
Kim Stephens
Mortgage Loan Originator | NMLS 213243

For most people, financing a home is the most important investment in their life. I’ve helped thousands of homeowners finance the home of their dreams. With 22 years in the mortgage industry, I’ve seen it all! I’ve been a processor, loan of... Show More
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Reviews from Web
I want to thank Sharon Lintault and her amazing team for making the home buying process smooth and stress-free. They were professional, knowledgeable, and went above and beyond to guide me every step of the way. I couldn’t have asked for a...
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Reply from Owner
December 3rd, 2025 12:00 AM
Hi Fab, we’re so happy to hear your experience was such a positive one! Buying a home is a huge step, and it’s wonderful to know you felt cared for every step of the way. Wishing you countless happy memories in your new home!
Working with Gareth and the Silverton Mortgage team has been such a refreshing experience. After a very stressful and discouraging process with another lender, Gareth's team stepped in and completely turned things around for us. Jennifer was...
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Reply from Owner
November 3rd, 2025 12:00 AM
Hi She'Meka we’re thrilled to hear your journey with us was smooth and reassuring. Taking the stress out of home financing is what we aim for, and it’s great to know we could deliver that for you. Here’s to new beginnings and exciting adventures...
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Kim Stephens has received a review with 5 star rating from Albert M
Reply from Owner
November 3rd, 2025 12:00 AM
We appreciate your 5-star rating! It’s a wonderful reminder of why we do what we do. Thank you for letting us be part of your journey. Your support encourages us to keep doing our very best.
Kim was amazing. She spent several weeks working with us to make our dream come true. Kim is very knowledgeable and compassionate . She is highly recommended for all your lending needs. We will definitely be using Kim for all of our lending...
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Reply from Kim Stephens
October 22nd, 2025 12:48 PM
Thank you for such sweet words & for being so great & helpful to work with also. Each time I said we need…. You jumped right to it. Great teamwork & friends made for a lifetime.
My new Santa Rosa Beach Florida client relocated from Atlanta GA had his new home loan close so smoothly we definitely recommend Silverton Mortgage on your next new home Mortgage our communication with Gareth was spot on prompt and straightforward...
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Reply from Owner
November 3rd, 2025 12:00 AM
Hi Albert, what a joy to read your review! Being part of your client's exciting milestone is an honor, and we’re so glad you both felt confident and supported along the way. Thank you again for trusting us. It truly means so much!
I had an excellent experience with Silverton Mortgage thanks to Michelle. She was fantastic to work with and made my first buying experience completely painless
Reply from Owner
November 3rd, 2025 12:00 AM
Hi Steven, your feedback truly brightened our day! Knowing you felt supported and at ease through the process is exactly what we hope for with every client. We’re cheering you on as you start this next chapter!
We were well informed of any and all information we recieved, with kindness and a caring attitude . She brought a Great atmosphere into the planning and completion of our new home
Reply from Kim Stephens
October 22nd, 2025 12:49 PM
Thank you for allowing myself & my team to help you both. What a great home you have now too.
Sharon always takes great care of my clients, explains the process so that they understand everything involved in getting a loan and is a great communicator!
Reply from Kim Stephens
November 12th, 2025 04:30 PM
I'm so pleased to hear about your positive experience with Sharon. It's important to me that everyone feels informed and supported through the loan process. Thank you for trusting us with your clients' needs, and please don't hesitate to reach...
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Kim Stephens has received a review with 5 star rating from Natashia M
Reply from Owner
October 3rd, 2025 12:00 AM
We appreciate your 5-star rating! It’s a wonderful reminder of why we do what we do. Thank you for letting us be part of your journey. Your support encourages us to keep doing our very best.
Gareth's team is reliable, always available, friendly, and accomplishes tasks quickly to make for a smooth closing. I will definitely be using them again!
Reply from Owner
October 3rd, 2025 12:00 AM
Hi Jimmy, your feedback truly brightened our day! Knowing you felt supported and at ease through the process is exactly what we hope for with every client. We’re cheering you on as you start this next chapter!
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About
For most people, financing a home is the most important investment in their life. I’ve helped thousands of homeowners finance the home of their dreams. With 22 years in the mortgage industry, I’ve seen it all! I’ve been a processor, loan officer and branch manager while serving our community. I understand the current loan options, marketplace and am skilled at shopping for the best rates and terms, all while educating borrowers and keeping their best interest first. I believe that communication is key to a smooth loan process, so I’m available on nights and weekends. Therefore, when you are shopping for your next home, I can answer any questions you may have or run payment figures on different loan scenarios for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Positions
- Silverton Mortgage - Loan OfficerFeb 1st, 2014 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 213243