
Kim Stephens
Mortgage Loan Originator | NMLS 213243

For most people, financing a home is the most important investment in their life. I’ve helped thousands of homeowners finance the home of their dreams. With 22 years in the mortgage industry, I’ve seen it all! I’ve been a processor, loan of... Show More
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Reviews from Web
Buyers were very happy that not only the rate was so competitive offered by Silverton, but the whole process was seamless. These first time buyers were very happy, which in turn make me look good too as their agent.
Reply from Owner
October 3rd, 2025 12:00 AM
Hi, Linda! We’re so happy to hear you had a great experience with Gareth & team! Our team works hard to make the home loan process as seamless as possible, and your feedback means the world to us.
I recently worked with Gareth Thomas at Silverton Mortgage on a listing that closed smoothly and efficiently. As the listing agent, I appreciated how responsive and organized Gareth was throughout the process. He communicated clearly with my...
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Reply from Owner
April 3rd, 2026 12:00 AM
Hi Steve, thank you for the opportunity to work together. Silverton Mortgage values strong partnerships built on communication, reliability, and smooth execution.
Silverton Mortgage is s powerhouse in lending.
The whole staff is professional, friendly and
dedicated to taking care of business!
Reply from Owner
April 3rd, 2026 12:00 AM
Hi Jason, this kind of feedback is incredibly encouraging for our team. Thank you for choosing Silverton and for sharing such thoughtful insight.
I appreciated Mark Crumps responsiveness and proactively during the process. If it wasn’t for Mark's optimistic attitude, I would not have continued my application for financing. He guided me through the process and I am truly grateful.
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Reply from Owner
April 3rd, 2026 12:00 AM
Hi Nyrone, it’s always rewarding to hear that our approach made a real difference. We’re glad the experience felt steady and well-supported, and we appreciate the trust you placed in our team.
Kim Stephens has received a review with 5 star rating from Dylan F
Reply from Owner
April 3rd, 2026 12:00 AM
We appreciate the strong rating and the opportunity to work with you. Thank you for your support.
Kim and her team fought very hard for me throughout the entire process. She guided me from being a person who would never qualify for a home to a fully fledged home owner. She is amazing!
Reply from Kim Stephens
July 20th, 2026 04:33 PM
Nicholas, I'm grateful for your kind words and am pleased to have been a part of your journey to homeownership. It was a pleasure working with you and helping you achieve this significant milestone. If you ever need anything in the future,...
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Always kept the buyer informed.
Reply from Kim Stephens
July 20th, 2026 04:33 PM
Nancy, I'm grateful for your kind words about my communication throughout your home purchase. Keeping you informed was a priority, and I'm pleased it made a positive impact on your experience with Silverton Mortgage.
Under the time constraints that my family and I were under, with literally 30 days to get qualified and close on a home, Mark and his team made me a priority and worked their tails off. Mark educated me on what credit truly is. If you are looking...
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Reply from Owner
March 3rd, 2026 12:00 AM
Hi Eric, we’re happy to know everything came together the way it should. Your feedback means a lot, and we’re grateful for the chance to work with you.
Kim Stephens has received a review with 5 star rating from Mark S
Reply from Owner
March 3rd, 2026 12:00 AM
We appreciate the strong rating and the opportunity to work with you. Thank you for your support.
The lending team at Silverton Mortgage was very helpful, proactive, and quick in processing my information for my first home. I worked with Mark Crump and his assisting team and they were a perfect fit for me, which is exactly what I prayed...
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Reply from Owner
February 3rd, 2026 12:00 AM
Hi Shannon! It’s always rewarding to hear that our approach made a real difference. We’re glad the experience felt steady and well-supported, and we appreciate the trust you placed in our team.
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About
For most people, financing a home is the most important investment in their life. I’ve helped thousands of homeowners finance the home of their dreams. With 22 years in the mortgage industry, I’ve seen it all! I’ve been a processor, loan officer and branch manager while serving our community. I understand the current loan options, marketplace and am skilled at shopping for the best rates and terms, all while educating borrowers and keeping their best interest first. I believe that communication is key to a smooth loan process, so I’m available on nights and weekends. Therefore, when you are shopping for your next home, I can answer any questions you may have or run payment figures on different loan scenarios for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Silverton Mortgage - Loan OfficerFeb 1st, 2014 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 213243