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Kenia Costa - Senior Mortgage Loan Originator

Kenia Costa

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Senior Mortgage Loan Originator

I’m Kenia Costa, and my greatest professional satisfaction comes from helping people feel confident about their home financing decisions and proud of what they can accomplish. With more than 20 years of experience in the mortgage industry,... Show More
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Reviews from Web
  • Zillow
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    ValdenPaes
    Carrollton, TX
    Posted on October 8th, 2017 12:00 AM
    Kenia is amazing. She was very patient throughout the entire process, followed up on a timely non-intrusive way and demonstrated great knowledge on this field. This is my new benchmark for customer service.
  • Zillow
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    Rthax
    Dallas, TX
    Posted on October 2nd, 2017 12:00 AM
    Overall experience was excellent. Closing documents were too redundant but that is normal these days.Kenia Costa did a WONDERFUL JOB and I'm sincerely thankful...Richard Thacker
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    StaciOrtiz
    Lakeside, CA
    Posted on August 24th, 2017 12:00 AM
    Kenia was very informative and very kind. She helped me learn a lot about exactly what I'm paying for and everything went fairly quickly. She has a great attitude.
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    S
    Sepsy2001
    Ladera Ranch, CA
    Posted on August 16th, 2017 12:00 AM
    We highly recommend to work with Kenia. This is the second time we work with her because she is very pro-active, always available to answer all our questions and give us the best service. We really enjoyed working with her!
  • Zillow
    J
    Johnson K
    San Diego, CA
    Posted on August 14th, 2017 12:00 AM
    As a first time home buyer, I had a lot of questions and a large knowledge gap. Kenia was very helpful in showing me what was possible and stepping me through the process. She was attentive and quick to respond to my text messages or emails....
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  • Zillow
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    Zuser20170627192319857
    Lakeside, CA
    Posted on August 2nd, 2017 12:00 AM
    We loved working with Kenia. As first time home buyers, Kenia was there to answer all of our questions and explain our options. She made herself accessible throughout the whole process and kept us updated regularly. We always knew what to expect...
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    Zuser20170608202016512
    Carlsbad, CA
    Posted on July 22nd, 2017 12:00 AM
    We had recently retired and wanted to purchase an income property to protect the value of our assets . Kenia listened to our needs, made wise suggestions and enabled us to complete the transaction. Now we can feel free to pursue the lifestyle...
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  • Zillow
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    Zuser20160825184454514
    San Diego, CA
    Posted on July 12th, 2017 12:00 AM
    Kenia reached out to us when we were interested in buying a house. When it came to our credit, we didn't have all of our ducks in a row. But Kenia knew the system and industry extremely well and was able to get everything straightened out....
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  • Zillow
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    Calcaura M
    Chula Vista, CA
    Posted on June 27th, 2017 12:00 AM
    Kenia is My favorite Mortgage Loan Officer. She is very easy to work with, very personable,very responsible and very knowledgeable. This is my second time using her services. She helped me buy my first house 3 years ago and now she helped me...
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    Bianca R
    Escondido, CA
    Posted on May 26th, 2017 12:00 AM
    My husband and I were first time home buyers and she made the process fast and easy to understand. She is very organized so I didn't feel like I was getting lost in the process. She was also available any time we needed to email, call, or text...
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    About
    I’m Kenia Costa, and my greatest professional satisfaction comes from helping people feel confident about their home financing decisions and proud of what they can accomplish. With more than 20 years of experience in the mortgage industry, I have had the privilege of helping hundreds of families, homebuyers, homeowners, and investors navigate the mortgage process. Based in San Diego, California, I serve clients in California, Texas, and other states, providing personalized guidance tailored to each client’s unique goals and financial situation. I understand that no two borrowers are the same. Whether you’re purchasing your first home, moving up, refinancing, self-employed, investing in real estate, or exploring alternative financing options, my goal is to make the process clear, strategic, and as smooth as possible. Throughout my career, I’ve been recognized as a top mortgage professional and President’s Club member, but the recognition that matters most to me is the trust my clients and referral partners place in me. I am committed to providing the information, communication, and guidance you need to make confident mortgage decisions and achieve your real estate goals.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Conventional Home Loan
    Construction Loan
    Adjustable Rate Mortgages
    DSCR Loans
    Cash-Out Refinances
    ITIN Mortgage Loans
    Commercial Loans
    Bank Statement Loans
    1099 Income Loans
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    Positions
    • Rize Mortgage - Loan Originator
      Aug 10th, 2026 - Current
    • PrimeLending - Loan Originator Senior
      Jul 15th, 2026 - Aug 10th, 2026
    Addresses and Serving Areas
    Primary Serving Area
    Licenses
    • nmls # 536257