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Kimberly Davis at CrossCountry Mortgage - Loan Officer | NMLS #461544 in Modesto, CA
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Kimberly Davis at CrossCountry Mortgage

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Loan Officer | NMLS #461544

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Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Modesto, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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  • Encompass
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    Dylan H
    Oakdale, CA
    Posted on February 22nd, 2026 12:45 AM
    Kimberly was amazing, made this whole process super easy and enjoyable , thank you to herself and her team!
    Reply from Kimberly Davis at CrossCountry Mort...
    October 27th, 2026 03:56 PM
    Dylan, I'm happy to hear that you found the process easy and enjoyable. It was a pleasure helping you through it. If any questions come up or you need further assistance down the line, don't hesitate to reach out. Thank you for your kind words!...
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    Nancy C L
    Patterson, CA
    Posted on February 20th, 2026 04:09 PM
    She was attentive and knowledgeable. Highly recommend.
    Reply from Kimberly Davis at CrossCountry Mort...
    October 27th, 2026 03:56 PM
    I'm grateful to know that you appreciated my attentiveness and knowledge, Nancy. Thank you for recommending my services. If you have any questions or need future assistance, I'm here to help.
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    Lynn M D
    Salida, CA
    Posted on February 18th, 2026 04:07 PM
    I’m beyond grateful for the incredible job Kimberly did on my refinance. Not only is she a dear friend, but she is also an exceptional loan officer. She made the entire process feel easy and stress-free, answering every question with patience...
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    Reply from Kimberly Davis at CrossCountry Mort...
    October 27th, 2026 03:56 PM
    Lynn, your words mean a lot to me. I'm glad to have been able to make the refinancing process easy and stress-free for you. Clear and consistent communication is something I strive for, so it's good to know it made a positive impact. It's always...
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    Cristina M
    Salida, CA
    Posted on February 15th, 2026 04:07 AM
    Kim is amazing. Easy to communicate with. great at explaining and taking you from a to z !
    Reply from Kimberly Davis at CrossCountry Mort...
    October 27th, 2026 03:56 PM
    I'm pleased to hear that my approach made things straightforward for you, Cristina. Ensuring clear communication throughout the process is very important to me. I'm glad I could assist in guiding you smoothly from start to finish. If you ever...
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    Andrew C
    Salida, CA
    Posted on February 11th, 2026 07:40 PM
    Kim was incredibly helpful from start to finish. She always reached out to make sure I understood any documents that needed signing and explained everything clearly. She truly made the home loan process smooth and stress-free. I would absolutely...
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    Reply from Kimberly Davis at CrossCountry Mort...
    October 27th, 2026 03:56 PM
    Andrew, it's great to know that your home loan process felt smooth and understandable. I'm glad my communication helped ease any potential stress. Your intention to recommend me to your family and friends is very much appreciated. If you ever...
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    Thomas J
    Oakdale, CA
    Posted on February 5th, 2026 04:38 PM
    Kim kept us well informed of what we needed to work on next to move to the next step.... when unexpected things came up that delayed the next step she was very reassuring and let us know exactly what we needed to do to to fix whatever the new...
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    Reply from Kimberly Davis at CrossCountry Mort...
    October 27th, 2026 03:56 PM
    Thomas, I'm glad to hear that you felt well-supported throughout the process. Keeping clients informed and reassured, especially when surprises arise, is something I prioritize. Your feedback is greatly appreciated, and I'm pleased that my...
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    Jamie H
    MANTECA, CA
    Posted on February 2nd, 2026 09:02 PM
    Kim, Brittany & I appreciate how hard you work for our Clients. Thank you so much 😘
    Reply from Kimberly Davis at CrossCountry Mort...
    October 27th, 2026 03:56 PM
    Jamie, it's rewarding to hear that you and Brittany appreciate the efforts I put into assisting your clients. Your support and recognition mean a lot to me, and I'm grateful to have the opportunity to work alongside professionals like you....
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    Sukhwinder D
    MANTECA, CA
    Posted on February 2nd, 2026 04:04 PM
    Open communication
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    Zouhir A
    Modesto, CA
    Posted on January 17th, 2026 07:17 PM
    Kim is the best loan officer I have ever met. She was nothing but helpful and knowledgeable. Made my refinance to easy I recommend her 10/10
    Reply from Kimberly Davis at CrossCountry Mort...
    October 27th, 2026 03:56 PM
    I’m glad to hear about your experience with the refinancing process, Zouhir. Making sure things go smoothly and are easy to understand is important to me, so I appreciate your recommendation. Thank you for your kind words and trust in my work....
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  • Encompass
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    Shalom R
    Sonora, CA
    Posted on November 18th, 2025 02:06 PM
    Kim was wonderful. Her communication skills were beyond my expectations. She went above and beyond.
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    About
    Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Modesto, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #461544 | Branch NMLS #2911228
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    DSCR Loans
    Cash-Out Refinances
    Home Equity Loan
    Bank Statement Loans
    Home Equity Line of Credit
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    Memberships
    • NMLS
    • Chamber of Commerce
    • Goldstar Referral Network
    • View All

    Year Started

    1995

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 461544
    Awards
    Best of 209
    Achievements
    • Million Dollar Club
    Hobbies
    • Camping
    • Movies
    • Road trips
    • View All
    Disclaimer
    Equal Housing Opportunity

    CrossCountry Mortgage, LLC
    2160 Superior Avenue, Cleveland, OH 44114

    NMLS3029 | MB.803095

    DISCLOSURES & LICENSES

    PRIVACY STATEMENT

    NMLS CONSUMER ACCESS