
Kenia Costa
Senior Mortgage Loan Originator
Rize Mortgage - San Diego,CA
I’m Kenia Costa, and my greatest professional satisfaction comes from helping people feel confident about their home financing decisions and proud of what they can accomplish.
With more than 20 years of experience in the mortgage industry,... Show More
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Process was fast and easy. Good communication during all steps and constant feedback and status via email and text messages. Closing was faster than previous time I had to do it.
Kenia was very attentive and walked me through the loan process in a seamless manner. She made the experience so much better.As I was shopping with other lenders she was able to match competitor rates. She was by far the best of all the loan...
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Kenia and team are great. Super responsive and assertive. She is my go to lender for sure. I recommend to anyone who needs a lender. Closing was on time with great rate.
Kenia was an excellent Loan Originator! We had difficulty getting approved through our previous loan office due to my immigration status. Kenia and her team were very knowledgeable and helped me obtain my mortgage with a very tight timeline....
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Kenia has performed an outstanding job while assisting us with the loan process. She made the process easy to understand by explaining all details of the costs and timelines. I would definitely do business with her again and also recommend...
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This was our first financing and we could not have chosen a better credit agent, throughout the loan process she was very agile and helpful, guided us about the process and always looked for what was best for us. We are totally grateful for...
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As a first time home buyer, I was quite uncertain with how to go about buying a house and was looking for ways to make the whole process a smooth one. I was introduced to Kenia by Minoushe, who was my real estate agent and gem of a person....
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Kenia,We are very appreciative of you! You are the best at what you do, Kenia! This couldn’t have been possible without you. You worked so hard to do whatever you could to get help us. I feel that you treated us as you would want to be treated...
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Very careful, responsive, always open to answer all my questions. I recommend Kenia, specially if it is your first time buying a home. She explained whole process for us before we accepted the final offer.
Kenia overachieved my expectation, she was refereed to me by a friend of mine and in fact she did a great job as she did to my friend. Her response time is impressive and she is always ready to discuss each step of the loan process in deep...
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About
I’m Kenia Costa, and my greatest professional satisfaction comes from helping people feel confident about their home financing decisions and proud of what they can accomplish.
With more than 20 years of experience in the mortgage industry, I have had the privilege of helping hundreds of families, homebuyers, homeowners, and investors navigate the mortgage process. Based in San Diego, California, I serve clients in California, Texas, and other states, providing personalized guidance tailored to each client’s unique goals and financial situation.
I understand that no two borrowers are the same. Whether you’re purchasing your first home, moving up, refinancing, self-employed, investing in real estate, or exploring alternative financing options, my goal is to make the process clear, strategic, and as smooth as possible.
Throughout my career, I’ve been recognized as a top mortgage professional and President’s Club member, but the recognition that matters most to me is the trust my clients and referral partners place in me.
I am committed to providing the information, communication, and guidance you need to make confident mortgage decisions and achieve your real estate goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
ITIN Mortgage Loans
Commercial Loans
Bank Statement Loans
1099 Income Loans
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Positions
- Rize Mortgage - Loan OriginatorAug 10th, 2026 - Current
- PrimeLending - Loan Originator SeniorJul 15th, 2026 - Aug 10th, 2026
Addresses and Serving Areas
Primary Serving Area
Licenses
- nmls # 536257