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Ken Zorovich at NFM Lending
Branch Manager | NMLS# 369398


Florida State University
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We were originally buying this property as our primary residence, but at the last minute we had to change it to a secondary home. Dan was amazing throughout the entire process. He handled the change quickly, efficiently, and made what could...
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Reply from Owner
July 22nd, 2026 12:00 AM
Thank you, Dara, for sharing your experience. We're pleased to hear that Dan was able to handle the change smoothly and efficiently for you. It's great to know that his responsiveness and expertise made the process seamless. Your recommendation...
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I have used NFM Lending 3 times now. Both Dan and Melanie worked tirelessly to ensure everything moved along smoothly to ensure a timely closing. I would like to share a particular shout-out to Melanie for her constant pursuit and reassurance...
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This must've been the most simplest Closing I have ever done. Brian and Ken were awesome. Things went as smooth as expected.
Reply from Ken Zorovich
August 14th, 2026 03:48 PM
Frank, we appreciate your kind words and are pleased to hear that your closing process was smooth and straightforward. It's great to know that we provided you with such a positive experience. Thank you for sharing your feedback!
I highly recommend them for any finance or refinance you have
Reply from Owner
July 22nd, 2026 12:00 AM
Thank you, Frank, for your recommendation. We're pleased to know that you had a positive experience with NFM Lending for your finance or refinance needs. If there's anything more we can do for you, please let us know.
I recommended Dan to my client to buy a house with complicated income sources and during a messy divorce. He was able to get very good, and maybe even the best rates and solve few BIG issues in the process. My buyer even thanked me after specifically...
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Reply from Owner
July 22nd, 2026 12:00 AM
Thank you, Ilya, for recommending Dan to your client. We're pleased to hear that Dan was able to navigate the complexities of the situation and secure great rates. It's wonderful that your client appreciated your recommendation and felt well-supported...
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Dan and his team were incredible! From day one, they went above and beyond to fight for me as their client — advocating on my behalf at every turn and making sure I got the best possible outcome. Their attention to detail was exceptional; nothing...
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Reply from Owner
July 22nd, 2026 12:00 AM
Andrew, we're grateful for your kind words about Dan and his team's efforts. It's wonderful to know they provided you with such attentive service and expert guidance throughout your homebuying journey. We appreciate you highlighting their dedication...
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super good
Reply from Ken Zorovich
July 17th, 2026 05:47 PM
Thank you, Maria! We're pleased to hear you had a super good experience with our team at NFM Lending. Your positive feedback is greatly appreciated.
I had an excellent experience working with Ken Zorovich during the purchase of my first home in America. My realtor, Shivali Dua, introduced me to Ken, and I couldn’t have asked for a better lending broker. Since I work outside the United States,...
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Reply from Ken Zorovich
August 14th, 2026 03:51 PM
Thank you, Elfiya, for sharing your wonderful experience with Ken Zorovich at NFM Lending. We're pleased to hear how Ken's professionalism and dedication helped make your first home purchase in America smooth and stress-free. Your kind words...
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Ken Zorovich at NFM Lending has received a review with 5 star rating from Ma V
Reply from Ken Zorovich
August 14th, 2026 03:51 PM
We truly appreciate your 5-star rating. Thank you for choosing NFM Lending!
When we were introduced to Ken he walked us through all the steps and possible issues we might face should our credit was not up to par, but it was so we proceeded with NFM. I might also add that NFM were also very competative with other brokers...
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Reply from Ken Zorovich
July 17th, 2026 05:48 PM
Thank you, Camille, for sharing your experience with us. We're pleased to hear that our team provided clear guidance and that you found our services competitive and straightforward. Your feedback is truly appreciated.
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Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
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Education
- Florida State UniversityFinanceBachelor of Science (BS)Sep 1996 -May 2000

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 369398
Disclaimer
NFM Lending, LLC does business as NFM Lending. NFM Lending, LLC’s Nationwide Mortgage Licensing System (NMLS) Company Identifier Number is 2893 (https://www.nmlsconsumeraccess.org) For additional licensing information, please visit: https://www.nfmlending.com/licensing/. NFM Lending, LLC is not affiliated with, or an agent or division of, a governmental agency or a depository institution. Copyright © 2026.