristian is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Foreign Nationals
    FHA, VA, & USDA
    Alternate income programs
    Conventional - manual UW and restrictions may apply
    Foreign National
    FHA, Conventional, VA, and USDA
    Alternative Income Programs such as Bank Statements, P&L Only, 1099 Only, among others.
    Mortgage
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    Positions
    • Family First Funding - Branch Business Development Manager
      Jan 3rd, 2023 - Apr 10th, 2023
    • Annie Mac Homes Mortgage - Area Manager
      Apr 11th, 2023 - Current
    Memberships
    • NMLS
    • NAHREP
    • FAMP
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 2024751
    Gallery
    Kristian Ortiz - AnnieMac Home Mortgage - Gallery Photo
    Hobbies
    • card games
    • journaling
    • reading hard cover books
    • View All
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.