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Karla Hernandez - Loan Officer in Tracy, CA

Karla Hernandez

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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran...... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Overall Ratings
5.0
(9)
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Reviews from Web
  • 5.0
    Encompass
    D
    Daniel M
    Modesto, CA
    Posted on March 26th, 2025 05:18 PM
    Karla was super helpful on helping us get our loan approved and was always communicating when we had any questions. She was very patient and helped us with every step making the process super easy.
  • 5.0
    Encompass
    M
    Marisol C
    Stockton, CA
    Posted on January 25th, 2025 05:53 PM
    Karla is amazing!!!! She has experience and knows what she is talking about. She was kind and efficient and she always explained things thoroughly and patiently. I recommend her 100%!! Plus, she speaks fluent Spanish and was able to communicate...
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  • 5.0
    Encompass
    Y
    Yer C V
    STOCKTON, CA
    Posted on March 25th, 2026 08:30 PM
    karla has been great! Walking me through step by step . I have already recommended you to one of my co worker
    Reply from Karla Hernandez
    April 2nd, 2026 08:30 PM
    I'm grateful for your kind words, Yer. It's wonderful to hear that you found the step-by-step guidance helpful. Thank you for recommending me to your colleague—such referrals mean a lot to me. If you or they need further assistance, I'm here...
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  • 5.0
    Encompass
    X
    Xay H
    STOCKTON, CA
    Posted on March 24th, 2026 10:40 PM
    Understanding and communication
    Reply from Karla Hernandez
    April 2nd, 2026 07:26 PM
    Thank you, Xay, for acknowledging the importance of understanding and communication in our interactions. Your feedback is truly appreciated. If there is anything more you'd like to discuss or explore, feel free to reach out.
  • 5.0
    Encompass
    G
    Gregory E B
    Corning, CA
    Posted on November 17th, 2025 04:57 PM
    Karla was very sincere about the needed requirements for the process to go smoothly, and that she was going to be there to help us every step of the way. Karla was very supportive and positive about the journey of becoming proud new home owners....
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  • 5.0
    write_review_unverified
    G
    Gregory B
    Posted on November 17th, 2025 04:38 PM
    Karla has a special gift of knowing how to respect and listen with the heart. She set a tone of trust and simplicity every step of the process. My wife and are first time home buyers and it was a journey filled hopelessness and disappointment....
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  • 5.0
    Encompass
    M
    Marisol C
    Stockton, CA
    Posted on October 6th, 2025 11:05 PM
    Karla is very clear about the process. She is very helpful and is professional with all she does. She was always willing to go the extra mile so that I could clearly understand what was happening in the transaction. She is geniune and kind....
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  • 5.0
    Encompass
    P
    Patrick A G
    Manteca, CA
    Posted on August 6th, 2025 04:57 PM
    Karla kept us all up to date on everything during the whole transaction. I would highly recommend her to anyone in need of a loan officer.
  • 5.0
    Encompass
    J
    Jose A P
    Stockton, CA
    Posted on February 18th, 2025 02:19 PM
    communication
  • 9 of 9
    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    86
    /850
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS: 880190
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235