

Kimberly Smrek
Mortgage Loan Officer

Becoming a homeowner is a dream for many people, but it can also be a daunting and overwhelming process. This is where working with Mortgage Consultant comes in. As a professional Mortgage Consultant I'll guide you through the process of ob... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
Fri
9 AM to 6 PM
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Reviews from Web
She is very very thorough and always available to answer your questions.
Thank you Kimberly.
Reply from Kimberly Smrek
January 20th, 2026 11:58 PM
Thank you, Akinleye, for your review! I appreciate of your trust as well as the opportunity to help you with your home purchase. Wishing you both many happy memories in this next journey.
Kimberly was very proffesioal. She kept me upto date on the progress of the loan. She is just terrific! I highly reccomend!
Julie Potts
Reply from Kimberly Smrek
January 19th, 2026 04:04 PM
I’m so glad you had a great experience working with me! Please feel free to reach out if you ever need anything.
Kimberly was fantasti! Very knowledgeable and a great listener .
i would highly recommend her in the future
Reply from Kimberly Smrek
December 23rd, 2025 10:22 PM
Thank you, Mike! I truly appreciate you taking the time to share your experience. It was a pleasure working with you both, and I’m so glad I could be a helpful listener and resource along the way. Your recommendation means a lot — thank you...
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Working with Kimberly Smrek and her team at Movement Mortgage has been an outstanding experience from start to finish. Kimberly is consistently responsive, patient, and proactive — exactly what you hope for when navigating refinancing or mortgage...
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Reply from Owner
December 11th, 2025 07:17 PM
Thank you, Kelly,. We truly appreciate you sharing your experience. The mortgage process can be complex, and your kind words reassure us that our efforts are making a positive impact. Thank you for your support and encouragement!
Kim was great! We were 1st time home buyers and Kim explained every step to us and made us feel comfortable with the process. From the 1st application to the settlement, Kim made sure we were aware of what was going on and what to look for...
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Reply from Owner
December 11th, 2025 07:16 PM
Thank you! It was truly a joy to be part of your first homebuying experience. Seeing your excitement and knowing how meaningful this moment is to you made the journey even more special for me. Congratulations on your new home—you deserve every...
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Kim was great! We were 1st time home buyers and Kim explained every step to us and made us feel comfortable with the process. From the 1st application to the settlement, Kim made sure we were aware of what was going on and what to look for...
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Reply from Kimberly Smrek
December 11th, 2025 07:16 PM
Thank you! It was truly a joy to be part of your first homebuying experience. Seeing your excitement and knowing how meaningful this moment is to you made the journey even more special for me. Congratulations on your new home—you deserve every...
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My client was a buyer who was not in a position to buy when she came to me. I referred her to Kimberly, who pointed her in the right direction and continued to follow up, so that a year or so later, our client was in a position to buy a home...
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Reply from Kimberly Smrek
November 4th, 2025 03:08 PM
Thank you , Audrey, for the great feedback. It was wonderful collaborating to help your client prepare, qualify, and ultimately close on her home. I appreciate the opportunity to be part of her homeownership journey.
One of a kind personal experience. Thank you!
Reply from Owner
November 3rd, 2025 10:44 PM
Thank you Elaina. It's always my goal to make a homebuying experience positive and memorable. Don't hesitate to reach out in the future with any questions.
She's a go getter and goes above and beyond. I'm so thankful for her. GIVE HER A RAISE TODAY!
Reply from Kimberly Smrek
November 3rd, 2025 10:44 PM
I appreciate you, Elaina. :)
Her availability, the way she communicate with you and her patience!
Reply from Kimberly Smrek
October 2nd, 2025 08:24 PM
thank you Amicole. I'm so happy for you and your family.
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About
Becoming a homeowner is a dream for many people, but it can also be a daunting and overwhelming process. This is where working with Mortgage Consultant comes in. As a professional Mortgage Consultant I'll guide you through the process of obtaining a loan for your home purchase.
When working with me, I'll review your financial situation, help you understand the different mortgage options available to you, and assist you in selecting the best mortgage for your needs. In addition, I'll guide you through the application process, help you gather the necessary documentation, and work to ensure a smooth and timely closing.
I love what I do and enjoy being a part of positive change in people's lives.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Financing - FHA, VA, Conventional loans
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Positions
- Movement Mortgage - Mortgage ConsultantOct 15th, 2013 - Current
Memberships
- Howard County Association of Realtors
Year Started
2008
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS_ID# 141170
- DC-MLO141170
- DE-MLO-141170
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Disclaimer

Movement Mortgage, LLC supports Equal Housing Opportunity.
©2025 "Movement Mortgage" is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company. 8024 Calvin Hall Rd, Indian Land, SC 29707,
877-314-1499.
Movement Mortgage's Legal and Licensing Information
Movement Mortgage's Privacy Policy
Movement Mortgage, LLC is licensed by AL # 21022, AK # AK39179, AZ # 0918544, AR # 105002, CA Department of Business Oversight under the California Residential Mortgage Lending Act # 4131054, CO # 39179, CT # ML- 39179, DE # 012644, D.C. # MLB39179, FL # MLD1360, GA # 23002, HI # HI-39179 & MS205, ID # MBL-8027 & RRL-9397, IL # MB.6760898, IN # 18121, IA # 2013-0023 & 88883410, KS# MC.0025343, KY #MC85066, LA, ME # 39179, MD # 19094, MA Broker & Lender # MC39179, MI # FR0021343 & SR0020189, MN # MN-MO-39179, MS# 39179, MO # 18-2096, MT # 39179, NE, NV # 3401, NH # 20985-MB, Licensed by the N.J. Department of Banking and Insurance, NM, Licensed Mortgage Banker-NYS Banking Dept. #B500997 & B501039, NC # L-142670, ND # MB103223, OH # RM.804187.000, OK # ML002646, OR # ML-5081 & MS-37, PA # 34374, Rhode Island Licensed Lender, Broker and Servicer 20153194LL & 20153195LB & 20153196LS, SC # MLS - 39179, SD # ML.05007, TN # 112748, TX, UT # 7773921, VT # 6862, 39179-1 & 1288 MB, VA # MC-5112, WA # CL-39179, WI # 39179BA & 39179BR, WV # MB-32019 & ML-32020, WY # 3104 & SL-3790.Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.