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Kim Cox at Prosperity Home Mortgage - Washing...
Mortgage Consultant | NMLS# 1617596

Kim Cox (NMLSR ID: 1617596) is a Mortgage Consultant licensed in DC, MD, VA, & NC. She has a master’s degree in financial management with a background in financial analysis & real estate development. She is a Certified Mortgage Planning Spe... Show More
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Reviews from Web
Kim was exceedingly patient & reassuring with special needs clients.
Reply from Kim Cox at Prosperity Home Mortgage...
February 4th, 2026 02:19 AM
I appreciate your thoughtful review, Tom.
I worked with Ms. Cox over a period of five months and submitted offers on three properties. My loan structure was quite unusual, she was very thorough in explaining my options and the process required, always helpful in clarifying my many...
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Reply from Owner
January 16th, 2026 09:04 PM
Thank you for sharing your experience, Laura. It was truly a privilege to assist you through each step of the process. Navigating the complexities of your loan structure and ensuring clarity throughout was important to me. I’m glad I could...
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Thanks Kim
Reply from Kim Cox at Prosperity Home Mortgage...
December 29th, 2025 10:34 PM
Thanks Jeremy!
Ms. Cox is knowledgable, patient, very responsive and resourceful. She was a pleasure to work with.
Reply from Kim Cox at Prosperity Home Mortgage...
December 16th, 2025 05:46 PM
It's wonderful to know that you found me knowledgeable, patient, responsive, and resourceful, Laura. I'm pleased to have been able to assist you with your purchase. Please feel free to reach out if you need any further assistance in the future....
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Kim gives excellent demand is very helpful to my clients .
Reply from Kim Cox at Prosperity Home Mortgage...
December 15th, 2025 01:14 AM
Thanks Phil!
Kim was able to execute a escrow hold back for repairs to the property when the seller was not taking care of it themselves. She took on that on our behalf and did an incredible job with our realtor Hania Dickson (Long and Foster)! She’s incredibly...
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Reply from Owner
December 15th, 2025 01:14 AM
I appreciate your kind words, Gregory. I'm glad I could assist with the escrow holdback and support you in the process. Working alongside Hania Dickson to ensure everything was managed smoothly was important, and I'm pleased you felt taken...
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Kim was able to execute a escrow hold back for repairs to the property when the seller was not taking care of it themselves. She took on that on our behalf and did an incredible job with our realtor Hania Dickson (Long and Foster)
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Reply from Kim Cox at Prosperity Home Mortgage...
December 7th, 2025 06:25 PM
With your realtor, Hania Dickson's, help, I'm so happy we were able to get this done and closed for you on time! Wishing you the best in your new home.
Kim Cox!!!!
Reply from Kim Cox at Prosperity Home Mortgage...
December 6th, 2025 07:35 PM
Thanks Betsy!
Kim is an excellent communicator, readily available for all time-sensitive matters and helped us think through a variety of options and scenarios. This is our second time working with her to purchase a home and both processes have been painless...
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Reply from Kim Cox at Prosperity Home Mortgage...
December 5th, 2025 05:11 PM
Rachel, thank you so much for your kind review and thank you for trusting me once again with such an important decision. If there's anything else I can assist with in the future, feel free to reach out.
Kim is very professional , communicative, hardworking and made my dream to buy my house come true.
Reply from Owner
December 5th, 2025 05:11 PM
I appreciate your kind words, Yaovi. I'm glad I could help make your dream of buying a house a reality. Your feedback on my professionalism, communication, and dedication means a lot.
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About
Kim Cox (NMLSR ID: 1617596) is a Mortgage Consultant licensed in DC, MD, VA, & NC. She has a master’s degree in financial management with a background in financial analysis & real estate development. She is a Certified Mortgage Planning Specialist who carefully evaluates her client’s short & long-term goals before presenting loan options. Her goal is to help every client make the right decision, based on his or her unique situation. While She enjoys the excitement that comes with helping clients purchase a new home, especially first-time homebuyers, She serves on the Membership & Economic Development Committees with the Gaithersburg Germantown Chamber of Commerce & as Vice President & membership chair for her BNI chapter.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
VA Loans
FHA Loans
Jumbo Loans
Conventional Loans
First Time Homebuyer Programs
Bridge Loans
Residential Loans
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Positions
- Prosperity Home Mortgage - Mortgage ConsultantJul 26th, 2021 - Current
Memberships
- NAMB
- NMLS
- Executive Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 1617596
Awards
Best Washingtonian...
Achievements
- Top 1% Mortgage Originators in America 2022
- Best Washingtonian 2022
Hobbies
- Travel
- Reading
- Hiking
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.