Kelle Walters
Senior Mortgage Banker | NMLS# 253779
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM(Open now)
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Reviews from Web
We have used Kelle in the past In a rather straight forward buying process. Kelle and her team handled it was ease and made the process smooth.When faced with a transaction involving many moving parts, there was never another Mortgage Banker...
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Reply from Owner
April 22nd, 2026 05:17 PM
Brian, this is the BEST review and I appreciate your kinds words so much! So very glad that we could get this done for you. I wish you many blessings in your home!
We have used Kelle in the past In a rather straight forward buying process. Kelle and her team handled it was ease and made the process smooth.When faced with a transaction involving many moving parts, there was never another Mortgage Banker...
read more
Reply from Kelle Walters
April 21st, 2026 07:07 PM
Wow, thank you Brian! I appreciate your kind words so much. So happy that we could get your transaction closed! It was a pleasure working with you both!
Understood our specific needs, was responsive and kept us up to date on the process, and was personable and easy to interact with.
Reply from Kelle Walters
April 21st, 2026 07:09 PM
Thank you, Lori! It was so great to meet you at closing and I appreciate you choosing Flat Branch Home Loans for your refinance! It was a pleasure working with you both!
Well prepared, knowledgeable and very helpful along the entire process.
Reply from Kelle Walters
April 21st, 2026 07:07 PM
Thank you Michael! I appreciate your business!
Very easy to work with, quick to answer questions, explained all the steps and kept me updated on the progress of things
Reply from Kelle Walters
April 21st, 2026 07:08 PM
Thank you for your feedback! It was a pleasure working with you!
We had several issues with the notary not being dispatched to us during our schedules meet. When we called in we where told the system was down . We where told the system would be back up by Thursday and to go ahead and reschedule for Thursday...
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Reply from Kelle Walters
April 15th, 2026 11:28 AM
Justin, I'm so sorry you had issues with the Figure HELOC automated system and process. This is the first one that I've heard of all this happening and I apologize for your inconvenience. Thank you for your feedback.
Kelle was great to work with. Any time I had questions or concerns, she was right there to help me along. She made sure I understood what was needed and when, so that the whole process flowed smoothly.
Reply from Kelle Walters
April 7th, 2026 04:56 PM
Thank you, Steven! Congrats on your new home and welcome to Mid-Missouri!
Kelle Walters has received a review with 5 star rating from Kimberlee C
Reply from Owner
April 4th, 2026 06:31 PM
Thank you so much!
Kelle was great to work with. She was quick to answer our questions and did everything quickly and professionally. She's very friendly and enjoyable to work with. She made our closing very easy and helped to meet our timeline for purchasing...
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Reply from Kelle Walters
April 7th, 2026 04:57 PM
Thank you, Kimberlee - it was so fun working with you both. Best of luck on your new job and welcome to Columbia!
Kelle is so fantastic to work with. She is knowledgeable and efficient. We’ve worked with her multiple times and honestly, I wouldn’t want to work with anyone else. She makes complex issues easy to navigate and I always appreciate her professionalism!...
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Reply from Owner
April 1st, 2026 08:48 PM
Wow thank you so much, Ali! I appreciate your kind words and value your business. It's a pleasure working with both of you!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Mortgage Loan Programs
FNMA Home Ready & FHLMC Home Possible
USDA loan program
VA & FHA loan programs
MHDC Missouri Housing Development Commission programs for 1st time and repeat buyers
1st Time Home Buyer consulting/loan program comparison
Repeat and Investment Buyer Consulting
Jumbo loan programs
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerDec 11th, 2009 - Current
- Flat Branch Home Loans - TPO Co-Founder Loan Officer TrainerFeb 2nd, 2015 - Sep 15th, 2017
Memberships
- Womens Council of Realtors, Columbia, MO
- Board Member Armani's Angels Non-Profit
- Affiliate Member - Columbia, MO Board of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 253779
Gallery
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Videos
Achievements
- 23 years in the mortgage business!
Hobbies
- Landscaping
- All things outdoor flowers
- LOVE movies
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149