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Kelly McHale - AnnieMac Home Mortgage - Mortgage Loan Originator | NMLS # 210456 in Sparta, NJ

Kelly McHale - AnnieMac Home Mortgage

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Mortgage Loan Originator | NMLS # 210456

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Kelly understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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  • Encompass
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    Mateo B
    Bedminster, NJ
    Posted on August 12th, 2026 03:53 PM
    Kelly was an incredible loan officer throughout our entire home-buying process. From the very first day we contacted her through a great recommendation, she was always attentive, responsive, and genuinely committed to helping us every step...
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    Maria A
    Bedminster, NJ
    Posted on August 12th, 2026 12:06 PM
    Getting our mortgage with Kelly and AnnieMac Home Mortgage was a very smooth and easy process. They always answered our questions, addressed our concerns, and guided us through every step of the process with great patience. They made us feel...
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  • Encompass
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    Shreesha H
    Basking Ridge, NJ
    Posted on August 11th, 2026 10:34 AM
    Kelly was very responsive and responded to all my questions in short time.
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    Michelle M
    Bedminster, NJ
    Posted on August 10th, 2026 06:17 PM
    Kelly was wonderful to work with! She was responsive, knowledgeable, and made the entire process seamless for my buyer. I truly appreciated her communication and dedication throughout the transaction. I look forward to working with her again!...
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    Kunal S
    Sewaren, NJ
    Posted on August 5th, 2026 06:10 PM
    Kelly Had to go above and beyond to get this done. Even with deed restrictions and so many speed bumps. Once Kelly figured those out, we were able to get this closed in less than 3 weeks!!.
  • Encompass
    S
    Sandeep S
    Long Branch, NJ
    Posted on July 14th, 2026 05:29 PM
    Amazing experience
    Reply from Kelly McHale - AnnieMac Home Mortga...
    July 14th, 2026 05:35 PM
    Congrats on your new home!
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    Tiffany C
    Burlington, NJ
    Posted on July 14th, 2026 01:33 PM
    Kelly is absolutely amazing to work with! She is responsive, quick and very knowledgeable. She makes understanding the process and different programs offered to different clients seemless.
    Reply from Kelly McHale
    July 14th, 2026 05:36 PM
    Thank you so much for the kind words! Love working with you!
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    Nicholas M
    Toms River, NJ
    Posted on June 26th, 2026 01:44 PM
    Kelly is great, very responsive, very thorough with explanations and dealing with the countless questions I have had!
    Reply from Kelly McHale
    July 6th, 2026 01:45 PM
    I'm glad to hear that you found my responsiveness and thorough explanations helpful, Nicholas. It was a pleasure to assist with your questions. If there's anything more you need, please feel free to reach out.
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    Majlinda A
    Cranford, NJ
    Posted on June 4th, 2026 02:00 PM
    Communication communication communication!! So pleased with the consistency in communication and patience in explaining every step. Thank you so much!!
    Reply from Kelly McHale
    June 15th, 2026 04:12 PM
    I'm pleased to hear that you appreciated the consistent communication, Majlinda. It was my pleasure to explain every step along the way. Thank you for your kind words, and if you need further assistance, just let me know!
  • Encompass
    H
    Hui Z
    Morris Plains, NJ
    Posted on May 31st, 2026 08:50 PM
    Everything went smoothly, Kelly and her team were responsive.
    Reply from Kelly McHale - AnnieMac Home Mortga...
    May 31st, 2026 09:08 PM
    I'm pleased to hear that everything went smoothly, Hui. I appreciate your kind words about my team's responsiveness. If there's anything else you need in the future, please feel free to reach out.
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    About
    Kelly understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Kelly is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending in New Jersey, New York, & Pennsylvania
    Purchases, Refinance, Renovation, Grants, Cash Offer programs
    Conventional
    FHA
    USDA
    VA Loans
    Jumbo
    Non-QM
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    Memberships
    • BNI- Community Builders
    • NCJAR
    • Morristown Women in Business Board Member
    Addresses and Serving Areas

    Year Started

    2007

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 210456
    Disclaimer

    ©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.