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Kelly Pennington - Sr. Loan Officer  |  NMLS #1526880 in Irvine, CA

Kelly Pennington

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Sr. Loan Officer | NMLS #1526880

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Kelly has a unique advantage because her father has been a mortgage loan originator for over 27 years and has shared his experiences, victories, and failures with her so that she may use them to become a stronger loan originator here in Cal...... Show More
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Overall Ratings
4.97
(156)
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  • 5.0
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    Theresa D
    Guerneville, CA
    Posted on June 25th, 2026 03:54 PM
    Kelly is wonderful! Always clear communicative, and excellent with clients!
  • 5.0
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    Matthew P
    Guerneville, CA
    Posted on June 25th, 2026 03:42 PM
    Kelly was available and flexible. Explained everything clearly and made the lending process easy
  • 5.0
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    Scott D
    Guerneville, CA
    Posted on June 5th, 2026 03:34 PM
    Everyting on Kelly's end was perfect...other aspects of the escrow were challenging and Kelly helped us through that.
    Reply from Kelly Pennington
    June 15th, 2026 03:35 PM
    Scott, I'm happy to know that everything on my end was perfect and that I could help you through the challenging aspects of the escrow. If you have any further questions or need assistance, please feel free to reach out.
  • 5.0
    SFTP
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    Charles C
    Guerneville, CA
    Posted on June 2nd, 2026 05:02 PM
    Kelly was terrific, clear explanations and an amazing level of patience with our process!
    Reply from Kelly Pennington
    June 2nd, 2026 08:45 PM
    Thank you! The two of you were wonderful to work with! :)
  • 5.0
    SFTP
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    Rick S
    Guerneville, CA
    Posted on May 14th, 2026 03:14 PM
    highly reccomend
    Reply from Kelly Pennington
    May 25th, 2026 08:01 PM
    Thank you, Rick, for your recommendation. I appreciate your support and am glad to know you had a positive experience. If you need anything in the future, feel free to reach out.
  • 5.0
    SFTP
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    Franklin C
    Petaluma, CA
    Posted on May 7th, 2026 09:53 PM
    Kelly was fantastic every step of the way. Highly recommend!
    Reply from Kelly Pennington
    May 18th, 2026 06:00 PM
    Thank you for your recommendation, Franklin. I'm glad to hear that you found each step of the process good. If you have any questions in the future, please feel free to reach out.
  • 5.0
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    J
    Jaclyn L
    Posted on April 23rd, 2026 12:29 AM
    I cant say enough about how amazing Kelly is, she made the whole experience so smooth. She explained EVERYTHING to us in a way we can understand. She also went above and beyond.
    Reply from Kelly Pennington
    May 4th, 2026 08:57 PM
    I'm grateful to hear that you found the experience smooth and that my explanations were helpful, Jaclyn. It’s appreciated to know that going above and beyond made a positive impact on your journey. If you have any more questions or need further...
    read more
  • 5.0
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    Sean P
    Santa Rosa, CA
    Posted on April 16th, 2026 02:00 AM
    Kelly is very professional but also kind and helpful throughout the whole process. Have nothing but good things to say about her and how easy she made the process of purchasing our first home! Highly recommend!!
    Reply from Kelly Pennington
    April 27th, 2026 05:39 PM
    I'm pleased to hear that you found the home buying process easy and that I could help make it a positive experience for you, Sean. Thank you for your kind recommendation and for sharing your good thoughts. If you have any future questions or...
    read more
  • 5.0
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    Jaclyn L
    Santa Rosa, CA
    Posted on April 11th, 2026 04:19 PM
    You are absolutly amazing
    Reply from Kelly Pennington
    April 13th, 2026 09:37 PM
    Thank you, Jaclyn! So are you! You were a pleasure to work with. Congratulations on your new home!
  • 5.0
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    Jeffery K
    Santa Rosa, CA
    Posted on March 31st, 2026 03:31 PM
    She was awesome
    Reply from Kelly Pennington
    April 10th, 2026 03:32 PM
    I appreciate your kind words, Jeffery. It's rewarding to hear that you had a positive experience. If you ever have any questions or need assistance in the future, don’t hesitate to reach out.
  • 10 of 156
    About
    Kelly has a unique advantage because her father has been a mortgage loan originator for over 27 years and has shared his experiences, victories, and failures with her so that she may use them to become a stronger loan originator here in California.
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
    214
    /850
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    Year Started

    2021

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #1526880
    Disclaimer
    ©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.