Kim Cress - OVM with AnnieMac Home Mortgage
Mortgage Loan Originator | NMLS# 1240305
Kim understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout ... Show More
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24 hours
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24 hours
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24 hours(Open now)
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Reviews from Web
Kim and Shannon were attentive and very helpful throughout the entire transaction. It could not have gone smoother. Kim was always reachable and always followed up on any concerns I had. 10/10 service! Best decision I've made! Thank you!!
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Reply from Kim Cress - OVM with AnnieMac Home ...
October 16th, 2026 01:13 PM
I'm glad to hear that you had such a smooth transaction, Niya. It's great to know that being reachable and addressing your concerns made a positive difference. Thank you for choosing us for your mortgage needs!
My experience was great because Kim was very helpful and kept things moving along smoothly throughout the process. I was concerned that we didn’t have enough time but she did what she said she would do. Thanks for your help.
Reply from Kim Cress
October 17th, 2026 04:00 PM
I'm thankful, Lee, that you had a great experience and found my assistance helpful. I'm glad that I could keep everything moving smoothly for you at OVM with AnnieMac Home Mortgage. If there's anything else you need, feel free to reach out.
Kim was amazing. We changed to Kim after our previous loan company could not meet deadlines. We discussed goal setting and she nailed it in a week. She came highly recommended and we would highly recommend her to someone else.
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Reply from Kim Cress
October 16th, 2026 01:16 PM
I'm glad to hear that I could meet your goals so effectively. With only a week to make it happen, I was so happy you made the switch to me at OVM. I appreciate your recommendation and am grateful for the opportunity to assist you.
My original pre-approval was set for the ammount I felt most comfortable shopping around for, however I wasn't finding anything I truly liked in that price range. So the team didn't take long to send me an updated pre-approval letter to shop...
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Reply from Kim Cress
October 15th, 2026 01:32 AM
I'm grateful, Gustavo, for your detailed feedback. I'm pleased that the team at OVM with AnnieMac Home Mortgage could swiftly update your pre-approval and help you find a comfortable price range. It's great to hear that the process of locking...
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Effifcient and timely communication. Good people to work with
Reply from Kim Cress
September 28th, 2026 12:51 PM
I'm pleased, James, that you appreciated the efficient and timely communication during your experience with OVM with AnnieMac Home Mortgage. It's important to me to ensure a smooth process and work with a great team.
Helping with ever little details.
Reply from Kim Cress
September 17th, 2026 02:54 PM
I'm happy to hear that I could assist with every little detail, Alik. At OVM with AnnieMac Home Mortgage, I'm committed to ensuring a smooth process for you.
The borrower made it very difficult and was very picky with receiving certain information from me, that made it frustrating.
I had a great experience working with Kim Cressand her team. From start to finish, the process was smooth, professional, and well organized. They were responsive, knowledgeable, and always took the time to answer my questions and explain everything...
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Reply from Kim Cress - OVM with AnnieMac Home ...
September 3rd, 2026 05:18 PM
Thank you for sharing your experience, Miguel. I'm glad we were able to make this purchase happen for you! Cheers.
Kim was great,professional and always took the time to answer all our questions and concerns.She helped us to resolve any issues that came up.We had a great experience with her.We would highly recommend Kim.
Reply from Kim Cress
September 7th, 2026 08:34 PM
Thank you, Catherine, for your kind words. I'm glad I could assist in resolving any issues and provide a positive experience for you. Your recommendation means a lot to me!
Kim was easy to work with. She was answered all of our questions and gave realistic numbers for our loan so there were no surprises when it came time to close our on new house.
Reply from Kim Cress
September 3rd, 2026 05:18 PM
Thank you for sharing your experience, Darlene. I'm glad I could provide clear information and make the process smooth for you. If you have any more questions in the future, feel free to reach out.
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About
Kim understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Kim is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Non-QM
DSCR Loans
ITIN Mortgage Loans
Bank Statement Mortgages
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Addresses and Serving Areas
Primary Serving Area
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- 1240305
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). OVM with AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://ovmfinancial.com/licensing American Neighborhood Mortgage Acceptance Company LLC (dba OVM with AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.