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Kenia Costa - Senior Mortgage Loan Originator

Kenia Costa

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Senior Mortgage Loan Originator

I’m Kenia Costa, and my greatest professional satisfaction comes from helping people feel confident about their home financing decisions and proud of what they can accomplish. With more than 20 years of experience in the mortgage industry,... Show More
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Reviews from Web
  • Zillow
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    Nandoazevedo
    McKinney, TX
    Posted on December 17th, 2020 12:00 AM
    Process was fast and easy. Good communication during all steps and constant feedback and status via email and text messages. Closing was faster than previous time I had to do it.
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    Karenvergara126
    Pasadena, CA
    Posted on November 28th, 2020 12:00 AM
    Kenia was very attentive and walked me through the loan process in a seamless manner. She made the experience so much better.As I was shopping with other lenders she was able to match competitor rates. She was by far the best of all the loan...
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    ElberRibeiro
    Frisco, TX
    Posted on November 6th, 2020 12:00 AM
    Kenia and team are great. Super responsive and assertive. She is my go to lender for sure. I recommend to anyone who needs a lender. Closing was on time with great rate.
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    Tiellen
    Arlington, TX
    Posted on October 21st, 2020 12:00 AM
    Kenia was an excellent Loan Originator! We had difficulty getting approved through our previous loan office due to my immigration status. Kenia and her team were very knowledgeable and helped me obtain my mortgage with a very tight timeline....
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    Edson V
    Spring, TX
    Posted on October 11th, 2020 12:00 AM
    Kenia has performed an outstanding job while assisting us with the loan process. She made the process easy to understand by explaining all details of the costs and timelines. I would definitely do business with her again and also recommend...
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    Jussara V
    Spring, TX
    Posted on October 11th, 2020 12:00 AM
    This was our first financing and we could not have chosen a better credit agent, throughout the loan process she was very agile and helpful, guided us about the process and always looked for what was best for us. We are totally grateful for...
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    Tejasmanjunath
    Allen, TX
    Posted on September 29th, 2020 12:00 AM
    As a first time home buyer, I was quite uncertain with how to go about buying a house and was looking for ways to make the whole process a smooth one. I was introduced to Kenia by Minoushe, who was my real estate agent and gem of a person....
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    BrookeIvie0
    Ponca City, OK
    Posted on September 26th, 2020 12:00 AM
    Kenia,We are very appreciative of you! You are the best at what you do, Kenia! This couldn’t have been possible without you. You worked so hard to do whatever you could to get help us. I feel that you treated us as you would want to be treated...
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    Zuser20171219103226301
    Coppell, TX
    Posted on September 14th, 2020 12:00 AM
    Very careful, responsive, always open to answer all my questions. I recommend Kenia, specially if it is your first time buying a home. She explained whole process for us before we accepted the final offer.
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    Cristianoao
    Frisco, TX
    Posted on September 2nd, 2020 12:00 AM
    Kenia overachieved my expectation, she was refereed to me by a friend of mine and in fact she did a great job as she did to my friend. Her response time is impressive and she is always ready to discuss each step of the loan process in deep...
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    About
    I’m Kenia Costa, and my greatest professional satisfaction comes from helping people feel confident about their home financing decisions and proud of what they can accomplish. With more than 20 years of experience in the mortgage industry, I have had the privilege of helping hundreds of families, homebuyers, homeowners, and investors navigate the mortgage process. Based in San Diego, California, I serve clients in California, Texas, and other states, providing personalized guidance tailored to each client’s unique goals and financial situation. I understand that no two borrowers are the same. Whether you’re purchasing your first home, moving up, refinancing, self-employed, investing in real estate, or exploring alternative financing options, my goal is to make the process clear, strategic, and as smooth as possible. Throughout my career, I’ve been recognized as a top mortgage professional and President’s Club member, but the recognition that matters most to me is the trust my clients and referral partners place in me. I am committed to providing the information, communication, and guidance you need to make confident mortgage decisions and achieve your real estate goals.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Conventional Home Loan
    Construction Loan
    Adjustable Rate Mortgages
    DSCR Loans
    Cash-Out Refinances
    ITIN Mortgage Loans
    Commercial Loans
    Bank Statement Loans
    1099 Income Loans
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    Positions
    • Rize Mortgage - Loan Originator
      Aug 10th, 2026 - Current
    • PrimeLending - Loan Originator Senior
      Jul 15th, 2026 - Aug 10th, 2026
    Addresses and Serving Areas
    Primary Serving Area
    Licenses
    • nmls # 536257