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Kimberly Smrek - Mortgage Loan Officer in Ellicott City, MD

Kimberly Smrek

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Mortgage Loan Officer

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Becoming a homeowner is a dream for many people, but it can also be a daunting and overwhelming process. This is where working with Mortgage Consultant comes in. As a professional Mortgage Consultant I'll guide you through the process of ob... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
Fri
9 AM to 6 PM
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Reviews from Web
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    Rediat T
    Posted on May 29th, 2021 11:00 PM
    I have no words for my satisfaction about the whole process. Kimberly was a god sent for us. She made everything easy and less stressful. I’m glad to have the privilege of owning the first house we ever bought, Kimberly made our American dream...
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    Reply from Owner
    June 3rd, 2021 11:18 PM
    Thank you Rediat for your message. I wish you and your family all the best in this new journey of homeownership. Remember I'm here if you ever have any questions or need anything.
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    Inda S
    Posted on May 13th, 2021 12:07 AM
    Thank you very much to Kimberly Smrek, my sweet loan officer from Movement Mortgage, who works tirelessly to help people like me. Kimberly is a very organized, professional, friendly, trustworthy, good listener who fights for every corner to...
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    Reply from Owner
    May 13th, 2021 02:15 AM
    Thank you so much, Inda, for your kind words. I so appreciate you trusting in me to help you journey to homeownership. I'm always here if you need me for anything. :)
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    Yeshewaget A
    Posted on April 29th, 2021 11:22 PM
    if you have a chance to work with Kimberly,she is so fassinating.She works with you not only as your loan officer but also as your realtor. Also, if you are tired of procrastinating loan officer, she is your number one choice. Generally, she...
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    Reply from Owner
    April 30th, 2021 12:26 AM
    Thank you Meklit. It's been a pleasure working with you and your family on your home purchase. I'm so glad that I was able to be your guide and help you in this process. I'm always here for you have any questions in the future. Congratulations...
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    Fendy J
    Posted on April 13th, 2021 09:09 PM
    I don’t know where to start. Kim was a Godsend! When my realtor referred me to her, I called her immediately. She was personable, warm and gracious in helping me devise a plan 4+ months ahead of when I would actually use her services. We stayed...
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    Reply from Owner
    April 29th, 2021 01:06 AM
    Thank you Fendy. It was a joy to assist you. In the 4 months that we worked together I saw a change in you. You really started to believe that homeownership was truly possible AND YOU DID IT! How amazing is that?! It was you that accomplished...
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    Jack E
    Posted on April 10th, 2021 04:02 PM
    I've worked with Kimberly Smrek 3 times now. One mortgage on a new home, one refi, and one home equity loan. In all 3 situations she was extremely helpful and knowledgeable. She answered all my questions throughout the process of each loan....
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    Reply from Owner
    May 3rd, 2023 10:27 PM
    Thank you Jack for your recommendation. I appreciate your trust in me and the services we offer here at Movement Mortgage.
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    Marcques “ W
    Posted on April 8th, 2021 04:40 PM
    I went with Movement Mortgage on my original loan as well as my refinance. Both times Kimberly Smerk and most recent Yvette Fredericks were able to provide an easy process. Although I had lots of questions the second time around, Kimberly assured...
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    Reply from Owner
    April 9th, 2021 02:14 AM
    Thank you Marcques. We so appreciate having the opportunity to help with your purchase and your refinance. We are always here if you have any questions in the future.
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    Dr. T W
    Posted on March 6th, 2021 02:20 AM
    Working with Kimberly was great. I had a extremely tough situation with my income to debt ratio. I actually had to lenders who couldn’t make it work. Kimberly was able to come up with different ideas and make the numbers work. I’m not the easiest...
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    Reply from Owner
    March 10th, 2021 02:37 PM
    Hello T. Thank you so much. This is what's great about what I do. I learn about my clients and what works or doesn't work for them financially. I always want to make sure that what I do has a positive impact on their lives. Thank you my Friend....
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    Raymond K S
    Posted on January 22nd, 2021 03:43 AM
    Kimberly went more than the proverbial extra mile in helping us obtain financing for our new house. She was always quick and informative in her responses, patient when we didn't understand something, and seemingly always available no matter...
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    Reply from Owner
    January 25th, 2021 01:46 AM
    Thank you Ray. I know the home buying process can be a bit intimidating. My goal is to help ease that stress as much as possible. Always here if you have questions in the future.
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    Mamo T
    Posted on January 20th, 2021 03:01 PM
    I had the most amazing experience with Movement Mortgage thanks to Kimberly Smrek who goes extra mile to make my refinancing process very smooth, clear, easy, and successful in a very short time. Kimberly Smrek was available always, anytime...
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    Reply from Owner
    January 25th, 2021 01:42 AM
    Thank you Mamo. We are always here and happy to help.
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    Sophia L
    Posted on December 17th, 2020 03:22 PM
    Kim is Amazing. She helped me with my first mortgage which was quite the process. She understood my busy schedule and helped make the process of refinancing the second time around so seamless. Super attentive and caring. I’ll keep going back...
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    Reply from Owner
    February 6th, 2021 02:02 PM
    Sophia it was my pleasure to assist you. Your hard work and long hours do not go unnoticed. We appreciate what you're doing.
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    About
    Becoming a homeowner is a dream for many people, but it can also be a daunting and overwhelming process. This is where working with Mortgage Consultant comes in. As a professional Mortgage Consultant I'll guide you through the process of obtaining a loan for your home purchase. When working with me, I'll review your financial situation, help you understand the different mortgage options available to you, and assist you in selecting the best mortgage for your needs. In addition, I'll guide you through the application process, help you gather the necessary documentation, and work to ensure a smooth and timely closing. I love what I do and enjoy being a part of positive change in people's lives.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Mortgage Financing - FHA, VA, Conventional loans
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    Positions
    • Movement Mortgage - Mortgage Consultant
      Oct 15th, 2013 - Current
    Memberships
    • Howard County Association of Realtors

