Kayleigh Smotherman
MORTGAGE LOAN OFFICER | NMLS# 1735124
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownershi... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM(Open now)
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Very smooth process from start to finish!
Reply from Kayleigh Smotherman
February 2nd, 2026 03:20 PM
It was a pleasure working with you and Jeremy! Congratulations on your new home!
I already had a small personal relationship with Kayleigh through friends. Trusting my friends, I then trusted Kayleigh with guiding me through my first mortgage process. I was rewarded with, what I can only assume, was the easiest part of...
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Reply from Kayleigh Smotherman
February 2nd, 2026 03:30 PM
Aw, thank you for the glowing review, Scott! It was an honor to be given the opportunity to work with you on such a big milestone. Congratulations on your new home!
Kayleigh was always available when I needed information or questions asked. She went out of her way to make everything great. I wouldn't think of using anyone else and will be referring anyone I know to her.
Reply from Kayleigh Smotherman
January 7th, 2026 04:50 PM
Mr. Neyrey! This was quite a journey, so needless to say I am elated with this glowing review! I will miss our regular conversations! I hope to stay in touch with you and Mrs. Suzanne, and I would love to work with you and your family in the...
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How much help we received, the time taken to explain everything or every question. Answering calls , text, questions at anytime of day/night or on the weekends. The amount of patience that was had with questions and choice.
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Reply from Kayleigh Smotherman
December 19th, 2025 03:33 PM
Thank you for the glowing review, Corey! You guys were awesome to work with! I'm so happy for you and your family. Congratulations on your new home!
Kayleigh is great and knows what borrowers will need.
Reply from Kayleigh Smotherman
October 14th, 2025 02:29 PM
Thanks Tim!!
The length of time from start to finish made this a great experience. Communication between myself and bank.
Reply from Kayleigh Smotherman
October 13th, 2025 03:04 PM
It was a pleasure working with you again! Thank you for the 5-star review!
the closing process was very smooth and before the closing , Kayleigh explained everything in detail, and never rushed always made sure I understood everything. Enjoyed working with her .
Reply from Kayleigh Smotherman
September 22nd, 2025 03:13 PM
Thank you, Mr. Luis! It was lovely working with you and Mrs. Kimberly. I look forward to seeing the progress on your new home's construction!
Kayleigh was great with the whole process!
Reply from Kayleigh Smotherman
September 8th, 2025 02:29 PM
Natalie, thank you for the 5-star review! It was an honor to work with you on your first home purchase. I hope we can work together again down the road! Congratulations!
Everything
Reply from Kayleigh Smotherman
August 25th, 2025 03:01 PM
Tristen, it was a pleasure working with you and Fallyn! Congratulations on your first home and I hope to work with you guys again one day! I am so proud of you guys!
Kayleigh made everything quick and easy!!
Reply from Kayleigh Smotherman
August 13th, 2025 03:16 PM
Thank you for trusting me with your mortgage needs, Kelli! I'm so glad to hear everything felt quick and easy! That's always my goal!
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About
Gulf Coast Bank and Trust Company has been serving our community and our clients since 1990. We have a team of dedicated mortgage professionals who will guide you through the home loan process and help you achieve the dream of homeownership. We combine the values of old fashioned community lending with a focus on individualized customer service that keeps our customers best interest at the forefront of everything we do. Simply put, we are The Bank That Cares About You!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Single Close Construction Loans - Conventional and Government
VA Loans
FHA Loans
RD Loans
Conventional Loans
Rate Term and Cash-out Refinance Loans
Down Payment Assistance Loans
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Memberships
- NOMAR
- Women's Council of Realtors St Tammany
- Women's Council of Realtors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1735124
Hobbies
- finance
- body pump
- cooking
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Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.