

Kelly Pennington
Sr. Loan Officer | NMLS #1526880

Kelly has a unique advantage because her father has been a mortgage loan originator for over 27 years and has shared his experiences, victories, and failures with her so that she may use them to become a stronger loan originator here in Cal...... Show More
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highly reccomend
Kelly was fantastic every step of the way. Highly recommend!
I cant say enough about how amazing Kelly is, she made the whole experience so smooth. She explained EVERYTHING to us in a way we can understand. She also went above and beyond.
Reply from Kelly Pennington
May 4th, 2026 08:57 PM
I'm grateful to hear that you found the experience smooth and that my explanations were helpful, Jaclyn. It’s appreciated to know that going above and beyond made a positive impact on your journey. If you have any more questions or need further...
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Kelly is very professional but also kind and helpful throughout the whole process. Have nothing but good things to say about her and how easy she made the process of purchasing our first home! Highly recommend!!
Reply from Kelly Pennington
April 27th, 2026 05:39 PM
I'm pleased to hear that you found the home buying process easy and that I could help make it a positive experience for you, Sean. Thank you for your kind recommendation and for sharing your good thoughts. If you have any future questions or...
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You are absolutly amazing
Reply from Kelly Pennington
April 13th, 2026 09:37 PM
Thank you, Jaclyn! So are you! You were a pleasure to work with. Congratulations on your new home!
She was awesome
Reply from Kelly Pennington
April 10th, 2026 03:32 PM
I appreciate your kind words, Jeffery. It's rewarding to hear that you had a positive experience. If you ever have any questions or need assistance in the future, don’t hesitate to reach out.
Fantastic! Never plan to use anyone else. Thank you!
Reply from Kelly Pennington
March 2nd, 2026 06:23 PM
It's great to hear such positive feedback, Ashley. I'm glad to know that your experience was so satisfactory that you want to continue working with me. If there's anything more you'd like to discuss or any future plans you have, feel free to...
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was so attentive and helpful every step of the way. She always got back to me almost right away with any question I had and was always patient if I needed to ask a bunch of questions.
Reply from Kelly Pennington
February 19th, 2026 11:12 PM
Thank you, Brandy! You were lovely to work with!
Kelly made the whole process go smoothly and kept us feeling comfortable and confident. She was super pleasant and very responsive. She did an amazing job!
Reply from Kelly Pennington
January 30th, 2026 05:01 PM
I'm glad to hear that the process was smooth for you, Kristen, and that you felt comfortable and confident throughout. It's important to me to be both responsive and pleasant in my interactions, so I'm pleased those efforts came across. If...
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Kelly was exceptional in our home buying process. Couldn't have done it without her help!
Reply from Kelly Pennington
January 23rd, 2026 04:48 PM
I'm pleased to know you found my support valuable during your home buying process, Zachary. It's great that I could assist you effectively. If there's anything more you need, feel free to reach out anytime.
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About
Kelly has a unique advantage because her father has been a mortgage loan originator for over 27 years and has shared his experiences, victories, and failures with her so that she may use them to become a stronger loan originator here in California.
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Year Started
2021
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1526880
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.