    Year Started

    2008

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS_ID# 141170
    • DC-MLO141170
    • DE-MLO-141170
    • View All
    Disclaimer
    Equal Housing Opportunity

    Movement Mortgage, LLC supports Equal Housing Opportunity.

    ©2025 "Movement Mortgage" is a registered trademark of the Movement Mortgage, LLC, a Delaware limited liability company. 8024 Calvin Hall Rd, Indian Land, SC 29707, 877-314-1499.

    Movement Mortgage's Legal and Licensing Information

    Movement Mortgage's Privacy Policy

    NMLS Consumer Access

    Movement Mortgage, LLC is licensed by AL # 21022, AK # AK39179, AZ # 0918544, AR # 105002, CA Department of Business Oversight under the California Residential Mortgage Lending Act # 4131054, CO # 39179, CT # ML- 39179, DE # 012644, D.C. # MLB39179, FL # MLD1360, GA # 23002, HI # HI-39179 & MS205, ID # MBL-8027 & RRL-9397, IL # MB.6760898, IN # 18121, IA # 2013-0023 & 88883410, KS# MC.0025343, KY #MC85066, LA, ME # 39179, MD # 19094, MA Broker & Lender # MC39179, MI # FR0021343 & SR0020189, MN # MN-MO-39179, MS# 39179, MO # 18-2096, MT # 39179, NE, NV # 3401, NH # 20985-MB, Licensed by the N.J. Department of Banking and Insurance, NM, Licensed Mortgage Banker-NYS Banking Dept. #B500997 & B501039, NC # L-142670, ND # MB103223, OH # RM.804187.000, OK # ML002646, OR # ML-5081 & MS-37, PA # 34374, Rhode Island Licensed Lender, Broker and Servicer 20153194LL & 20153195LB & 20153196LS, SC # MLS - 39179, SD # ML.05007, TN # 112748, TX, UT # 7773921, VT # 6862, 39179-1 & 1288 MB, VA # MC-5112, WA # CL-39179, WI # 39179BA & 39179BR, WV # MB-32019 & ML-32020, WY # 3104 & SL-3790.

    Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.