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Kris Howard - AnnieMac Home Mortgage - Mortgage Loan Originator | NMLS# 1555049 in Ponte Vedra, FL

Kris Howard - AnnieMac Home Mortgage

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Mortgage Loan Originator | NMLS# 1555049

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Kris knows that buying or refinancing a home is the biggest financial decision of his clients’ lives. That’s why he makes a point of consulting with his clients throughout the entire loan process, so they are well educated and active partic... Show More
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closed
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
  • Encompass
    D
    Diana G
    CLERMONT, FL
    Posted on June 25th, 2025 02:29 PM
    Kris Howard was very nice and helpful. He was able to answer most of my calls or return calls when not able to help at that moment. It was very time consuming but in the long run I was able to get what i needed accomplishe.
    read more
    Reply from Kris Howard
    July 5th, 2025 02:31 PM
    I'm glad I could assist you, Diana. I appreciate your patience throughout the process and am pleased that we were able to achieve your goals. If you have any further questions or need assistance in the future, please don't hesitate to reach...
    read more
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    D
    Dana A
    Posted on June 13th, 2025 08:47 PM
    All communication stopped. Another agent took over my loan. Kris lacked communication and very unprofessional.
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    K
    Kenneth R G
    Franklin, OH
    Posted on June 7th, 2025 05:12 PM
    The people were great and very helpful made everything go smooth.
    Reply from Kris Howard
    June 17th, 2025 05:16 PM
    I'm glad to hear that your experience was smooth and that you found our team helpful. It was a pleasure assisting you throughout the process. If you have any more questions or need further assistance, please feel free to reach out.
  • Encompass
    E
    Ethel L
    LAWNDALE, NC
    Posted on May 17th, 2025 01:57 PM
    Everyone I dealt with through the process was very friendly , knowledgeable and very helpful Each and every one walked me right thru Kudos to all of the staff Thanks for all your help
    Reply from Kris Howard
    May 27th, 2025 02:00 PM
    I'm thrilled to hear that your experience with us was positive and that you found our team friendly and helpful. It was a pleasure assisting you through the process. Thank you for your kind words and for acknowledging our staff's efforts.
  • Encompass
    T
    Timothy W K
    GRAND RAPIDS, MN
    Posted on April 24th, 2025 06:40 PM
    Every step was quick and smooth
    Reply from Kris Howard
    May 4th, 2025 06:42 PM
    I'm thrilled to hear that every step of the process was quick and smooth for you. It was a pleasure assisting you, and thank you for choosing AnnieMac Home Mortgage.
  • Encompass
    J
    Jean C
    GAINESVILLE, FL
    Posted on April 12th, 2025 07:12 PM
    Thank you to everyone who helped me with this proces. They're all support and very professional.
    Reply from Kris Howard
    April 22nd, 2025 07:13 PM
    I'm glad to hear that you had a supportive and professional experience with us during your process. It was a pleasure assisting you, and I appreciate your kind words.
  • Encompass
    B
    Brian L
    Shevlin, MN
    Posted on March 11th, 2025 02:13 PM
    Communication was the best Always there to answer my
    Reply from Kris Howard
    March 21st, 2025 02:14 PM
    Hi Brian, I really appreciate you taking the time to leave such a positive review. I'm thrilled to hear that you found the communication helpful—I always strive to be as responsive and attentive as possible to make sure everything goes smoothly....
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  • Encompass
    S
    Shady A H
    WASCO, CA
    Posted on January 25th, 2025 07:07 PM
    I was told that i didnt Have to pay for My appraisal . It would be taken care of because of the experience I had with the last guy that i applied with the first time with AnnieMac. I ended up paying for it.
  • Encompass
    J
    Joshua D
    MUSSEY, MI
    Posted on January 3rd, 2025 02:00 PM
    All went smoothly
    Reply from Kris Howard
    January 13th, 2025 02:01 PM
    I'm thrilled to hear that everything went smoothly for you, Joshua. Your positive feedback serves as a great motivation. I aim to make the mortgage process as seamless as possible. Thank you for taking the time to rate us 5 stars. If you have...
    read more
  • 21–29 of 29
    About
    Kris knows that buying or refinancing a home is the biggest financial decision of his clients’ lives. That’s why he makes a point of consulting with his clients throughout the entire loan process, so they are well educated and active participants in the transaction. He has an extensive background in all facets of mortgage lending and assisting his clients with many different needs, whether they are a homebuyer looking to purchase a new home or current homeowners looking to benefit from refinancing. His expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans. His focus is on not merely getting his clients a loan but finding the best loan for them.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
    Cash Offers
    Renovation 203k
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    Year Started

    2011

    Time Zone

    Eastern Standard Time (EST)
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.