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Kelly Pennington - Sr. Loan Officer  |  NMLS #1526880 in Irvine, CA

Kelly Pennington

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Sr. Loan Officer | NMLS #1526880

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Kelly has a unique advantage because her father has been a mortgage loan originator for over 27 years and has shared his experiences, victories, and failures with her so that she may use them to become a stronger loan originator here in Cal... Show More
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  • SFTP
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    John V
    Santa Rosa, CA
    Posted on August 19th, 2026 03:30 PM
    I was new to this process and likely overly needy on detail. Kelly was great in patiently responding to my questions and getting me sorted out. She likely deals with folks either well-versed in the process or less inquisitive than me, so my...
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    Reply from Kelly Pennington
    August 31st, 2026 03:42 PM
    John, I'm glad I could assist you with your questions and make the process smoother for you. I appreciate your feedback and will certainly consider it as I strive to tailor my approach to each customer's needs. Thank you for sharing your positive...
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    Trinka G
    Guerneville, CA
    Posted on August 15th, 2026 06:43 PM
    Thank you Kelly! You were so kind to us and such a help in this long escrow. We are so thankful to have worked with you!
    Reply from Kelly Pennington
    August 25th, 2026 06:44 PM
    Trinka, I appreciate your kind words and am glad I could be of help during the long escrow process. It was a pleasure working with you.
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    Michael B
    Hemet, CA
    Posted on July 10th, 2026 12:33 AM
    Kelly provided me with clear and concise explanations of the steps I needed to complete in order to complete the loan application and responded quickly when I had questions or concerns which made the process less stressful.
    Reply from Kelly Pennington
    July 20th, 2026 06:52 PM
    I'm grateful for your kind words, Michael. I'm pleased that the clear and concise explanations helped make the loan application process less stressful for you. If you have any more questions or need further assistance, please don't hesitate...
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    Theresa D
    Guerneville, CA
    Posted on June 25th, 2026 03:54 PM
    Kelly is wonderful! Always clear communicative, and excellent with clients!
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    Matthew P
    Guerneville, CA
    Posted on June 25th, 2026 03:42 PM
    Kelly was available and flexible. Explained everything clearly and made the lending process easy
    Reply from Kelly Pennington
    July 6th, 2026 07:31 PM
    I'm pleased to hear that my availability and flexibility were helpful, Matthew. Making the lending process easy and clear for you is important to me. If you ever have more questions or need assistance, don't hesitate to reach out.
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    Scott D
    Guerneville, CA
    Posted on June 5th, 2026 03:34 PM
    Everyting on Kelly's end was perfect...other aspects of the escrow were challenging and Kelly helped us through that.
    Reply from Kelly Pennington
    June 15th, 2026 03:35 PM
    Scott, I'm happy to know that everything on my end was perfect and that I could help you through the challenging aspects of the escrow. If you have any further questions or need assistance, please feel free to reach out.
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    Charles C
    Guerneville, CA
    Posted on June 2nd, 2026 05:02 PM
    Kelly was terrific, clear explanations and an amazing level of patience with our process!
    Reply from Kelly Pennington
    June 2nd, 2026 08:45 PM
    Thank you! The two of you were wonderful to work with! :)
  • SFTP
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    Rick S
    Guerneville, CA
    Posted on May 14th, 2026 03:14 PM
    highly reccomend
    Reply from Kelly Pennington
    May 25th, 2026 08:01 PM
    Thank you, Rick, for your recommendation. I appreciate your support and am glad to know you had a positive experience. If you need anything in the future, feel free to reach out.
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    Franklin C
    Petaluma, CA
    Posted on May 7th, 2026 09:53 PM
    Kelly was fantastic every step of the way. Highly recommend!
    Reply from Kelly Pennington
    May 18th, 2026 06:00 PM
    Thank you for your recommendation, Franklin. I'm glad to hear that you found each step of the process good. If you have any questions in the future, please feel free to reach out.
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    Jaclyn L
    Posted on April 23rd, 2026 12:29 AM
    I cant say enough about how amazing Kelly is, she made the whole experience so smooth. She explained EVERYTHING to us in a way we can understand. She also went above and beyond.
    Reply from Kelly Pennington
    May 4th, 2026 08:57 PM
    I'm grateful to hear that you found the experience smooth and that my explanations were helpful, Jaclyn. It’s appreciated to know that going above and beyond made a positive impact on your journey. If you have any more questions or need further...
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    About
    Kelly has a unique advantage because her father has been a mortgage loan originator for over 27 years and has shared his experiences, victories, and failures with her so that she may use them to become a stronger loan originator here in California.
    Products & Services
    Mortgage Loan Officer
    Mortgage Refinance
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    Year Started

    2021

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #1526880
    Disclaimer
    ©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.