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Kim Thagholm - ALCOVA Mortgage NMLS #482595 - Loan Officer in Fredericksburg, VA

Kim Thagholm - ALCOVA Mortgage NMLS #482595

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I have a deep passion for real estate. What I love most about this business is the excitement of home shopping. Every month, I get the thrill of buying homes through someone else! I value supporting my community and small businesses. I lov...... Show More
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Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
Overall Ratings
4.99
(51)
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Reviews from Web
  • 5.0
    Encompass
    R
    Robert V
    Locust Grove, VA
    Posted on March 15th, 2026 12:12 PM
    Kim is knowledgeable, responsive and a "closer". This is the woman you want in your corner. I will definitely benworking with her in the future.
    Reply from Kim Thagholm - ALCOVA Mortgage NMLS...
    March 16th, 2026 06:19 PM
    Rob, thank you so much for the kind words. I truly appreciate you taking the time to complete the survey and share your experience. It was a pleasure working with you, and I’m grateful for the trust you placed in me. I’m also fortunate to work...
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  • 5.0
    Encompass
    C
    Christine L G
    Locust Grove, VA
    Posted on February 6th, 2026 06:53 PM
    Kim was a pleasure to work with. Friendly and forthcoming and made the whole process easy to understand.
    Reply from Kim Thagholm - ALCOVA Mortgage NMLS...
    February 7th, 2026 10:15 PM
    Thank you so much, Christine! It was truly a pleasure working with you as well. I’m glad I could help make the process clear and easy to navigate. I really appreciate your kind words and trust, and I’m always here if you need anything in the...
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  • 5.0
    Encompass
    M
    Martin K G
    Locust Grove, VA
    Posted on February 5th, 2026 04:11 PM
    From the first time we spoke with Kim she did everything possible to make our home buying experience easy and non stressful. She is very professional, thoughtful and brings with her an abundance of knowledge. Throughout the process Kim was...
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    Reply from Kim Thagholm - ALCOVA Mortgage NMLS...
    February 5th, 2026 09:30 PM
    Thank you so much, Martin! I truly appreciate your kind words and trust throughout the home-buying process. It was a pleasure working with you, and I’m so glad I could help make the experience smooth and stress-free. Knowing you felt supported...
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  • 5.0
    Encompass
    A
    Alexis R W
    Orange, VA
    Posted on January 23rd, 2026 01:26 PM
    She is very timely and knowledgeable
    Reply from Kim Thagholm - ALCOVA Mortgage NMLS...
    January 23rd, 2026 01:33 PM
    Hi Alex, Thank you so much for the kind review! I truly appreciate it. It was a pleasure working with you, and I’m glad I could be a helpful resource throughout the process. Wishing you all the best!
  • 4.66
    Encompass
    T
    Thomas J W
    Orange, VA
    Posted on January 20th, 2026 01:16 PM
    Kim, was great. For helping us understand to making sure we sent over all the correct documents, communicating with our Relator and so on. Thanks Kim!
    Reply from Kim Thagholm - ALCOVA Mortgage NMLS...
    January 20th, 2026 02:04 PM
    Hi Thomas,Thank you so much for the kind words! It truly means a lot. I’m glad I could help make the process easier and keep everything moving smoothly with your Realtor. I appreciate the trust you placed in me and was happy to be part of your...
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  • 5.0
    Encompass
    A
    Allison L
    Spotsylvania, VA
    Posted on December 30th, 2025 01:28 PM
    This is my second home buying process with Kim and she is fantastic! I will always come to her first. Thank you, Kim!
    Reply from Kim Thagholm - ALCOVA Mortgage NMLS...
    December 30th, 2025 02:46 PM
    Thank you so much, Allison! It truly means the world to me that you and Justin trusted me again, especially with a home Justin built — that makes it even more special. I’m so grateful to be part of your journey and will always be here whenever...
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  • 5.0
    Encompass
    L
    Leonard B
    Fredericksburg, VA
    Posted on November 6th, 2025 01:31 PM
    She was on the ball with all signatures and paperwork, it made closing at the office. A breeze will definitely use her again. Thank you guys.
    Reply from Kim Thagholm - ALCOVA Mortgage NMLS...
    November 6th, 2025 02:55 PM
    Thank you so much, Leonard! I’m glad we could make the process smooth and stress-free for you. It was a pleasure working with you, and I genuinely appreciate your trust and the kind words you shared. I’d be happy to help again anytime you need...
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  • 5.0
    Encompass
    T
    Terrence M
    Fredericksburg, VA
    Posted on November 3rd, 2025 10:16 PM
    No sugarcoating, no nonsense. Kim was straight to the point. She also kept working in the background on mulitple angles for deals even when I didn't think they were a possibility. I would absolutely recommend Kim to anyone and everyone.
    Reply from Kim Thagholm - ALCOVA Mortgage NMLS...
    November 4th, 2025 01:13 PM
    Hi Terry,Thank you so much! I appreciate you recognizing that part of my approach — I believe in being upfront, staying proactive, and doing everything possible to make a deal work. It was great working with you. I’m glad we were able to get...
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  • 5.0
    Encompass
    T
    Tiffany G
    Spotsylvania, VA
    Posted on October 12th, 2025 02:06 PM
    Kim was absolutely amazing! She made the entire mortgage process so easy and stress-free. Always patient, kind, and quick to answer every question — she truly went above and beyond. We are so grateful for her help and couldn’t have asked for...
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    Reply from Kim Thagholm - ALCOVA Mortgage NMLS...
    October 14th, 2025 05:46 PM
    Hi Tiffany and Ryan, Thank you so much! I’m so happy to hear the process felt easy and stress-free. It was a joy working with you, and I genuinely appreciate the opportunity to help with your home journey!
  • 5.0
    Encompass
    M
    Margaret B
    Fredericksburg, VA
    Posted on October 10th, 2025 02:27 PM
    Kim was always available no matter what crazy question I had . When it comes to making big financial decisions I am always reluctant and nervous. Kim reassured me during the process which made things easier. I would highly recommend Kim if...
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    Reply from Kim Thagholm - ALCOVA Mortgage NMLS...
    October 10th, 2025 02:37 PM
    You’re the best—thank you! I know how big these decisions can feel, and I’m so glad I could help make the process smoother and less stressful. It was great working with you again, and I’m so grateful for your trust and recommendation!
  • 10 of 51
    About
    I have a deep passion for real estate. What I love most about this business is the excitement of home shopping. Every month, I get the thrill of buying homes through someone else! I value supporting my community and small businesses. I love visiting National Parks, Yoder's, Miller Farms, and our local restaurants and shops. I am also actively involved in my community, contributing to the Locust Grove Food Bank, Orange County Animal Shelter, and Lifepoint Church.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Residential mortgages
    Virginia Housing
    Conventional Home Loans
    VA Home Loans
    FHA Home Loans
    USDA Home Loans
    First Time Home Buyer Loans
    Down Payment Assistance
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    239
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    Positions
    • ALCOVA - Loan Officer
    Addresses and Serving Areas

    Year Started

    2004

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID#482595
    Hobbies
    • Gardening
    • Old Movies
    • Music Country
    • View All
    Disclaimer
    ALCOVA Mortgage, LLC | Company NMLS ID# 40508 | (www.nmlsconsumeraccess.org) 308 Market Street, SE | Roanoke, VA 24011