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Kelly Vita - Senior Mortgage Loan Officer in Frederick, MD

Kelly Vita

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Senior Mortgage Loan Officer

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Kelly brings over 10 years of experience in mortgage lending to our team including years of training and managing loan officers. She is passionate about helping first time homebuyers achieve homeownership and strives to be a lifelong lendin... Show More
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Business Hours
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24 hours
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24 hours
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24 hours
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5 Star
98%
4 Star
2%
3 Star
0%
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Reviews from Web
  • Encompass
    J
    Jennifer U
    Frederick, MD
    Posted on July 17th, 2025 08:41 PM
    Kelly explained everything to me in very simple terms that I would understand. She was very prompt responding to my emails or calls. She never made me feel like a bother to her. Very grateful!!
  • Encompass
    L
    Lindsay S
    Frederick, MD
    Posted on September 5th, 2026 09:23 PM
    This is our first home and Kelly made the process easy to understand and waa there for us every step of the way. Working with her took away a lot of the anxiety out of the homebuying process.
    Reply from Atlantic Union Bank Home Loans
    September 15th, 2026 02:51 PM
    Thank you for sharing your experience. Purchasing your first home is an exciting milestone, and it’s wonderful to know Kelly helped make the process easy to understand and provided support every step of the way. Buying a home can come with...
    read more
  • Encompass
    M
    Murielle A
    Frederick, MD
    Posted on August 2nd, 2026 12:50 PM
    Kelly made the whole process enjoyable .
    Reply from Kelly Vita
    August 3rd, 2026 02:30 PM
    Thank you, Murielle! It was a pleasure working with you!
  • Encompass
    S
    Sandy G W
    Mount Airy, MD
    Posted on August 1st, 2026 11:21 PM
    We had a wonderful experience. We are very happy woth the whole process.
    Reply from Kelly Vita
    August 3rd, 2026 02:31 PM
    Thank you, Sandy! That makes my day!
  • 3rd Party Review
    W
    William P
    Posted on April 16th, 2026 12:00 AM
    Kelly and her team were very attentive and helped resolve issues as they came up. very easy to work with.
  • 3rd Party Review
    E
    Emily M
    Frederick, MD
    Posted on January 29th, 2026 12:00 AM
    Informative and smooth
  • 3rd Party Review
    J
    Julia T
    Frederick, MD
    Posted on December 2nd, 2025 12:00 AM
    Great experience! Every question was answered promptly and guided every step of the way!
  • Encompass
    W
    Wendy E F
    Sarasota, FL
    Posted on July 5th, 2025 03:57 PM
    The assistance, professionalism and speed of service were GREAT!
  • Encompass
    D
    Dick O F
    Sarasota, FL
    Posted on June 29th, 2025 01:58 PM
    Kelly is the consummate professional . She is knowledgeable, efficient, effective and a pleasure to work with
  • Encompass
    O
    Oscar P F
    Monrovia, MD
    Posted on May 27th, 2025 12:22 PM
    Kelly was incredible to work with. Veyr communicative, helped guide me through the entire process and explained in detail each step needed to complete my home purchase.
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    About
    Kelly brings over 10 years of experience in mortgage lending to our team including years of training and managing loan officers. She is passionate about helping first time homebuyers achieve homeownership and strives to be a lifelong lending partner for her clients ongoing financial goals. A Washington Adventist University graduate with a degree in education Kelly aims to bring knowledge and empowerment to the mortgage process. When not assisting clients Kelly enjoys family time and traveling to explore new cultures and food.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Medical Professional Mortgages
    USDA Loans
    Non-QM
    Cash-Out Refinances
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 202606
    Disclaimer

    Atlantic Union Bank, located in Virginia and beyond, offers a wide range of financial solutions including checking accounts, savings accounts, business loans and more. Bank online or visit one of our conveniently located branches or ATMs today. Member FDIC. NMLS # 551889. ©2026 Atlantic Union Bank. All rights reserved.