Keith Cloak
Sales Manager
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business ... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
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closed
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Reviews from Web
The loan closed well ahead of the commitment deadline and I was kept in the loop throughout the entire process with email updates. Keith did a great job for my client and has done excellent work for many of my clients. I highly recommend Keith...
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Reply from Keith Cloak
October 13th, 2026 08:12 PM
I'm thankful for your recommendation, Joseph. I'm pleased to know that the loan closed ahead of schedule and that you appreciated the email updates throughout the process. It's always rewarding to work with you and your clients at Absolute...
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Keith is a great guy who made buying a house very easy. Always answered my phone calls and returned emails right away.
Reply from Keith Cloak
October 6th, 2026 02:10 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Allison D C
Naples, FL
Posted on August 3rd, 2026 01:35 PM
Keith is always readily available to talk and quick to look into and address any concerns or questions. As the Realtor in the transaction, I found him very pleasant and easy to deal with and the Transaction closed on time and without issues....
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Great experience
Reply from Keith Cloak
August 7th, 2026 04:10 PM
We hope we'll have the opportunity to serve you again and deliver exceptional services.
Outstanding follow up and communication skills
Reply from Keith Cloak
August 7th, 2026 04:10 PM
It was great working with you! Thanks again for putting your trust in us.
Keith patiently navigated us through a difficult transition coming from a previous mortgage broker and was able to successfully meet our closing date. Keith set proper expectations up front and helped us meet a tight timeline. I look forward...
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Reply from Keith Cloak
August 7th, 2026 04:10 PM
I really appreciate the feedback and am looking forward to working with you again.
Keith always follows up.
Reply from Keith Cloak
August 7th, 2026 04:10 PM
I enjoyed working with you. Thanks for the great feedback.
was very pleased with Kieth. Always returned call promptly, answered all of myquestioned and was excelled communicater.
Reply from Keith Cloak
August 7th, 2026 04:10 PM
I enjoyed working with you. Thanks for the great feedback.
i had a few challenges and Keith kept me calm, and communicated throughout process . Great dude
Reply from Keith Cloak
August 7th, 2026 04:10 PM
I really appreciate the feedback and am looking forward to working with you again.
Keith made the process smooth and efficient. I had heavy work committments during the process and was not able to be as responsive to document requests as would like to be. Despite that, Keith keep things moving and accomodated a request to...
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Reply from Keith Cloak
August 7th, 2026 04:10 PM
It was great working with you. Thanks again for putting your trust in us.
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About
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
Primary Serving Area
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID #212030
Disclaimer
All borrowers may apply, not all borrowers may qualify. This is not a commitment to lend. Subject to credit approval and underwriting guidelines. Rates, terms, and programs are subject to change without notice. Some products may not be available in all states. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. California – Loans made or arranged pursuant to a California Financing Law license, DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.