

Ken Byrne
Branch Partner


George Mason University
With 34 years in the mortgage industry — including 26 years earning President's Club recognition — Ken Byrne is a trusted mortgage lending authority based in Chantilly, VA. Ken works with first-time homebuyers, self-employed borrowers, vete... Show More
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Ken and his team are wonderful to work with. Always answer your questions in a timely manner. Very professional !
Reply from Ken Byrne
March 4th, 2025 06:34 PM
Thanks for the kind words Cheryl. I am sure you and Stephen will enjoy the holidays even more now with the new spacious home.
Mr. Ken're there every step from begining through the finals close.
Reply from Ken Byrne
March 4th, 2025 06:34 PM
I'm thrilled to hear that you had a positive experience with me at ALCOVA Mortgage, Nicole. It was my pleasure to be there for you at every step of the process. Your feedback and rating of 4.83 out of 5 stars means a lot. It's my goal to ensure...
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Love working with Ken. All the clients I have refer him to, love how knowledgeable he is and how responsive he is. Highly recommended.
Reply from Ken Byrne Team at Alcova Mortgage
September 23rd, 2025 01:56 PM
Thank you so much for the complimentary words - and sorry for the late reply. I truly appreciate your referrals and trust. It means a lot to know your clients feel well taken care of. Always here to help whenever you need a lending partner...
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Ken Byrne has received a review with 5 star rating from Esther M C
Reply from John Sab
January 16th, 2025 02:23 AM
Hey Esther, I have a question for you about Ken Byrne Team at Alcova Mortgage. Can you tell me more about that?
Ken Byrne has received a review with 5 star rating from Kevin J
Wonderful person. ..very knowledgeable. ...made our dreams come true..first time home buyers
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About
With 34 years in the mortgage industry — including 26 years earning President's Club recognition — Ken Byrne is a trusted mortgage lending authority based in Chantilly, VA. Ken works with first-time homebuyers, self-employed borrowers, veterans, investors, and second-home buyers — offering conventional, FHA, VA, USDA, jumbo, non-QM, bank statement, and DSCR loans across Virginia, Maryland, DC, North Carolina, South Carolina, Florida, and West Virginia. Ken and his team stay ahead of market trends while keeping the process personal, asking the right questions and explaining each step. With in-house underwriting for faster decisions, Ken delivers a no-nonsense, no-surprises, no-delays experience from application to closing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Fixed Rate Mortgages
DSCR Loans
Cash-Out Refinances
Home Equity Loan
ITIN Mortgage Loans
Bank Statement Loans
1099 Income Loans
Specialities
Conventional, FHA, USDA, VA, and non-QM loans, we offer a wide variety of loan programs
DSCR (Investment properties and Fix N Flips)
VHDA (down payment assistance)
HELOCs (Home Equity Lines of Credit)
Trade In Mortgage
Renovation Loans
Construction Loans (1 time close)
P&L Only Loan Program (Profit & Loss Statement)
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Education
- George Mason UniversityBachelor of Arts (BA)Aug 1983 -May 1988

Positions
- ALCOVA Mortgage, LLC - Branch PartnerOct 7th, 2024 - Current
- First Heritage Mortgage, LLC - Vice President Residential LendingDec 7th, 2015 - Oct 4th, 2024
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Addresses and Serving Areas
Primary Serving Area
Year Started
1992
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID#187129
- Licensed in VA, WV, MD, DC, NC, SC, and FL. Team member licensed in TN with NMLS ID#1965251
Achievements
- Presidents Club 26 years
Hobbies
- Relaxing at the beach
- Boating on the lake
- Going on RV adventures
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Disclaimer
ALCOVA Mortgage, LLC | NMLS ID# 40508 | (www.nmlsconsumeraccess.org) | 308 Market St. SE, Roanoke VA 24011 | 855.462.5268 | Georgia Residential Mortgage Licensee# 42101 | Licensed by the N.J. Department of Banking and Insurance